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Chase Aeroplan® Card review

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Advertiser Disclosure

Annual Fee
$95.00
Interest Rate: Purchases
18.74% ‐ 25.74% (Variable)
Interest Rate: Purchases
18.74% ‐ 25.74% (Variable)
Balance Transfer
18.74% ‐ 25.74% (Variable)
Balance Transfer
18.74% ‐ 25.74% (Variable)
Rewards
1 - 3 points
Rewards
1 - 3 points
Signup Bonus
70000 points (after spending $3,000)
Signup Bonus
70000 points (after spending $3,000)


8.7/10
Informr score
The Chase Aeroplan® Card currently has an Informr score of 8.7 out of 10. This score is based on our evaluation of 14 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Chase Aeroplan® Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


U.S. News
U.S. News

This new card is a good option for regular Air Canada flyers, and it offers unique welcome bonus and recurring bonus structures.

- Mark Evitt, U.S. News
FinanceBuzz
FinanceBuzz

The Aeroplan Credit Card might make sense if you want a mid-tier airline credit card that’s designed to earn Air Canada Aeroplan points. For frequent Air Canada fliers, this card could be a good fit. It doesn’t necessarily have premium travel benefits, but the$95 annual fee isn’t high compared with...

- Ben Walker, FinanceBuzz
The Points Guy
The Points Guy

The Chase Air Canada Aeroplan Credit Card brings fresh benefits that we haven’t seen on most airline cards before. Even if you’re not a regular flyer of Air Canada — or perhaps have never flown the airline at all — chances are that you’ve flown its Star Alliance partners. With Aeroplan points as one...

- Stella Shon, The Points Guy
CNBC
CNBC

The Aeroplan Credit Card is a solid pick for anyone looking to earn valuable travel rewards points that can be redeemed for flights without the high annual fee price tag. Keep in mind, however, that this card requires a good to excellent credit score in order to get approved.

- Brett Holzhauer, CNBC
One Mile at a Time
One Mile at a Time

The Aeroplan Credit Card is absolutely phenomenal, and easily the most innovative co-branded airline credit card we’ve ever seen. The card offers a generous welcome bonus, a lucrative rewards structure with a variety of incentives for spending, and comes with great perks, like elite status. The welc...

- Ben Schlappig, One Mile at a Time

Details


Interest Rates
Regular APR Interest Rate 18.74% ‐ 25.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 18.74% ‐ 25.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 27.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00
Balance Transfer Fee 5%

Minimum $5

Cash Advance Fee 5%

Minimum $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus 70000 points after spending $3,000

On purchases within the first 3 months

Rewards
All Purchases 1 point per $1 spent
Restaurants 3 points per $1 spent

At restaurants including takeout and eligible delivery services

Gas No
Groceries 3 points per $1 spent
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

Earn 500 points for every $2000 spent in a calendar month

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount Yes
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Aeroplan 25K Status for the remainder of the calendar year, plus the following calendar year
  • Global Entry or TSA Pre✓® or NEXUS Fee Credit
  • Free First Checked Bags
  • Trip Cancellation/Trip Interruption Insurance
  • Baggage Delay Insurance
  • Trip Delay Reimbursement
  • Roadside Assistance
  • Purchase Protection
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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