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Citi Premier℠ Card review

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Advertiser Disclosure

Annual Fee
$95.00
Interest Rate: Purchases
19.74% ‐ 27.74% (Variable)
Interest Rate: Purchases
19.74% ‐ 27.74% (Variable)
Balance Transfer
19.74% ‐ 27.74% (Variable)
Balance Transfer
19.74% ‐ 27.74% (Variable)
Rewards
1 - 3 points
Rewards
1 - 3 points
Signup Bonus
80000 points (after spending $4,000)
Signup Bonus
80000 points (after spending $4,000)


8.6/10
Informr score
The Citi Premier℠ Card currently has an Informr score of 8.6 out of 10. This score is based on our evaluation of 31 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Citi Premier℠ Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


MoneyUnder30
MoneyUnder30

The Citi Premier® Card is a solid card for both everyday and travel purchases. With many ways to earn rewards and redeem Citi ThankYou points, the reasonable annual fee is pretty easy to justify for those with the credit to qualify. But this card does lack some of the free travel protections found w...

- Lauren Graves, MoneyUnder30
One Mile at a Time
One Mile at a Time

The Citi Premier® Card is an underrated card that earns valuable transferrable points. The card has a reasonable annual fee, a massive best-ever welcome bonus, and excellent 3x points categories. I don’t think there’s another card in the market with bonus categories as well-rounded as this card.

- Ben Schlappig, One Mile at a Time
CreditCards.com
CreditCards.com

The Citi Premier card offers a generous travel rewards program and its broad category coverage make it a terrific standalone rewards card for everyday spending.

- Kelly Dilworth, CreditCards.com
Upgraded Points
Upgraded Points

The Citi Premier® Card is an excellent option for anyone looking for an all-around travel rewards credit card. The card helps you earn points fast with great 3x bonus categories such as restaurants, supermarkets, gas stations, airfare, and hotels. Plus, it offers access to airline and hotel transfer...

- Alex Miller, Upgraded Points
FinanceBuzz
FinanceBuzz

The Citi Premier Card is a great choice for people who frequently travel and spend money on dining and entertainment. Cardmembers can earn up to 3X points on all kinds of travel, including gas stations, airfare, hotel stays, car rentals, and more. Your points are typically worth one cent each for tr...

- Lindsay Frankel, FinanceBuzz

Details


Interest Rates
Regular APR Interest Rate 19.74% ‐ 27.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 19.74% ‐ 27.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 28.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $41.00

Maximum

Promotions
Sign up bonus 80000 points after spending $4,000

On purchases within the first 3 months.

Rewards
All Purchases 1 point per $1 spent
Restaurants 3 points per $1 spent
Gas 3 points per $1 spent
Groceries No
Hotels 3 points per $1 spent
Travel 3 points per $1 spent

On air travel purchases

Pharmacy No
Bills No
Additional Details

3 points per $1 spent on Supermarkets category

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards Yes
Additional Benefits
  • Citi Entertainment
  • Enjoy $100 off a single hotel stay of $500 or more, excluding taxes and fees, through thankyou.com, once per calendar year
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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