Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Jaclyn DeJohn, CnetThe Citi Custom Cash℠ Card gives you a lot of power with its superior flexibility. It has the optimization of rotating category rewards, with none of the hassle of manual activation. You automatically earn the topmost cash-back rate on your highest eligible spending category for each billing cycle. ...
- Rebecca Lake, MyBankTrackerThe Citi Custom Cash Card has an attractive cash back rewards program, with no annual fee. You might like this card if: you want to earn a higher cash back rewards rate, you mostly spend on everyday purchases and you don't want to pay an annual fee
- Ben Schlappig, One Mile at a TimeThe Citi Custom Cash Card is a fantastic no annual fee card that is worth picking up for anyone earning Citi ThankYou points. The card offers 5x points (or 5% cash back) in your top select category every billing cycle, for up to $500 of spending. While that cap is fairly low, those bonuses could rea...
- Jennifer Doss, CardRatings.comAnybody can apply and feel pretty good about getting the Citi Custom Cash℠ Card, but it’s really meant for somebody who wants cash back without having to do much thinking about how to earn it. And if you think about it, the way the categories are set up, it’s a pretty nice deal. If one month you jus...
- Garrett Yarbrough, Grace Pilling, BankrateThe Citi Custom Cash Card is a breath of fresh air in the world of cash back credit cards. Its unique approach to earning 5 percent rewards on each billing cycle’s top category grants cardholders a valuable middle ground between the current four cash back program styles: flat-rate rewards, tiered bo...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
15.49% ‐ 25.49% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
15.49% ‐ 25.49% (Variable) (0% for the first 15 months)
|
| Cash Advance Interest Rate |
26.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
10% Minimum of $10 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
$200 after spending $750 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
5% cash back on purchases in your top eligible spend category each billing cycle, up to the first $500 spent |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | Paywave, Apple Pay, Samsung Pay |
| Virtual Cards | Unknown |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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