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Citi® / AAdvantage® Executive World Elite™ Mastercard® review

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Advertiser Disclosure

Annual Fee
$595.00
Interest Rate: Purchases
21.24% ‐ 29.99% (Variable)
Interest Rate: Purchases
21.24% ‐ 29.99% (Variable)
Balance Transfer
21.24% ‐ 29.99% (Variable)
Balance Transfer
21.24% ‐ 29.99% (Variable)
Rewards
1 - 10 Miles
Rewards
1 - 10 Miles
Signup Bonus
70000 miles (after spending $7,000)
Signup Bonus
70000 miles (after spending $7,000)


8.1/10
Informr score
The Citi® / AAdvantage® Executive World Elite™ Mastercard® currently has an Informr score of 8.1 out of 10. This score is based on our evaluation of 31 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Citi® / AAdvantage® Executive World Elite™ Mastercard® is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Cnet
Cnet

With a $595 annual fee, the AAdvantage Executive card is the most expensive of American Airlines’ co-branded credit cards, and it has a unique set of benefits. The most important features include an Admirals Club lounge annual membership and free checked bags for up to nine people traveling on the s...

- Joe Van Brussel, Cnet
One Mile at a Time
One Mile at a Time

The Citi AAdvantage Executive Card isn’t for everyone. If you’re not a frequent flyer on American then you shouldn’t consider this card. However, if you are a frequent flyer on American then this card is totally for you. While Admirals Clubs aren’t anything to get too excited about, there’s still hu...

- Ben Schlappig, One Mile at a Time
The Ascent
The Ascent

A feature-packed airline credit card with an annual fee to match. Airport lounge access and a massive welcome offer are standout perks that could save frequent travelers lots of money.

- Lyle Daly, The Ascent
MyBankTracker
MyBankTracker

Could be a good fit if you fly American Airlines regularly and you don't mind paying a higher annual fee. This card comes with some nice travel benefits that could save you money and make flights more comfortable. The Admirals Club membership alone can offset the annual fee. On the other hand, you m...

- Rebecca Lake, MyBankTracker
CNBC
CNBC

The Citi AAdvantage Executive World Elite Mastercard is a luxury airline card with a variety of benefits American Airlines frequent flyers will appreciate. Its biggest benefit is the complimentary Admirals Club membership but there are a number of other valuable perks as well, including various stat...

- Jason Stauffer, CNBC

Details


Interest Rates
Regular APR Interest Rate 21.24% ‐ 29.99% (Variable)

 This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 21.24% ‐ 29.99% (Variable)

 This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 29.99% (Variable)

 This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $595.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 0%
Over Limit Fee $0.00
Late Payment Fee $41.00

Maximum

Promotions
Sign up bonus 70000 miles after spending $7,000

On purchases within the first 3 months.

Rewards
All Purchases 1 mile for $1 spent
Restaurants No
Gas No
Groceries No
Hotels 10 miles for $1 spent

On eligible hotels booked through aa.com/hotels

Travel 4 miles for $1 spent
  • On eligible American Airlines purchases.
  • After you spend $150,000 in purchases on your card in a calendar year, earn a total of 5X AAdvantage® miles on eligible American Airlines purchases for the remainder of the year.
Pharmacy No
Bills No
Additional Details
  • 10 miles per $1 spent on eligible car rentals booked through aa.com/cars
  • Earn 1 Loyalty Point for every 1 eligible AAdvantage mile earned from purchases.
  • Earn a 10,000 Loyalty Points bonus after reaching 50,000 Loyalty Points in a status qualification year
  • Earn another 10,000 Loyalty Points bonus after reaching 90,000 Loyalty Points in the same status qualification year.
Features & Benefits
Additional Card Holders

$175 for up to 3 Authorized Users and $175 for each Authorized User thereafter

Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards Yes
Additional Benefits
  • Admirals Club access for primary and authorized users.
  • Up to $120 in Lyft Credits
  • Up to $120 Back on Eligible Avis® and Budget car rentals
  • Up to $120 Back on Eligible Grubhub purchases
  • Citi Entertainment®
  • First Checked Bag Free
  • Complimentary priority check-in and screening (where available) and priority boarding privileges for you and up to eight travel companions
  • TSA PreCheck® or Global Entry Application Fee Credit, up to $100 every 4 years
  • 25% Savings on Inflight Food and Beverage
  • Trip Cancellation & Interruption Protection
  • Trip Delay Protection
  • Lost Baggage Protection
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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