Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Kelly-Ann Franklin, ForbesIf the Olympics had a travel card category, the Chase Sapphire Reserve® would be standing on the podium. Not only does this card earn highly flexible rewards, but it also offers a robust rewards program, a powerful $300 travel credit and an astounding number of perks, including airport lounge access...
- Claire Tsosie, NerdWalletWith a big sign-up bonus, elevated rewards on travel and dining, hundreds of dollars in annual credits and other perks, this card is a good choice for frequent travelers.
- Garrett Yarbrough, BankrateThe Chase Sapphire Reserve stands as one of the best travel credit cards. It has an impressive list of benefits, including a $300 travel credit, complimentary lounge access and one of the most valuable credit card rewards programs. As long as you can take advantage of all it has to offer, frequent t...
- Rebekah Hovey, CreditCards.comThe price of admission for this luxury card is steep, but its large sign-up bonus and generous travel allowance more than make up for the card’s $550 annual fee.
- Joe Van Brussel, CnetThe Chase Sapphire Reserve® is the most flexible and far-reaching premium travel rewards card on the market. It's a direct competitor of The Platinum Card® from American Express, but it offers a more robust rewards program and is less expensive to maintain. Premium travel cards are designed for freq...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
22.49% ‐ 29.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
22.49% ‐ 29.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
30.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $550.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
60000 points after spending $4,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants |
3 points per $1 spent Including eligible delivery services, takeout and dining out |
| Gas | No |
| Groceries | No |
| Hotels |
10 points per $1 spent When you purchase travel through Chase Ultimate Rewards® after the first $300 is spent on travel purchases annually. |
| Travel |
5 points per $1 spent
|
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders |
Each additional card is $75 per year. |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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