Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Emily Sherman, CreditCards.comThe Citi Rewards+ Card is a valuable no-annual-fee card that rewards users for everyday purchases. While the rewards rate might not seem as high as similar cards, unique features make it easy to rack up flexible ThankYou points.
- Garrett Yarbrough, BankrateIf you rarely make large purchases or want to maximize the value of the ThankYou points you’d earn with the Rewards+ Card by combining it with other Citi cards, it may be worth it in the long run. But there are more valuable no-annual-fee cards with uncapped bonus categories and rewards on everyday...
- Robin Saks Frankel, Caroline Lupini, ForbesDespite the plus in the name, the Citi Rewards+® Card, from our partner, Citi, has a slew of minuses for anyone other than the most dedicated ThankYou® Points maximizers. You can score more significant earnings on multiple other cards. And statement credit or straight cash-back redemptions are worth...
- Evan Zimmer, CnetThe Citi Rewards+® Card* woos cardholders with a handful of upfront perks, but they run out of steam after your first year or so with the card. While the welcome bonus and introductory APR are fleeting benefits, they can help the right cardholder pad their budget and manage credit card debt. While y...
- Eric Rosenberg, SlickDealsThe Citi Rewards+ Card, from our partner Citi, rounds up all purchases to the nearest 10 ThankYou Points. For example, if you bought a cup of coffee for $2, you’d earn 10 ThankYou Points. Similarly, if a burger and fries cost $15, you’d earn 20 ThankYou Points. So if you make a lot of small purchase...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
18.74% ‐ 28.74% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
18.74% ‐ 28.74% (Variable) (0% for the first 15 months)
|
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$41.00 Maximum |
| Promotions | |
| Sign up bonus |
20000 points after spending $1,500
|
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | No |
| Gas | 2 points per $1 spent (on first $6000 spent) |
| Groceries | 2 points per $1 spent (on first $6000 spent) |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | No |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | Yes |
| Additional Benefits |
Citi Entertainment |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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