Note: We may earn commissions (at no cost to you) if you buy through links on our site. Learn more.

Iberia Visa Signature® Card review

Compare Compare  
Advertiser Disclosure

Annual Fee
$95.00
Interest Rate: Purchases
16.74% ‐ 23.74% (Variable)
Interest Rate: Purchases
16.74% ‐ 23.74% (Variable)
Balance Transfer
16.74% ‐ 23.74% (Variable)
Balance Transfer
16.74% ‐ 23.74% (Variable)
Rewards
1 - 3 points
Rewards
1 - 3 points
Signup Bonus
100000 points (after spending $5,000)
Signup Bonus
100000 points (after spending $5,000)


7.8/10
Informr score
The Iberia Visa Signature® Card currently has an Informr score of 7.8 out of 10. This score is based on our evaluation of 9 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Iberia Visa Signature® Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


One Mile at a Time
One Mile at a Time

The Iberia Credit Card may not have been on your radar, but it probably should be. The card has a phenomenal welcome bonus, for small and big spenders alike. You’re eligible for the Iberia Card even if you’ve had the British Airways Card before. On top of that, the card can be worth holding onto lon...

- Ben Schlappig, One Mile at a Time
NerdWallet
NerdWallet

The card most benefits Iberia loyalists who can spend enough to earn the full bonus and take advantage of airline-specific discounts.

- Gregory Karp, NerdWallet
FinanceBuzz
FinanceBuzz

The Iberia Visa Signature Card is great if you regularly fly Iberia. Most of its value is found in the first year — cardholders can earn substantial bonus offers by hitting two spending requirements within the first 12 months of account opening.

- Kevin Payne, FinanceBuzz
The Points Guy
The Points Guy

The Iberia Visa Signature card is a solid option if you want to start earning Avios, or are already invested within the program. With a huge sign-up bonus and decent perks if you’re flying Iberia (or British Airways and Aer Lingus), it’s worth considering adding to your wallet. If you’re over Chase’...

- Chris Dong, The Points Guy
Investopedia
Investopedia

The Iberia Signature Visa has a $95 annual fee and provides rewards in Avios, a rewards currency that can be earned and redeemed with Iberia as well as Aer Lingus and British Airways. You earn 3 Avios points per dollar spent with those Avios airlines and 2 Avios points per dollar on stays booked dir...

- Ben Luthi, Investopedia

Details


Interest Rates
Regular APR Interest Rate 16.74% ‐ 23.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.74% ‐ 23.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 25.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus 100000 points after spending $5,000
  • On purchases within the first 3 months.
  • Plus 50000 points after spending $20000 within your first year.
  • Earn 5 points per $1 spent on flight purchases with Iberia, British Airways, and Aer Lingus within the first 12 months from account opening, 5 points per $1 thereafter.
  • Earn 3 points per $1 spent on hotel accomodations booked directly with the hotel within the first 12 months from account opening, 3 points per $1 thereafter
Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels 2 points per $1 spent
Travel 3 points per $1 spent

On Iberia, British Airways, Aer Lingus, LEVEL and OpenSkies purchases.

Pharmacy No
Bills No
Additional Details

Earn a discount voucher of $1,000 to use toward two tickets on the same flight for each year you make purchases of $30,000 on your card.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty No
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • 10% Off Iberia flights
  • Lost Luggage Reimbursement
  • Free year of DoorDash DashPass
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments -
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with Iberia Visa Signature® Card

Rate It: