Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Anya Kartashova, Jerod Morales, ForbesBusiness owners can score significant rewards by using the no annual fee Ink Business Cash® Credit Card to pay for expenses. The card’s high earn rates on typical areas of business spending can help earn cash back faster than many other small business credit cards. The card earns Chase Ultimate Rewa...
- Ben Schlappig, One Mile at a TimeThe Chase Ink Business Cash is an incredible business credit card. It has no annual fee, some phenomenal bonus categories, valuable perks like rental car protection, and a fantastic welcome bonus of up to 75,000 points plus a 10% relationship bonus. If you’re eligible for the card then I’d highly re...
- Katie Genter, Ryan Wilcox, The Points GuyThe combination of simplicity and the potential for redemptions make the Ink Business Cash Card a good choice if you're looking for cash-back rewards or the ability to convert cash back to transferrable travel rewards. If you frequently shop at office supply stores or pay internet, cable or phone ut...
- Evan Zimmer, CnetThe Ink Business Cash® Credit Card is one of the best business credit cards available for small businesses. It offers a solid return on popular business expenses, a lucrative welcome bonus and a handful of useful shopping and travel protections.
- Claire Dickey, BankrateThis is the ideal Chase business card if your expenses lean heavily towards telecommunication and internet services. If you don’t spend much more than $50,000, this could be a very rewarding and flexible option.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
18.49% ‐ 24.49% (Variable) (0% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
18.49% ‐ 24.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $15 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
$350 after spending $3,000
|
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants |
2% cash back (on first $25000 spent) In combined purchases at gas stations and restaurants. |
| Gas |
2% cash back (on first $25000 spent) In combined purchases at gas stations and restaurants. |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills |
5% cash back (on first $25000 spent) In combined purchases at office supply stores and on internet, cable and phone services. |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | No |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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