Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Daniel Caughill, ValuePenguinA decent credit card for college students who own a car, cook at home and make a lot of small purchases. However, if you eat in the school dining hall and you don't drive to campus, this Citibank student credit card might not be the best choice for you.
- FinderStudents looking to earn rewards at restaurants, gas stations and on small transactions, could find the Citi Rewards+ Student Card to be a great choice. You get to earn accelerated points on these purchases and you get points back when you redeem for rewards. All of this, and you can save money with...
- NextAdvisorIt's important to start building your credit history early, and a student credit card with rewards is an A+ way to do so. With the Citi Rewards+ Student Card, you'll earn extra rewards in two popular spending categories, enjoy unique rounding and redemption perks, and benefit from a 0% intro purchas...
- Emily Sherman, CreditCards.comThe Citi Rewards+ Student Card is a decent card for rewarding everyday spending, but the APR is higher than average.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
16.74% ‐ 26.74% (0% for the first 7 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
16.74% ‐ 26.74% (0% for the first 7 months) - Intro rate applies on balances transferred within the first 2 months of account opening. - This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
27.49% This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
4% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus |
2500 points after spending $500 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | No |
| Gas | 2 points per $1 spent (on first $6000 spent) |
| Groceries | 2 points per $1 spent (on first $6000 spent) |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
- Round Up to the nearest 10 points on every purchase — with no cap - 10% Points Back for the first 100,000 Points you redeem per year |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Android Pay |
| Additional Benefits |
- Citi Private Pass - Trip Cancellation/Interruption Protection - Return Protection |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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Critic Reviews
Great card for students who spend on gas and groceries
A decent credit card for college students who own a car, cook at home and make a lot of small purchases. However, if you eat in the school dining hall and you don't drive to campus, this Citibank student credit card might not be the best choice for you.
A decent credit card for college students who own a car, cook at home and make a lot of small purchases. However, if you eat in the school dining hall and you don't drive to campus, this Citibank student credit card might not be the best choice for you.
Build credit while taking advantage of a unique rewards feature
Students looking to earn rewards at restaurants, gas stations and on small transactions, could find the Citi Rewards+ Student Card to be a great choice. You get to earn accelerated points on these purchases and you get points back when you redeem for rewards. All of this, and you can save money w...More
Students looking to earn rewards at restaurants, gas stations and on small transactions, could find the Citi Rewards+ Student Card to be a great choice. You get to earn accelerated points on these purchases and you get points back when you redeem for rewards. All of this, and you can save money with a purchase intro APR and Citi card benefits.
Enjoy unique rounding and redemption perks
It's important to start building your credit history early, and a student credit card with rewards is an A+ way to do so. With the Citi Rewards+ Student Card, you'll earn extra rewards in two popular spending categories, enjoy unique rounding and redemption perks, and benefit from a 0% intro purc...More
It's important to start building your credit history early, and a student credit card with rewards is an A+ way to do so. With the Citi Rewards+ Student Card, you'll earn extra rewards in two popular spending categories, enjoy unique rounding and redemption perks, and benefit from a 0% intro purchase APR offer. Your points will also benefit from the Citi Rewards+ Student Card's unique rounding benefit: this card automatically rounds up to the nearest 10 points on every purchase, with no cap.
Decent rewards rate, unique round up feature
The Citi Rewards+ Student Card is a decent card for rewarding everyday spending, but the APR is higher than average.
The Citi Rewards+ Student Card is a decent card for rewarding everyday spending, but the APR is higher than average.