Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Jenn Underwood, ForbesThere’s a reason the Chase Sapphire Preferred® Card earned a spot on the Forbes Advisor list of best travel cards. It comes stuffed with features and appealing travel rewards for a relatively low price. If you’re looking for swanky high-end perks, look at a different card and be prepared to pay the...
- Jason Steele, SlickDealsThe Chase Sapphire Preferred Card is one of the gold standards for earning travel rewards. It has a generous sign-up bonus and you can earn points on travel and dining expenses. The card does have an annual fee, but you can continue earning points through bonus categories and an anniversary points b...
- Claire Tsosie, Gregory Karp, NerdWalletThe big sign-up bonus and high-value points have long made this a favorite among travelers.
- Joe Van Brussel, CnetThe overall benefits of the Chase Sapphire Preferred card may not take your breath away, but the credit card offers a great way to experience the world of travel rewards for a modest annual fee.
- Jennifer Doss, CardRatings.comIn order to take full advantage of Sapphire Preferred®, cardholders should regularly spend more of their budget dining out than on supermarket purchases (though, if online grocery shopping is your thing, that could work). For general ongoing supermarket spending, there are better offers, such as Blu...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
21.49% ‐ 28.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
21.49% ‐ 28.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
30.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $95.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
60000 points after spending $4,000 On purchases within the first 3 month |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants |
3 points per $1 spent Including eligible delivery services, takeout and dining out. |
| Gas | No |
| Groceries |
3 points per $1 spent On online grocery purchases (excluding Target, Walmart and wholesale clubs). |
| Hotels |
5 points per $1 spent On purchases made through Chase Ultimate Rewards®, excluding hotel purchases that qualify for the $50 Anniversary Hotel Credit. |
| Travel | 2 points per $1 spent |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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