Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Latoya Irby, The BalanceThe Chase Freedom Unlimited Card is a great option for people looking for a go-to card that offers both simple rewards and some opportunities to earn extra cash back on everyday purchases.
- Liz Bingler, CreditCards.comThe Chase Freedom Unlimited card offers a good sign-up bonus and an impressive average rewards rate, including a 1.5% cash back rate on general purchases, making it a great starter card for collecting Chase Ultimate Rewards.
- Ethan Steinberg, The Points GuyThe Chase Freedom Unlimited is a great card for everyday, non-bonus spending and can provide incredible value when paired with a premium Chase card. So if you’re just starting out with credit cards and want to build up valuable travel points quickly, the Freedom Unlimited card should be high on...
- Joe Van Brussel, CnetThe Chase Freedom Unlimited® is a strong contender for one of the best available credit cards. It combines a refreshingly straightforward approach to rewards with competitive cash-back rates across a balanced array of categories, an accessible welcome bonus and an introductory APR, along with some o...
- Eric Rosenberg, SlickDealsEarned a flat 1.5% cash back on every purchase you make. Now, cardholders will earn extra rewards every time they book travel through Chase Ultimate Rewards, shop at drugstores or eat at restaurants (including takeout and eligible delivery services). Plus, the card still offers a solid sign-up bonus...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
15.74% ‐ 24.49% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
15.74% ‐ 24.49% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
25.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
$200 after spending $500
|
| Rewards | |
| All Purchases | 1.5% cash back |
| Restaurants |
3% cash back On dining at restaurants, including takeout and eligible delivery services |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel |
5% cash back On travel purchased through Chase Ultimate Rewards |
| Pharmacy | 3% cash back |
| Bills | No |
| Additional Details |
5% cash back on Lyft |
| Features & Benefits | |
| Additional Card Holders |
|
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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