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Chase Aeroplan® Card review

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Advertiser Disclosure

Annual Fee
$95.00
Interest Rate: Purchases
17.24% ‐ 24.24% (Variable)
Interest Rate: Purchases
17.24% ‐ 24.24% (Variable)
Balance Transfer
17.24% ‐ 24.24% (Variable)
Balance Transfer
17.24% ‐ 24.24% (Variable)
Rewards
1 - 3 points
Rewards
1 - 3 points
Signup Bonus
50000 points (after spending $3,000)
Signup Bonus
50000 points (after spending $3,000)


8.7/10
Informr score
The Chase Aeroplan® Card currently has an Informr score of 8.7 out of 10. This score is based on our evaluation of 13 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Chase Aeroplan® Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


ValuePenguin
ValuePenguin

The Aeroplan® Card is definitely "worth it" in every sense, but that's especially true during the first few years of card membership. Not only can you earn a generous sign-up bonus, but you can enjoy 25K elite status with the airline for the remainder of the year and the entire following year. Other...

- Holly Johnson, ValuePenguin
FinanceBuzz
FinanceBuzz

The Chase Aeroplan World Elite Mastercard might make sense if you want a mid-tier airline credit card that’s designed to earn Air Canada Aeroplan points. For frequent Air Canada fliers, this card could be a good fit. It doesn’t necessarily have premium travel benefits, but the$95 annual fee isn’t hi...

- Ben Walker, FinanceBuzz
One Mile at a Time
One Mile at a Time

The new Aeroplan Credit Card is absolutely phenomenal, and easily the most innovative co-branded airline credit card we’ve ever seen. The card offers a generous welcome bonus, a lucrative rewards structure with a variety of incentives for spending, and comes with great perks, like elite status. If y...

- Ben Schlappig, One Mile at a Time
U.S. News
U.S. News

This new card is a good option for regular Air Canada flyers, and it offers unique welcome bonus and recurring bonus structures.

- Mark Evitt, U.S. News
SlickDeals
SlickDeals

In addition to Aeroplan-branded points, the credit card comes with a list of travel and insurance protections and other benefits helpful to frequent travelers.

- Eric Rosenberg, SlickDeals

Details


Interest Rates
Regular APR Interest Rate 17.24% ‐ 24.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 17.24% ‐ 24.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 25.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00
Balance Transfer Fee 5%

Minimum $5

Cash Advance Fee 5%

Minimum $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus 50000 points after spending $3,000
  • On purchases within the first 3 months
  • Plus earn up to 51,000 points through 10x total points on travel and dining in your first 6 months
Rewards
All Purchases 1 point per $1 spent
Restaurants 3 points per $1 spent

At restaurants including takeout and eligible delivery services

Gas No
Groceries 3 points per $1 spent
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

Earn 500 points for every $2000 spent in a calendar month

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount Yes
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Aeroplan 25K Status for the remainder of the calendar year, plus the following calendar year
  • Global Entry or TSA Pre✓® or NEXUS Fee Credit
  • Free First Checked Bags
  • Trip Cancellation/Trip Interruption Insurance
  • Baggage Delay Insurance
  • Trip Delay Reimbursement
  • Roadside Assistance
  • Purchase Protection
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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