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Ink Business Unlimited℠ credit card review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
13.99% ‐ 19.99% (Variable) (0% for the first 12 months)
Interest Rate: Purchases
13.99% ‐ 19.99% (Variable) (0% for the first 12 months)
Balance Transfer
13.99% ‐ 19.99% (Variable)
Balance Transfer
13.99% ‐ 19.99% (Variable)
1.5% cashback
1.5% cashback
Signup Bonus
$750 after spending $7,500
Signup Bonus
$750 after spending $7,500

Informr score
The Ink Business Unlimited℠ credit card currently has an Informr score of 8.7 out of 10. This score is based on our evaluation of 33 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Ink Business Unlimited℠ credit card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Ink Business Unlimited Credit Card is an ideal choice when your business spending isn’t focused on any one particular category, such as dining or office supply purchases. Unlike other business cards that may give you 3% or more back for gas, restaurants, travel, telecommunications, or other spec...

- Christy Rakoczy, FinanceBuzz
Fit Small Business
Fit Small Business

The Chase Ink Business Unlimited® card is best for businesses that prefer to earn unlimited fixed-rate rewards on all purchases, with no annual fee. This is also best paired with your other Chase credit cards within the Ultimate Rewards program to maximize your redemption value when you redeem for t...

- Nancy Fernandez, Fit Small Business

It is one of the best business rewards credit cards on the market, primarily because of its large upfront bonus. As a new cardholder, you’ll earn $750 in bonus cash after you spend $7,500 in the first three months from account opening. In the past, the card has offered $500 cash back after you spend...

- Jason Steele, SlickDeals

The Chase Ink Business Unlimited Credit Card might appeal to business owners who want simplicity when it comes to rewards. Being able to earn unlimited 1.5% cash back on all purchases and pay no annual fee could make it a good option for everyday spending or business travel. And you always have the...

- Rebecca Lake, MyBankTracker

The Chase Ink Business Unlimited credit card is an all-around good card for business owners. It offers decent rewards, benefits and first-year offers, especially for no price of entry.

- Garrett Yarbrough, Nouri Zarrugh, Aja M, Bankrate


Interest Rates
Regular APR Interest Rate 13.99% ‐ 19.99% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 13.99% ‐ 19.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 25.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $15

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus $750 after spending $7,500

On purchases within the first 3 months.

All Purchases 1.5% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits

Roadside Dispatch

Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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