Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Ben Schlappig, One Mile at a TimeThe Chase Sapphire Preferred has been around for about a decade, and continues to be one of the most well-rounded credit cards for beginners and those looking for travel rewards. With the refreshes that were made to the card last year, plus the huge bonus currently available, I tend to think it’s as...
- Choose FiWith its heavy-hitting value for travel rewards, the Chase Sapphire Preferred card offers incredible value for those who enjoy traveling. However, the new benefits and increases that Chase added to the card this year broaden the overall demographic to anyone wanting to maximize credit card rewards.
- Cynthia Bowman, GOBankingRatesIf you have good credit and are in search of a card with solid points-earning potential for travel, the Chase Sapphire Preferred is a good, low-annual-fee option. Besides the travel perks, it’s a good all-around card to keep handy.
- Joe Van Brussel, CnetOverall, the Chase Sapphire Preferred is a trusty stalwart, but not quite spectacular. It's a good way to explore the world of travel rewards at a relatively low cost, while letting you potentially earn more than a standard no-annual-fee cash-back card.
- Jason Steele, SlickDealsMight not be ideal for the most frequent travelers and highest spenders, it’s part of a family of Chase cards that has a built-in upgrade path. So when it comes time to take your travel rewards game to the next level, you won’t have to start from scratch with an entirely different credit card and re...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
16.74% ‐ 23.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
16.74% ‐ 23.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
25.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $95.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
80000 points after spending $4,000 On purchases within the first 3 month |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants |
3 points per $1 spent Including eligible delivery services, takeout and dining out. |
| Gas | No |
| Groceries |
3 points per $1 spent On online grocery purchases (excluding Target, Walmart and wholesale clubs). |
| Hotels |
5 points per $1 spent On purchases made through Chase Ultimate Rewards®, excluding hotel purchases that qualify for the $50 Anniversary Hotel Credit. |
| Travel | 2 points per $1 spent |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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