Ink Business Cash℠ credit card review

Compare Compare  
Advertiser Disclosure

Interest Rate: Purchases
15.49% ‐ 21.49% (0% for the first 12 months)
Balance Transfer
15.49% ‐ 21.49% (0% for the first 12 months)
Rewards
1 - 5% cashback
Signup Bonus
$500 after spending $3,000


8.9/10
Informr score
The Ink Business Cash℠ credit card currently has an Informr score of 8.9 out of 10. This score is based on our evaluation of 28 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Ink Business Cash℠ credit card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


UponArriving

The Chase Ink Business Cash is a great business starter card and keeper as it has no annual fee along with a solid sign-up bonus equal to the Reserve. Plus, if you couple this card up with an Ultimate Rewards earning card, you can get great value out of your cash back turning them into points.

- Steve, UponArriving
Compare Cards

This is a robust cash back rewards card with a nice intro APR and $0 annual fee. Consumers looking for great card for earning rewards or getting low interest rates for a business will be very happy with the Ink Business Cash℠ Credit Card .

- Compare Cards
Money Crashers

No annual fee, flexible reward redemptions, and a great 0% APR purchase promotion are all standout features. The high sign-up bonus threshold, high balance transfer fee, relatively low 5% and 2% category spending caps, and high foreign transaction fees are all negatives.

- Brian Martucci, Money Crashers
CreditCards.com

If you’re determined to keep costs to a minimum, the Chase Ink Business Cash card offers a lot of cash back on your business purchases — including purchases made on employee cards — for no annual fee.

- Cathleen McCarthy, CreditCards.com
Cardcruncher

If you need a 0% APR promotion and want a high rewards rate on office supplies and certain utility purchases, the Chase Ink Cash Credit Card is tough to beat. However, the card’s cap on bonus rewards and low base rewards rate may lead you to look elsewhere.

- Ben Luthi, Cardcruncher

Details


Interest Rates
Regular APR Interest Rate 15.49% ‐ 21.49% (0% for the first 12 months)

 This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 15.49% ‐ 21.49% (0% for the first 12 months)

 This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 27.24%

 This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $15

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus $500 after spending $3,000

On purchases within the first 3 months.

Rewards
All Purchases 1% cash back
Restaurants 2% cash back (on first $25000 spent)

In combined purchases at gas stations and restaurants.

Gas 2% cash back (on first $25000 spent)

In combined purchases at gas stations and restaurants.

Groceries No
Hotels No
Travel No
Pharmacy No
Bills 5% cash back (on first $25000 spent)

In combined purchases at office supply stores and on cellular phone, landline, internet and cable TV services.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Additional Benefits
  • Baggage Delay Insurance
  • Lost Luggage Reimbursement
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with Ink Business Cash℠ credit card

Rate It:

Critic Reviews


UponArriving

A great card with its high sign-up bonus and unique bonus categories

from UponArriving

The Chase Ink Business Cash is a great business starter card and keeper as it has no annual fee along with a solid sign-up bonus equal to the Reserve. Plus, if you couple this card up with an Ultimate Rewards earning card, you can get great value out of your cash back turning them into points.

Read full review

The Chase Ink Business Cash is a great business starter card and keeper as it has no annual fee along with a solid sign-up bonus equal to the Reserve. Plus, if you couple this card up with an Ultimate Rewards earning card, you can get great value out of your cash back turning them into points.

Read full review

Less

Compare Cards

5% cash back on popular business categories

Compare Cards

This is a robust cash back rewards card with a nice intro APR and $0 annual fee. Consumers looking for great card for earning rewards or getting low interest rates for a business will be very happy with the Ink Business Cash℠ Credit Card .

Read full review

This is a robust cash back rewards card with a nice intro APR and $0 annual fee. Consumers looking for great card for earning rewards or getting low interest rates for a business will be very happy with the Ink Business Cash℠ Credit Card .

Read full review

Less

Money Crashers

A great cash back card choice for business owners

from Money Crashers

No annual fee, flexible reward redemptions, and a great 0% APR purchase promotion are all standout features. The high sign-up bonus threshold, high balance transfer fee, relatively low 5% and 2% category spending caps, and high foreign transaction fees are all negatives.

Read full review

No annual fee, flexible reward redemptions, and a great 0% APR purchase promotion are all standout features. The high sign-up bonus threshold, high balance transfer fee, relatively low 5% and 2% category spending caps, and high foreign transaction fees are all negatives.

Read full review

Less

CreditCards.com

Unbeatable rewards for supplies and internet purchases

from CreditCards.com

If you’re determined to keep costs to a minimum, the Chase Ink Business Cash card offers a lot of cash back on your business purchases — including purchases made on employee cards — for no annual fee.

Read full review

If you’re determined to keep costs to a minimum, the Chase Ink Business Cash card offers a lot of cash back on your business purchases — including purchases made on employee cards — for no annual fee.

Read full review

Less

Cardcruncher

5% cash back categories and no annual fee

from Cardcruncher

If you need a 0% APR promotion and want a high rewards rate on office supplies and certain utility purchases, the Chase Ink Cash Credit Card is tough to beat. However, the card’s cap on bonus rewards and low base rewards rate may lead you to look elsewhere.

Read full review

If you need a 0% APR promotion and want a high rewards rate on office supplies and certain utility purchases, the Chase Ink Cash Credit Card is tough to beat. However, the card’s cap on bonus rewards and low base rewards rate may lead you to look elsewhere.

Read full review

Less

Points with a Crew

Sign up bonus flexibility, no annual fee

from Points with a Crew

A great card to add to your collection. With incredibly high rewards to be earned, any small business owner would benefit from the perks. The best part of this card is that no matter what you earn, there is no annual fee to pay! So all of your earnings come without any penalty.

Read full review

A great card to add to your collection. With incredibly high rewards to be earned, any small business owner would benefit from the perks. The best part of this card is that no matter what you earn, there is no annual fee to pay! So all of your earnings come without any penalty.

Read full review

Less

Business Insider

A great no-fee credit card for small business owners

from Business Insider

Ink Business Cash offers the right balance between low fees and high rewards that it emerges as a top card for small business owners.

Read full review

Ink Business Cash offers the right balance between low fees and high rewards that it emerges as a top card for small business owners.

Read full review

Less

Hustler MoneyBlog

Offers some of the best rewards

from Hustler MoneyBlog

With such generous cash back options along with travel and shopping benefits, it is one of the best business credit cards around.

Read full review

With such generous cash back options along with travel and shopping benefits, it is one of the best business credit cards around.

Read full review

Less

NerdWallet

A no-fee winner for small business

from NerdWallet

With a $0 annual fee and a sign-up bonus worth $500, this card is a good fit for any business that spends significant money on office supplies and telecom services.

Read full review

With a $0 annual fee and a sign-up bonus worth $500, this card is a good fit for any business that spends significant money on office supplies and telecom services.

Read full review

Less

The Simple Dollar

Best business credit card for big expenses

from The Simple Dollar

There’s a reason we named the Ink Business Cash Credit Card the best business credit card for big expenses this year. Not only does this card offer a large signup bonus, but you get up to 5% cash-back on purchases made in certain business-related categories. There’s also no annual fee and no...More

There’s a reason we named the Ink Business Cash Credit Card the best business credit card for big expenses this year. Not only does this card offer a large signup bonus, but you get up to 5% cash-back on purchases made in certain business-related categories. There’s also no annual fee and no additional fees for employee cards. Finally, cardholders get 0% intro APR on purchases and balance transfers for the first 12 months of card ownership along with an array of other perks.

Read full review

Less

User Reviews


Darn, there are no reviews yet for this credit card. Be the first to write a review.