Note: We may earn commissions (at no cost to you) if you buy through links on our site. Learn more.

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® review

Compare Compare  
Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
20.24% ‐ 29.24% (Variable)
Interest Rate: Purchases
20.24% ‐ 29.24% (Variable)
Balance Transfer
20.24% ‐ 29.24% (Variable)
Balance Transfer
20.24% ‐ 29.24% (Variable)
1 - 2 Miles
1 - 2 Miles
Signup Bonus
50000 miles (after spending $2,500)
Signup Bonus
50000 miles (after spending $2,500)

Informr score
The Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® currently has an Informr score of 7.8 out of 10. This score is based on our evaluation of 27 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The travel perks of the CitiBusiness AAdvantage Platinum Select Mastercard, coupled with its generous rewards, make it a good fit if you use American Airlines regularly.

- Brett Holzhauer, MoneyGeek

This card is a great fit for those who want a way to quickly and consistently earn miles with the purchases they make every day. It’s also good for customers who want a large welcome bonus from their airline card and a low annual fee. Because this card earns American Airlines miles, also known as AA...

- Robin Kavanagh, FinanceBuzz
The Points Guy
The Points Guy

The travel benefits on the Citi / AAdvantage Platinum Select Mastercard are nice but certainly not at the same tier as the more-premium Citi / AAdvantage Executive World Elite Mastercard. That’s to be expected since the annual fee on the Executive card is much higher at $450. If you need Admirals Cl...

- Richard Kerr, The Points Guy

If you travel frequently on American Airlines and you value perks like preferred boarding, free checked bags and discounts on in-flight purchases you’ll like the Citi AAdvantage Platinum Select World Elite Mastercard. The more you spend on American Airlines flights, the more you stand to gain.

- SmartAsset

If you fly with American Airlines, it makes sense to pick up the AAdvantage Platinum Select card. Not only can you earn a big initial sign-up bonus, but you can also earn miles for each dollar you spend on the card. Still, it can make sense to compare this card to other airline credit cards as well...

- Holly Johnson,


Interest Rates
Regular APR Interest Rate 20.24% ‐ 29.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 20.24% ‐ 29.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 29.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $99.00

Waived on the first year.

Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $41.00


Sign up bonus 50000 miles after spending $2,500

On purchases within the first 3 months.

All Purchases 1 mile for $1 spent
Restaurants 2 miles for $1 spent
Gas 2 miles for $1 spent
Groceries No
Hotels No
Travel 2 miles for $1 spent

On eligible American Airlines purchases.

Pharmacy No
Bills No
Additional Details
  • Earn a $100 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card.
  • Earn 10% of your redeemed AAdvantage miles back
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits
  • First checked bag free for you and up to four people traveling with you on American Airlines itineraries
  • Preferred boarding
  • 25% Inflight Savings
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard®

Rate It: