Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Cynthia Bowman, GOBankingRatesIf you have good credit and are in search of a card with solid points-earning potential for travel, the Chase Sapphire Preferred is a good, low-annual-fee option. Besides the travel perks, it’s a good all-around card to keep handy.
- Garrett Yarbrough, BankrateThe Chase Sapphire Preferred card’s recently upgraded dining rewards, extra bonus categories and new annual bonuses make it one of the best — if not the best — travel cards with a $95 annual fee. Indeed, the Sapphire Preferred should be rewarding for both infrequent travelers and rewards experts, th...
- Anthony Nguyen, Hustler MoneyBlogThe Chase Sapphire Preferred® Card‘s annual fee seems like a drawback, but the extra reward benefits and bonus points you earn when you sign up will far outweigh it. Believe me, you’ll want this card since it’s made out of real metal. It will leave quite the impression to your friends and family! Th...
- Jarrod West, Upgraded PointsThe Chase Sapphire Preferred® card is one of the best travel rewards cards on the market. Its bonus categories include travel, dining, online grocery purchases, and streaming services, and gives you the opportunity to earn between 2x-5x points per $1 on these purchases. Additionally, it offers flexi...
- Kat Tretina, FinanceBuzzIf you’re a traveler who spends a decent amount on hotels, airfare, and dining out each year, the Chase Sapphire Preferred Card is well worth the annual fee. It provides substantial rewards and useful travel benefits that will enhance your experience.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
19.74% ‐ 26.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
19.74% ‐ 26.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
28.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $95.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
60000 points after spending $4,000 On purchases within the first 3 month |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants |
3 points per $1 spent Including eligible delivery services, takeout and dining out. |
| Gas | No |
| Groceries |
3 points per $1 spent On online grocery purchases (excluding Target, Walmart and wholesale clubs). |
| Hotels |
5 points per $1 spent On purchases made through Chase Ultimate Rewards®, excluding hotel purchases that qualify for the $50 Anniversary Hotel Credit. |
| Travel | 2 points per $1 spent |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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