Note: We may earn commissions (at no cost to you) if you buy through links on our site. Learn more.

Ink Business Unlimited℠ credit card review

Compare Compare  
Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
18.49% ‐ 24.49% (Variable) (0% for the first 12 months)
Interest Rate: Purchases
18.49% ‐ 24.49% (Variable) (0% for the first 12 months)
Balance Transfer
18.49% ‐ 24.49% (Variable)
Balance Transfer
18.49% ‐ 24.49% (Variable)
Rewards
1.5% cashback
Rewards
1.5% cashback
Signup Bonus
$750 after spending $6,000
Signup Bonus
$750 after spending $6,000


8.8/10
Informr score
The Ink Business Unlimited℠ credit card currently has an Informr score of 8.8 out of 10. This score is based on our evaluation of 40 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Ink Business Unlimited℠ credit card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Cnet
Cnet

The Ink Business Unlimited® Credit Card is a good business card option for entrepreneurs and business owners who want to keep their rewards simple and have lots of flexibility when it comes to how they can cash in their points.

- Holly Johnson, Cnet
Bankrate
Bankrate

The Ink Business Unlimited credit card is a great option for entrepreneurs who don’t want to deal with complicated bonus categories, and the intro APR offer makes it an ideal choice if you need to pay off new purchases over time. However, if you want to maximize high rewards earnings and you spend f...

- India Davis, Bankrate
Traveling For Miles
Traveling For Miles

On its own, the Ink Business Unlimited® Credit Card from Chase is a great cashback card to use for all spending for which other cards don’t offer a bonus. However, when combined with one of the Chase Sapphire cards or the Ink Business Preferred® Credit Card, it becomes part of a fantastic pairing th...

- Ziggy, Traveling For Miles
SlickDeals
SlickDeals

If you’re looking for a solid business credit card with unlimited earning potential, this could be it. With a 1.5% cash-back rate, it earns less than the other Ink Business cards, but you can put earning on autopilot with no spending limits or categories to juggle.

- Jason Steele, SlickDeals
Time
Time

The Ink Business Unlimited® Credit Card doesn’t offer a lot of variety in its rewards earnings (a flat 1.5% everywhere), but that’s part of its charm. Those who find bonus categories appealing should stay away, but anyone valuing simplicity has found their new daily driver. A minimum of 1.5% back on...

- Joseph Hostetler, Time

Details


Interest Rates
Regular APR Interest Rate 18.49% ‐ 24.49% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 18.49% ‐ 24.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $15

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus $750 after spending $6,000

On purchases within the first 3 months.

Rewards
All Purchases 1.5% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards No
Additional Benefits

Roadside Dispatch

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments -
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with Ink Business Unlimited℠ credit card

Rate It: