Ink Business Unlimited℠ credit card review

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Advertiser Disclosure

Interest Rate: Purchases
13.24% ‐ 19.24% (Variable) (0% for the first 12 months)
Balance Transfer
13.24% ‐ 19.24% (Variable)
1.5% cashback
Signup Bonus
$500 after spending $3,000

Informr score
The Ink Business Unlimited℠ credit card currently has an Informr score of 8.6 out of 10. This score is based on our evaluation of 18 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Ink Business Unlimited℠ credit card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

The Simple Dollar

Who could be the perfect fit for the Ink Business Unlimited℠ Credit Card? A business owner looking for a straightforward rewards program that gives cash back would do well with this card. With no annual fee, there isn’t a lot to lose when you sign up. Although your rewards rate isn’t as high as othe...

- Tiffany Verbeck, The Simple Dollar
Credit Card Insider

The Chase Ink Business Unlimited Card provides small business owners with a simple way to earn cash back on every purchase. If you don’t want to worry about bonus categories, or you just need a card for all-around spending, this might be a good option for you.

- Brendan Harkness, Credit Card Insider

The Chase Ink Business Unlimited offers remarkable welcome offers for a card with no annual fee, including a generous 0% APR period for 12 months from the date of account opening. The decent flat rate of 1.5% cash back on purchases makes this a solid everyday card for businesses that prefer simple a...

- Investopedia
The Simple Dollar

The New Ink Business Unlimited Credit Card is hard to beat if you want to earn a flat rate of rewards without much work. And since it doesn’t charge an annual fee, this card is a no-brainer if you want to earn cash-back without a lot of work. Still, there are plenty of other business cards out there...

- Holly Johnson, The Simple Dollar

If you want a simple business card with no annual fee and easy ways to earn rewards, take a look at the Chase Ink Business Unlimited Credit Card. Unlike other business cards, you don’t need to worry about tracking bonus rewards categories or caps on the cash back you can earn. You simply earn a flat...

- Christy Rakoczy, FinanceBuzz


Interest Rates
Regular APR Interest Rate 13.24% ‐ 19.24% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 13.24% ‐ 19.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 24.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $15

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $39.00


Sign up bonus $500 after spending $3,000

On purchases within the first 3 months.

All Purchases 1.5% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

5% cash back on Lyft

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits

Roadside Dispatch

Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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