Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Ben Luthi, InvestopediaThe United Explorer card offers United enthusiasts plenty of value, as is expected. But, despite its $95 annual fee after the first year, it’s also a card with appeal to those who don’t have a favorite airline and are willing to consider a branded airline card.
- Kevin Payne, SlickDealsThe United℠ Explorer Card is the airline’s entry-lever personal credit card. For people who aren’t flying on United multiple times per month, this can be a solid choice. The card's benefits are what makes it really stand out from the crowd. Here’s what you’ll get: One free checked bag for each fligh...
- Brett Holzhauer, MoneyGeekThe United℠ Explorer Card can benefit frequent United Airlines fliers looking for a miles-earning credit card. By using it to pay for your purchases, you can accumulate miles faster. This credit card is also ideal for individuals looking to make international purchases without worrying about foreign...
- Jennifer Doss, CardRatings.comIf United Airlines is your airline of choice and you tend to travel frequently on business or pleasure, the United℠ Explorer Card is well worth the annual fee of $95 (after the first year) and should be a fine addition to your wallet. The numerous perks, along with the absence of a foreign transacti...
- Ben Schlappig, One Mile at a TimeThe United Explorer Card is one of the most benefits-rich airline credit cards out there. For a low $95 annual fee (which is even waived for the first year) you get two United Club passes annually, savings on inflight purchases, a Global Entry or TSA PreCheck credit, a first checked bag free, and mu...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
20.99% ‐ 27.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
20.99% ‐ 27.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee |
$95.00 Waived on the first year. |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
50000 miles after spending $3,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 mile for $1 spent |
| Restaurants | 2 miles for $1 spent |
| Gas | No |
| Groceries | No |
| Hotels | 2 miles for $1 spent |
| Travel |
2 miles for $1 spent On purchases from United, including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges. |
| Pharmacy | No |
| Bills | No |
| Additional Details |
25% back on United inflight purchases |
| Features & Benefits | |
| Additional Card Holders |
|
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.
Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.
Use this card?
Help inform others by sharing your experience with United℠ Explorer Card