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Citi® / AAdvantage® Executive World Elite™ Mastercard® review

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Advertiser Disclosure

Annual Fee
$450.00
Interest Rate: Purchases
20.24% ‐ 29.24% (Variable)
Interest Rate: Purchases
20.24% ‐ 29.24% (Variable)
Balance Transfer
20.24% ‐ 29.24% (Variable)
Balance Transfer
20.24% ‐ 29.24% (Variable)
Rewards
1 - 2 Miles
Rewards
1 - 2 Miles
Signup Bonus
50000 miles (after spending $5,000)
Signup Bonus
50000 miles (after spending $5,000)


8.3/10
Informr score
The Citi® / AAdvantage® Executive World Elite™ Mastercard® currently has an Informr score of 8.3 out of 10. This score is based on our evaluation of 26 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Citi® / AAdvantage® Executive World Elite™ Mastercard® is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


MoneyGeek
MoneyGeek

The Citi® / AAdvantage® Executive World Elite Mastercard® targets a very specific niche that includes loyal and frequent customers of American Airlines. How to take advantage of this card can vary depending on your needs, but it suits individuals who want to fast track their way to elite status or s...

- Brett Holzhauer, MoneyGeek
CardRatings.com
CardRatings.com

Because of the high level of spending required to receive bonuses, and because of the steep $450 annual fee, Citi® / AAdvantage® Executive World Elite Mastercard® makes the most sense for big spenders who value convenience and comfort while traveling, and who are loyal to American Airlines and its p...

- Brooklyn Lowery, CardRatings.com
One Mile at a Time
One Mile at a Time

The Citi AAdvantage Executive Card isn’t for everyone. If you’re not a frequent flyer on American then you shouldn’t consider this card. However, if you are a frequent flyer on American then this card is totally for you. While Admirals Clubs aren’t anything to get too excited about, there’s still hu...

- Ben Schlappig, One Mile at a Time
MyBankTracker
MyBankTracker

The could be a good fit if you fly American Airlines regularly and you don't mind paying a higher annual fee. This card comes with some nice travel benefits that could save you money and make flights more comfortable. The Admirals Club membership alone can offset the annual fee. On the other hand, y...

- Rebecca Lake, MyBankTracker
FinanceBuzz
FinanceBuzz

This card has an annual fee of $450, so it takes a specific traveler to justify its cost. But if you travel a few times per year or more with American Airlines or its airline partners, you could offset the cost of the annual fee. With the points you earn from this card, you can choose to book flight...

- Brett Holzhauer, FinanceBuzz

Details


Interest Rates
Regular APR Interest Rate 20.24% ‐ 29.24% (Variable)

 This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 20.24% ‐ 29.24% (Variable)

 This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 29.49% (Variable)

 This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $450.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 0%
Over Limit Fee $0.00
Late Payment Fee $41.00

Maximum

Promotions
Sign up bonus 50000 miles after spending $5,000
  • On purchases within the first 3 months.
  • Plus, enjoy an Admirals Club® membership (a value of up to $650), including complimentary access for authorized users.
Rewards
All Purchases 1 mile for $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel 2 miles for $1 spent

On eligible American Airlines purchases.

Pharmacy No
Bills No
Additional Details

Earn 10,000 AAdvantage Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year.

Features & Benefits
Additional Card Holders


Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards Yes
Additional Benefits
  • Admirals Club membership with guest privileges.
  • Complimentary Admirals Club lounge access for authorized users even if you aren’t traveling with them.
  • First checked bag free for you and up to eight people traveling with you on American Airlines itineraries
  • Global Entry or TSA Pre✓ Application Fee Credit
  • Priority boarding
  • Receive a 25% savings on eligible in–flight purchases on American Airlines flights.
  • Enjoy priority check-in and priority airport screening (where available) for you and up to 8 travel companions
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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