Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Melissa Lambarena, NerdWalletIt offers a long 0% APR period for purchases and balance transfers, but other cards waive pricey fees for late payments.
- Itzel Garcia Ruiz, CreditCards.comThanks to its long introductory offer on balance transfers, the Citi Diamond Preferred Card is a solid option if you need to pay down debt. Just be sure to factor in the card’s high balance transfer fee when weighing options.
- Ashley Parks, BankrateThis card’s long intro APR offer could give you a needed reprieve from interest charges, but its lack of rewards doesn’t offer much long-term value after you’ve paid off your balance.
- Toni Perkins-Southam, Caroline Lupini, ForbesThe Citi® Diamond Preferred® Card, from our partner Citi, is a solid option for those looking to consolidate debt and pay it off over an extended period of time. This card can make debt reduction more cost effective with 0% intro APR for 21 months on eligible balance transfers from date of first tra...
- Sarah Hostetler, TimeWith pedestrian benefits and a zero return on purchases, the Citi Diamond Preferred credit card isn’t very good at most things. Nevertheless, you’ll have a difficult time finding a card that’s better at balance transfers. This makes it a potential lifesaver to help you get out of debt if you’re drow...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
18.24% ‐ 28.99% (Variable) (0% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
18.24% ‐ 28.99% (Variable) (0% for the first 21 months)
|
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$41.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | No |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | Yes |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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