Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Gregory Karp, NerdWalletThis card's valuable benefits — including useful ones that other airline cards don’t offer — set it apart, making it worth the annual fee, even if you fly United only occasionally.
- Kevin Payne, SlickDealsThe United℠ Explorer Card is the airline’s entry-level personal credit card. For people who aren’t flying on United multiple times per month, this can be a solid choice. The card's benefits are what makes it really stand out from the crowd. Here’s what you’ll get: One free checked bag for each fligh...
- Emily Sherman, CreditCards.comThanks to its solid sign-up bonus, the United Explorer Card makes it easy to earn a free flight quickly; but you’ll have to fly United often to make up for the card’s $95 annual fee (waived for the first year).
- Bob Haegele, TimeThe United℠ Explorer Card is a great choice, especially if you fly United often. But even if you only fly United a few times yearly, this card could still be worth picking up for the right customer. You receive two one-time United Club passes each year, which can offset this card’s $0 intro annual f...
- Ben Schlappig, One Mile at a TimeThe United Explorer Card is one of the most benefits-rich airline credit cards out there. For a low $95 annual fee (which is even waived for the first year) you get two United Club passes annually, savings on inflight purchases, a Global Entry or TSA PreCheck credit, a first checked bag free, and mu...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
21.99% ‐ 28.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
21.99% ‐ 28.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee |
$95.00 Waived on the first year. |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
50000 miles after spending $3,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 mile for $1 spent |
| Restaurants | 2 miles for $1 spent |
| Gas | No |
| Groceries | No |
| Hotels | 2 miles for $1 spent |
| Travel |
2 miles for $1 spent On purchases from United, including tickets, Economy Plus, inflight food, beverages and Wi-Fi, and other United charges. |
| Pharmacy | No |
| Bills | No |
| Additional Details |
25% back on United inflight purchases |
| Features & Benefits | |
| Additional Card Holders |
|
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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