Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Erin Hurd, NerdWalletThis card is lucrative and ideal for optimizers who don't mind putting in some work to keep track of its rewards structure. If you want a no-fuss cash-back card that requires no maintenance, look elsewhere.
- Joe Van Brussel, Dashia Milden, CnetThe Chase Freedom Flex℠* lives up to its name, offering a flexible spread of credit card benefits and rewards, with 5% cash back on rotating categories each quarter. This card has no annual fee and also boasts 3-5% unlimited cash back on its “always-on” categories of dining, drugstores and travel bo...
- Bob Haegele, TimeThe Chase Freedom Flex℠ packs a thunderous punch in a small, no-annual-fee package. We recommend it thanks to its high cash back rates on rotating bonus categories, Chase Ultimate Rewards Travel, dining, and drugstore purchases. It isn’t perfect, though – foreign transaction fees and mediocre cashba...
- Robin Saks Frankel, Caroline Lupini, ForbesThe Chase Freedom Flex℠* has the brawn to handle just about all of your credit card spending needs without an over-inflated price tag. The card has an annual fee of $0, yet comes with a pumped-up earnings structure that covers a wide swath of expenses including travel, drugstores and dining at resta...
- Jennifer Doss, CardRatings.comIt's rare to see a new cash-back card that really excites us. However, by offering 5% cash back on multiple categories, an achievable sign-on bonus and plenty of extras, we think the Chase Freedom Flex℠ could be a great addition to any wallet.
Interest Rates | |
---|---|
Regular APR Interest Rate |
20.49% ‐ 29.24% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
20.49% ‐ 29.24% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
Cash Advance Interest Rate |
30.24% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee | $0.00 |
Balance Transfer Fee |
5% Minimum of $5 |
Cash Advance Fee |
5% Minimum of $10 |
Foreign Transaction Fee |
3% of each transaction in U.S. dollars. |
Over Limit Fee | $0.00 |
Late Payment Fee |
$40.00 Maximum |
Promotions | |
Sign up bonus |
$200 after spending $500
|
Rewards | |
All Purchases | 1% cash back |
Restaurants |
3% cash back On dining at restaurants, including takeout and eligible delivery services |
Gas | No |
Groceries | No |
Hotels | No |
Travel |
5% cash back On travel purchased through Chase Ultimate Rewards |
Pharmacy | 3% cash back |
Bills | No |
Additional Details |
|
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | No |
Car Rental Insurance | Yes |
Car Rental Discount | No |
Extended Warranty | Yes |
Purchase Protection | Yes |
Zero Liability | Yes |
No Foreign Transaction Fees | No |
Emergency Assistance | Yes |
Concierge Service | No |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | Yes |
Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
Virtual Cards | No |
Additional Benefits |
|
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
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