Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Holly Johnson, CnetThe Ink Business Unlimited® Credit Card is a good business card option for entrepreneurs and business owners who want to keep their rewards simple and have lots of flexibility when it comes to how they can cash in their points.
- India Davis, BankrateThe Ink Business Unlimited credit card is a great option for entrepreneurs who don’t want to deal with complicated bonus categories, and the intro APR offer makes it an ideal choice if you need to pay off new purchases over time. However, if you want to maximize high rewards earnings and you spend f...
- Ziggy, Traveling For MilesOn its own, the Ink Business Unlimited® Credit Card from Chase is a great cashback card to use for all spending for which other cards don’t offer a bonus. However, when combined with one of the Chase Sapphire cards or the Ink Business Preferred® Credit Card, it becomes part of a fantastic pairing th...
- Jason Steele, SlickDealsIf you’re looking for a solid business credit card with unlimited earning potential, this could be it. With a 1.5% cash-back rate, it earns less than the other Ink Business cards, but you can put earning on autopilot with no spending limits or categories to juggle.
- Joseph Hostetler, TimeThe Ink Business Unlimited® Credit Card doesn’t offer a lot of variety in its rewards earnings (a flat 1.5% everywhere), but that’s part of its charm. Those who find bonus categories appealing should stay away, but anyone valuing simplicity has found their new daily driver. A minimum of 1.5% back on...
Interest Rates | |
---|---|
Regular APR Interest Rate |
18.49% ‐ 24.49% (Variable) (0% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
18.49% ‐ 24.49% (Variable) This APR will vary with the market based on the Prime Rate. |
Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee | $0.00 |
Balance Transfer Fee |
5% Minimum of $5 |
Cash Advance Fee |
5% Minimum of $15 |
Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
Over Limit Fee | $0.00 |
Late Payment Fee |
$40.00 Maximum |
Promotions | |
Sign up bonus |
$750 after spending $6,000 On purchases within the first 3 months. |
Rewards | |
All Purchases | 1.5% cash back |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels | No |
Travel | No |
Pharmacy | No |
Bills | No |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | No |
Car Rental Insurance | Yes |
Car Rental Discount | No |
Extended Warranty | Yes |
Purchase Protection | Yes |
Zero Liability | Yes |
No Foreign Transaction Fees | No |
Emergency Assistance | Yes |
Concierge Service | No |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
Virtual Cards | No |
Additional Benefits |
Roadside Dispatch |
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
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