Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® review

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Advertiser Disclosure

Interest Rate: Purchases
15.99% ‐ 24.99% (Variable)
Balance Transfer
15.99% ‐ 24.99% (Variable)
1 - 2 Miles
Signup Bonus
50000 miles (after spending $2,500)

Informr score
The Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® currently has an Informr score of 8.5 out of 10. This score is based on our evaluation of 23 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

Credit Card Insider

The Citi / AAdvantage Platinum Select World Elite Mastercard provides decent rewards for American Airlines flyers, as well as some useful benefits like in-flight discounts and preferred boarding.

- Evan Zimmer, Credit Card Insider

We consider the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® to be the best credit card for earning American Airlines miles. Those who travel with the airline at least a couple of times per year will be able to get the most value out of the card's benefits.

- Joe Resendiz, ValuePenguin

If you’re a frequent American Airlines flyer, the Citi® / AAdvantage® Platinum Select® World Elite™ Mastercard® is worth a look. Its free checked bags, early boarding and double-miles categories can help make up for the annual fee. However, if you shop by price and fly several airlines, you might pr...

- Gregory Karp, NerdWallet
The Simple Dollar

A great mid-range travel card for people who like to book flights through American Airlines or one of its Oneworld alliance partners. You’ll earn 2x miles for restaurant and gas station purchases, and there’s no foreign transaction fee, so it’s a good card to bring with you when you travel. You’ll a...

- Valerie Fulton, The Simple Dollar

If you fly with American Airlines, it makes sense to pick up the AAdvantage Platinum Select card. Not only can you earn a big initial sign-up bonus, but you can also earn miles for each dollar you spend on the card. Still, it can make sense to compare this card to other airline credit cards as well...

- Holly Johnson,


Interest Rates
Regular APR Interest Rate 15.99% ‐ 24.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 15.99% ‐ 24.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 25.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $99.00

Waived on the first year.

Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus 50000 miles after spending $2,500

On purchases within the first 3 months.

All Purchases 1 mile for $1 spent
Restaurants 2 miles for $1 spent
Gas 2 miles for $1 spent
Groceries No
Hotels No
Travel 2 miles for $1 spent

On eligible American Airlines purchases.

Pharmacy No
Bills No
Additional Details
  • Earn a $100 American Airlines Flight Discount after you spend $20,000 or more in purchases during your cardmembership year and renew your card.
  • Earn 10% of your redeemed AAdvantage miles back
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Android Pay
Virtual Cards Yes
Additional Benefits
  • First checked bag free for you and up to four people traveling with you on American Airlines itineraries
  • Preferred boarding
  • 25% Inflight Savings
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments
Terms & Conditions Official Terms & Conditions
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