Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Kevin Payne, FinanceBuzzThe Citi Rewards+ Student Card is great for college students who make smaller purchases, especially on gas or groceries. The card features a unique “round up” feature that allows cardholders to earn extra rewards points, no matter how small the purchase.
- Thomas (TJ) Porter, MyBankTrackerThe Citi Rewards+ Student Card is a great choice of credit card if you’re looking for flexible rewards and high earning potential. The point round-up makes even small purchases rewarding, making it easy to stock up on points. The card’s redemption rebate also makes it easier to reach your next redem...
- Holly D. Johnson, Michael Rosenston, The BalanceOffers college students an interesting rewards proposition: Not only can you earn points for each dollar you spend, but a “rounding up” feature juices up the earnings rate. Just be prepared to study up on the rules and restrictions of the rewards program, because there are more than a few.
- Brian Martucci, Money CrashersGreat for students who have good credit, who devote significant budgetary bandwidth to gas and supermarket purchases, and who want the flexibility of an introductory 0% purchase APR promotion. It’s not ideal for students who have poor or spotty credit, nor students who wish to spend extended periods...
- TJ Porter, CardcruncherThe Citi Student Credit Card offers decent rewards for students. Although it has a weak sign-up bonus and it can be difficult to value your points, the points round up and redemption rebate features help make the card a little more valuable. The card’s additional perks, like Citi Private Pass, make...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
14.49% ‐ 24.49% (Variable) (0% for the first 7 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
14.49% ‐ 24.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
25.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
4% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
2500 points after spending $500 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | No |
| Gas | 2 points per $1 spent (on first $6000 spent) |
| Groceries | 2 points per $1 spent (on first $6000 spent) |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
- Round Up to the nearest 10 points on every purchase — with no cap - 10% Points Back for the first 100,000 Points you redeem per year |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | No |
| Zero Liability | No |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | Yes |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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