Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Ethan Steinberg, Danyal Ahmed, The Points GuyDespite a bevy of competitors, the Citi Premier's long list of bonus categories and solid sign-up bonus make it one of the most lucrative points-earning cards in its price range. The wide range of ThankYou Rewards transfer partners makes this card compelling, especially for travelers who desire the...
- Erin Hurd, NerdWalletThis card earns rich ongoing rewards and could be a good deal for those who frequently travel internationally. But other cards offer more useful partners and more expansive definitions of travel.
- Reena Thomas, BankrateThe Citi Premier Card is the issuer’s flagship rewards card, and — although its travel perks and rewards aren’t the strongest — its everyday bonus categories, annual hotel savings and excellent pairing opportunities make it a valuable option for many travelers.
- Barbara King, Clint Proctor, ForbesIf you spend a lot of money at restaurants, supermarkets, gas stations, airlines and/or hotels, and can also maximize the value of the ThankYou Points you earn through either booking travel at ThankYou.com or transferring points to airline partners, you should strongly consider the Citi Premier® Car...
- Ben Schlappig, One Mile at a TimeThe Citi Premier® Card is an underrated card that earns valuable transferrable points. The card has a reasonable annual fee, a great welcome bonus, and excellent 3x points categories. I don’t think there’s another card in the market with bonus categories as well-rounded as this card.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
21.24% ‐ 29.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
21.24% ‐ 29.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $95.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$41.00 Maximum |
| Promotions | |
| Sign up bonus |
60000 points after spending $4,000
|
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | 3 points per $1 spent |
| Gas | 3 points per $1 spent |
| Groceries | No |
| Hotels | 3 points per $1 spent |
| Travel |
3 points per $1 spent On air travel purchases |
| Pharmacy | No |
| Bills | No |
| Additional Details |
3 points per $1 spent on Supermarkets category |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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