Note: We may earn commissions (at no cost to you) if you buy through links on our site. Learn more.

Citi® / AAdvantage® Executive World Elite™ Mastercard® review

Compare Compare  
Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
16.74% ‐ 25.74% (Variable)
Interest Rate: Purchases
16.74% ‐ 25.74% (Variable)
Balance Transfer
16.74% ‐ 25.74% (Variable)
Balance Transfer
16.74% ‐ 25.74% (Variable)
1 - 2 Miles
1 - 2 Miles
Signup Bonus
50000 miles (after spending $5,000)
Signup Bonus
50000 miles (after spending $5,000)

Informr score
The Citi® / AAdvantage® Executive World Elite™ Mastercard® currently has an Informr score of 8.5 out of 10. This score is based on our evaluation of 25 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Citi® / AAdvantage® Executive World Elite™ Mastercard® is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

Fit Small Business
Fit Small Business

The Citi® / AAdvantage® Executive World Elite MasterCard® is a great option if you frequently travel on United Airlines and want to enjoy travel perks like free checked bags and access to nearly 50 airport lounges. However, it comes with a high annual fee and offers limited rewards.

- Benilyn Formoso - Suralta, Fit Small Business
The Balance
The Balance

The card also boasts a nice welcome bonus, and if your spending is similar to a typical household you should earn it easily if you put all your eligible spend on the card. You don’t need to be a big spender, but you should be an avid traveler to take full advantage of all the card’s benefits and mak...

- Sienna Wrenn, Dale Brauner, The Balance
One Mile at a Time
One Mile at a Time

The Citi AAdvantage Executive Card isn’t for everyone. If you’re not a frequent flyer on American then you shouldn’t consider this card. However, if you are a frequent flyer on American then this card is totally for you. While Admirals Clubs aren’t anything to get too excited about, there’s still hu...

- Ben Schlappig, One Mile at a Time

It is one option to consider if you prefer American Airlines to other airlines. You could use this card to earn miles toward free flights. In addition to earning miles on eligible American Airlines purchases, this card comes packed with features and benefits that enhance its value. Those help to off...

- Rebecca Lake, MyBankTracker
Upgraded Points
Upgraded Points

Traveling is in your blood…and in your business. Which means you spend a lot of time in airports. Whether you are waiting for a domestic flight or getting ready to head overseas, you want the most comfortable experience possible on the ground and in the air. You’ll earn 2 miles per dollar spent on e...

- Alex Miller, Upgraded Points


Interest Rates
Regular APR Interest Rate 16.74% ‐ 25.74% (Variable)

 This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.74% ‐ 25.74% (Variable)

 This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 25.99% (Variable)

 This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $450.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 0%
Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus 50000 miles after spending $5,000
  • On purchases within the first 3 months.
  • Plus, enjoy an Admirals Club® membership (a value of up to $650), including complimentary access for authorized users.
All Purchases 1 mile for $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel 2 miles for $1 spent

On eligible American Airlines purchases

Pharmacy No
Bills No
Additional Details

Earn 10,000 AAdvantage Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year.

Features & Benefits
Additional Card Holders

Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards Yes
Additional Benefits
  • Admirals Club membership with guest privileges.
  • Complimentary Admirals Club lounge access for authorized users even if you aren’t traveling with them.
  • First checked bag free for you and up to eight people traveling with you on American Airlines itineraries
  • Global Entry or TSA Pre✓ Application Fee Credit
  • Priority boarding
  • Receive a 25% savings on eligible in–flight purchases on American Airlines flights.
  • Enjoy priority check-in and priority airport screening (where available) for you and up to 8 travel companions
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with Citi® / AAdvantage® Executive World Elite™ Mastercard®

Rate It: