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Iberia Visa Signature® Card review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
19.74% ‐ 26.74% (Variable)
Interest Rate: Purchases
19.74% ‐ 26.74% (Variable)
Balance Transfer
19.74% ‐ 26.74% (Variable)
Balance Transfer
19.74% ‐ 26.74% (Variable)
1 - 3 points
1 - 3 points
Signup Bonus
75000 points (after spending $5,000)
Signup Bonus
75000 points (after spending $5,000)

Informr score
The Iberia Visa Signature® Card currently has an Informr score of 7.6 out of 10. This score is based on our evaluation of 9 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Iberia Visa Signature® Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The card most benefits Iberia loyalists who can spend enough to earn the full bonus and take advantage of airline-specific discounts.

- Gregory Karp, NerdWallet

The Iberia Visa Signature Card is great if you regularly fly Iberia. Most of its value is found in the first year — cardholders can earn substantial bonus offers by hitting two spending requirements within the first 12 months of account opening.

- Kevin Payne, FinanceBuzz
Bank Deal Guy
Bank Deal Guy

Consider signing up for the Iberia Visa Signature® Card if you’re looking for a travel card. Overall, because of all the lucrative benefits that it offers, this a great new product from Chase. Check out this card today, and see if it’s the right fit for you.

- Anthony Nguyen, Bank Deal Guy

If you fly Iberia even occasionally, especially with companions, the Iberia Visa Signature card can pay off, thanks in large part to its bonuses. Those benefits start with the card’s 100,000-mile one-time offer if you spend $5,000 in the first three months. Then there are the ongoing bonuses: a 10%...

- Ben Luthi, Investopedia
One Mile at a Time
One Mile at a Time

The Iberia Credit Card may not have been on your radar, but it probably should be. The card has a great welcome bonus, for small and big spenders alike. You’re eligible for the Iberia Card even if you’ve had the British Airways Card before. On top of that, the card can be worth holding onto long-ter...

- Ben Schlappig, One Mile at a Time


Interest Rates
Regular APR Interest Rate 19.74% ‐ 26.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 19.74% ‐ 26.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 28.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus 75000 points after spending $5,000
  • On purchases within the first 3 months.
  • Earn an additional 25,000 Avios after spending $20,000 within the first 12 months of account opening.
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels 2 points per $1 spent
Travel 3 points per $1 spent

On Iberia, British Airways, Aer Lingus, LEVEL and OpenSkies purchases.

Pharmacy No
Bills No
Additional Details

Earn a discount voucher of $1,000 to use toward two tickets on the same flight for each year you make purchases of $30,000 on your card.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty No
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • 10% Off Iberia flights
  • Lost Luggage Reimbursement
  • Free year of DoorDash DashPass
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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