Citi Premier℠ Card review

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Advertiser Disclosure

Interest Rate: Purchases
15.99% ‐ 23.99% (Variable)
Balance Transfer
15.99% ‐ 23.99% (Variable)
Rewards
1 - 3 points
Signup Bonus
60000 points (after spending $4,000)


8.1/10
Informr score
The Citi Premier℠ Card currently has an Informr score of 8.1 out of 10. This score is based on our evaluation of 22 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Citi Premier℠ Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Business Insider

The Citi Premier card comes with a generous bonus that is worth $600 in gift cards and potentially more if you redeem your points for travel. You'll also qualify for no foreign transaction fees and will get a $100 hotel benefit later this year. With that in mind, it's hard to argue against giving th...

- Holly Johnson, Business Insider
The Points Guy

The Citi Premier Card is one of the most lucrative points-earning cards in its price range thanks to its long list of bonus categories. The solid and growing roster of ThankYou Rewards points transfer partners also makes these points that much more compelling, especially for travelers who desire the...

- Eric Rosen, The Points Guy
Cardcruncher

The Citi Premier Card has a big sign-up bonus and great rewards rates. Still, its rewards program isn’t as valuable as Chase Ultimate Rewards. And if you’re looking for something more straightforward, you may be better off with the Capital One Venture Rewards Credit Card or the Barclaycard Arrival P...

- Ben Luthi, Cardcruncher
FinanceBuzz

With so many travel rewards cards out there, it can be tough to choose the right one. As you narrow your options, consider the Citi Premier Card as a top contender. It has an excellent rewards rate for travel purchases and a comparatively low annual fee, meaning you can rack up points faster and get...

- Lindsay Frankel, FinanceBuzz
One Mile at a Time

The Citi Premier℠ Card is an underrated card that earns valuable transferrable points. The card has a reasonable annual fee, huge sign-up bonus, and huge bonus categories, especially for those who spend a lot on travel, gas, dining, and entertainment. I recently picked up this card myself, and think...

- Ben, One Mile at a Time

Details


Interest Rates
Regular APR Interest Rate 15.99% ‐ 23.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 15.99% ‐ 23.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 25.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus 60000 points after spending $4,000

On purchases within the first 3 months.

Rewards
All Purchases 1 point per $1 spent
Restaurants 2 points per $1 spent
Gas 3 points per $1 spent
Groceries No
Hotels 3 points per $1 spent
Travel 3 points per $1 spent

On purchases made on airfare, cruises, car rental agencies, railways, public transportation tolls, taxis, and much more.

Pharmacy No
Bills No
Additional Details

2 points per $1 spent on Entertainment categories

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Android Pay
Virtual Cards Yes
Additional Benefits

Citi Entertainment

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments Other Names (AKA): Citi ThankYou Premier Card

Terms & Conditions Official Terms & Conditions
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