Citi® / AAdvantage® Executive World Elite™ Mastercard® review

Compare Compare  
Advertiser Disclosure

Interest Rate: Purchases
15.99% ‐ 24.99% (Variable)
Balance Transfer
15.99% ‐ 24.99% (Variable)
1 - 2 Miles
Signup Bonus
50000 miles (after spending $5,000)

Informr score
The Citi® / AAdvantage® Executive World Elite™ Mastercard® currently has an Informr score of 8.3 out of 10. This score is based on our evaluation of 17 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Citi® / AAdvantage® Executive World Elite™ Mastercard® is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Citi® / AAdvantage® Executive World Elite™ Mastercard® is a decent premium travel credit card for dedicated American Airlines customers. The card offers a fair rewards rate from spending, and comes with access to lounges and other AA ancillary benefits. The $450 annual fee is quite high, but as...

- Joe Resendiz, ValuePenguin

As befits a card with a $450 annual fee, the Citi AAdvantage Executive World Elite Mastercard has fairly narrow appeal. It's a card for those with deep pockets who fly American Airlines often enough to want the perks enjoyed by the carrier’s elite fliers—but not so often that one earns them through...

- Lance Cothern, Investopedia

This card has an annual fee of $450, so it takes a specific traveler to justify the cost. But if you travel a few times per year or more with American Airlines or any of American’s many airline partners, you can very quickly see the value of the annual fee. If you only fly once or twice per year or...

- Brett Holzhauer, FinanceBuzz

The Citi AAdvantage Executive World Elite Mastercard is the card to get if you’re interested in Admirals Club access and/or have a family or group of people who want in on the travel savings. If you have people you trust as authorized users, the ceiling for your value with the Citi AAdvantage Execut...

- Daniel, UponArriving
One Mile at a Time

The Citi AAdvantage Executive Card isn’t for everyone. If you’re not a frequent flyer on American then you shouldn’t consider this card. However, if you are a frequent flyer on American then this card is totally for you. While Admirals Clubs aren’t anything to get too excited about, there’s still hu...

- Ben, One Mile at a Time


Interest Rates
Regular APR Interest Rate 15.99% ‐ 24.99% (Variable)

 This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 15.99% ‐ 24.99% (Variable)

 This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 25.24% (Variable)

 This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $450.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 0%
Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus 50000 miles after spending $5,000

- On purchases within the first 3 months.

- Plus, enjoy an Admirals Club® membership (a value of up to $650), including complimentary access for authorized users.

All Purchases 1 mile for $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel 2 miles for $1 spent

On eligible American Airlines purchases

Pharmacy No
Bills No
Additional Details

Earn 10,000 AAdvantage Elite Qualifying Miles (EQMs) after you spend $40,000 in purchases within the year.

Features & Benefits
Additional Card Holders Yes

Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Android Pay
Virtual Cards Yes
Additional Benefits
  • Admirals Club membership with guest privileges.
  • Complimentary Admirals Club lounge access for authorized users even if you aren’t traveling with them.
  • First checked bag free for you and up to eight people traveling with you on American Airlines itineraries
  • Global Entry or TSA Pre✓ Application Fee Credit
  • Priority boarding
  • Receive a 25% savings on eligible in–flight purchases on American Airlines flights.
  • Enjoy priority check-in and priority airport screening (where available) for you and up to 8 travel companions
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with Citi® / AAdvantage® Executive World Elite™ Mastercard®

Rate It: