Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Garrett Yarbrough, BankrateThis is a solid low-hassle option for anyone looking for a simple way to earn rewards. But the lack of intro APR on purchases and a foreign transaction fee put it at a disadvantage against other rewards cards.
- Gregory Karp, NerdWalletAlthough the market has started to catch up, this remains one of the better top-of-wallet cards. Use it by itself every day, or as a companion to bonus category cards.
- Holly Johnson, TimeThis combination of benefits morphs the Citi® Double Cash Card into a credit card consumers with debt can benefit from now and later on. Individuals with high-interest credit card debt can use the Citi® Double Cash Card for debt consolidation and work toward debt freedom over 18 months. After that,...
- Michelle Lambright Black, SlickDealsThe Citi Double Cash® Card, from our partner Citi, is among the top cards on the market for general spending. Forget the cards that offer 1% and 1.5% cash back. The Citi Double Cash Card offers you a whopping 2% cash back for all spending. Earn 1% back when you make a purchase and 1% back when you p...
- Jaclyn DeJohn, Raina He, CnetThe Citi Double Cash® Card is a no-annual-fee credit card offering a high flat-rate rewards amount of 2%: 1% when you make a purchase and another 1% when you pay off a purchase. You can also earn a cash-back welcome bonus fulfilled as ThankYou® Points. It lacks an introductory purchase APR but still...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
19.24% ‐ 29.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
19.24% ‐ 29.24% (Variable) (0% for the first 18 months)
|
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
3% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
3% of each transaction in U.S. dollars. |
| Over Limit Fee |
$0.00 |
| Late Payment Fee |
$41.00 Maximum |
| Promotions | |
| Sign up bonus |
$200 after spending $1,500
|
| Rewards | |
| All Purchases |
1% cash back Additional 1% cash back as you pay for those purchases. |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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