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Iberia Visa Signature® Card review

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Advertiser Disclosure

Annual Fee
$95.00
Interest Rate: Purchases
21.49% ‐ 28.49% (Variable)
Interest Rate: Purchases
21.49% ‐ 28.49% (Variable)
Balance Transfer
21.49% ‐ 28.49% (Variable)
Balance Transfer
21.49% ‐ 28.49% (Variable)
Rewards
1 - 3 points
Rewards
1 - 3 points
Signup Bonus
75000 points (after spending $5,000)
Signup Bonus
75000 points (after spending $5,000)


7.8/10
Informr score
The Iberia Visa Signature® Card currently has an Informr score of 7.8 out of 10. This score is based on our evaluation of 11 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Iberia Visa Signature® Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


One Mile at a Time
One Mile at a Time

The Iberia Credit Card may not have been on your radar, but it probably should be. The card has a great welcome bonus. You’re eligible for the Iberia Card even if you’ve had the British Airways Card before. On top of that, the card can be worth holding onto long-term if you fly Iberia with any frequ...

- Ben Schlappig, One Mile at a Time
The Points Guy
The Points Guy

The Iberia Visa Signature card is a solid option if you want to start earning Avios or are already invested in the program. With a solid sign-up bonus and decent perks, it's worth adding to your wallet if you're flying Iberia (or British Airways and Aer Lingus). Still, those who don't use Avios regu...

- Chris Nelson, Chris Dong, The Points Guy
Money Crashers
Money Crashers

Iberia Airlines isn’t a household name, but it has a very competitive rewards program and a strong credit card to go along with it. If you think that you can use the 10% discount offer and earn the $1,000 airfare discount voucher, then this card deserves a close look.

- Jason Steele, Money Crashers
MoneyGeek
MoneyGeek

The Iberia Visa Signature® Card credit card is a good option for frequent fliers who travel often to international destinations and use Iberia or its partner airlines. Its travel perks and benefits can also help make the travel experience smoother.

- Alene Laney, MoneyGeek
NerdWallet
NerdWallet

The card most benefits Iberia loyalists who can spend enough to earn the full bonus and take advantage of airline-specific discounts.

- Gregory Karp, NerdWallet

Details


Interest Rates
Regular APR Interest Rate 21.49% ‐ 28.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 21.49% ‐ 28.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus 75000 points after spending $5,000
  • On purchases within the first 3 months
  • Earn 5 Avios for every $1 spent on gas, grocery stores and dining for the first 12 months of account opening or up to $10000
Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels 2 points per $1 spent
Travel 3 points per $1 spent

On Iberia, British Airways, Aer Lingus, LEVEL and OpenSkies purchases.

Pharmacy No
Bills No
Additional Details

Earn a discount voucher of $1,000 to use toward two tickets on the same flight for each year you make purchases of $30,000 on your card.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty No
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • 10% Off Iberia flights
  • Lost Luggage Reimbursement
  • Free year of DoorDash DashPass
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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