Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Sloan Hammer, ValuePenguinThe Citi Custom Cash℠ Card is a highly competitive card in your highest spending category, but much less so on everyday purchases, as it only earns 1% cash back. This card might be best to bookmark for purchases in one specific category where you regularly spend most to maximize rewards. In fact, th...
- Stella Shon, The Points GuyYou may find that your spending habits change frequently and want a card customized to your lifestyle. The Citi Custom Cash Card is a terrific choice, as you’ll gain true flexibility to earn rewards depending on your spending habits. Adding the Custom Cash may also be a good idea for existing Citi c...
- Ben Walker, FinanceBuzzThe Citi Custom Cash Card would be an ideal fit for cardholders who want to earn bonus rewards on common expenses. The 5% rewards rate on purchases in your top eligible spending category each billing cycle (up to the first $500 spent, and then 1% cash back after that) is one of the best bonus rates...
- Brian Martucci, Money CrashersAn excellent everyday spending card that splits the difference between flat-rate general spending cards and category- or tier-bound cards that restrict spending and limit choice. A generous sign-up bonus and unusually long 0% intro APR promotion sweeten the deal for new cardholders, but a foreign tr...
- Holly Johnson, NextAdvisorThe Citi Custom Cash Card can help you earn flexible rewards with no annual fee — and you can take advantage of 0% interest for 15 months. But the spending cap may limit your annual rewards value, depending on your budget. If you really want to maximize your spending, consider pairing this card with...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
13.99% ‐ 23.99% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
13.99% ‐ 23.99% (Variable) (0% for the first 15 months)
|
| Cash Advance Interest Rate |
25.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
10% Minimum of $10 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
$200 after spending $750 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | Paywave, Apple Pay, Samsung Pay |
| Virtual Cards | Unknown |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.
Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.
Use this card?
Help inform others by sharing your experience with Citi Custom Cash℠ Card
