Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Robin Kavanagh, FinanceBuzzThe Citi Prestige card is aimed at those who have excellent credit and are looking for more high-end experiences from their travel credit card. With travel perks like a free night twice per year, an annual travel credit, and Priority Pass lounge access plus this card's ability to quickly earn travel...
- Emily Sherman, CreditCards.comLuxury travelers should enjoy the Citi Prestige card’s solid list of benefits, including its robust set of travel protections and a fourth night free on hotel stays up to twice per year.
- Rebecca Lake, MyBankTrackerIf you spend a lot of time traveling, a travel rewards credit card can be your best friend. Depending on the card, you could earn miles or points towards free travel, plus cash in on things like priority boarding or free checked bags.
- Holly D. Johnson, Michael Rosenston, The BalanceCiti is no longer accepting new applications for the Prestige card. However, they will continue to serve current Prestige cardholders. Earn 50,000 bonus points after spending $4,000 within 3 months of account opening.
- Alex Miller, Upgraded PointsAt this time, the Citi Prestige card is no longer available for new applicants. A $250 airline travel credit helps offset the steep $495 annual fee of the Citi Prestige card. Also enjoy zero foreign transaction fees, a Global Entry fee credit, and complimentary Priority Pass access!
Interest Rates | |
---|---|
Regular APR Interest Rate |
16.99% ‐ 23.99% (Variable) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
16.99% ‐ 23.99% (Variable) This APR will vary with the market based on the Prime Rate. |
Cash Advance Interest Rate |
25.24% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee | $495.00 |
Balance Transfer Fee |
3% Minimum of $5 |
Cash Advance Fee |
5% Minimum of $10 |
Foreign Transaction Fee | $0.00 |
Over Limit Fee | $0.00 |
Late Payment Fee |
$40.00 Maximum |
Promotions | |
Sign up bonus |
50000 points after spending $4,000 On purchases within the first 3 months. |
Rewards | |
All Purchases | 1 point per $1 spent |
Restaurants | 5 points per $1 spent |
Gas | No |
Groceries | No |
Hotels | 3 points per $1 spent |
Travel | 5 points per $1 spent |
Pharmacy | No |
Bills | No |
Additional Details |
3 points per $1 spent on Cruise Lines |
Features & Benefits | |
Additional Card Holders |
$75/year per card |
Travel Accident Insurance | No |
Car Rental Insurance | No |
Car Rental Discount | No |
Extended Warranty | No |
Purchase Protection | No |
Zero Liability | Yes |
No Foreign Transaction Fees | Yes |
Emergency Assistance | No |
Concierge Service | Yes |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | Apple Pay |
Virtual Cards | Yes |
Additional Benefits |
|
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.
Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.
Help inform others by sharing your experience with Citi Prestige® Credit Card