Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Funto Omojola, NerdWalletLoyal Air Canada customers who can spend enough to make use of the card’s airline-specific benefits will get the most value out of the card.
- Tyler Glatt, Ryan Smith, AwardWalletCompared to many other co-branded airline credit cards, the Aeroplan Card is continuously rewarding. Its bonus point-earning categories are friendly, and you can get a lot out of the card if you routinely spend at grocery stores and restaurants. In other words, you can get a lot out of the card with...
- Eric Rosenberg, SlickDealsNew credit card offers come out regularly, but this one stands out thanks to the welcome bonus’s huge value, points for dining and groceries, Air Canada status and more. Even with an annual fee, it’s easy to see how you can come out ahead with this offer. And if you don’t fly Air Canada regularly, y...
- Dia Adams, ForbesThe Aeroplan® Credit Card charges a $95 annual fee for a moderate array of travel benefits, above-average reward earning potential and solid Air Canada-related perks. Cardmembers automatically receive upgraded status with Aeroplan for the remainder of the calendar year of application plus the follow...
- Lance Cothern, Credit KarmaThe Aeroplan® Card may be a good fit if you travel on Air Canada often. The sign-up bonus can help you start building a points balance. Plus, the bonus categories can help you boost that balance — especially if you like to cook and eat out often. And the automatic elite status could be a useful perk...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
21.74% ‐ 28.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
21.74% ‐ 28.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $95.00 |
| Balance Transfer Fee |
5% Minimum $5 |
| Cash Advance Fee |
5% Minimum $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
60000 points after spending $3,000 On purchases within the first 3 months
|
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants |
3 points per $1 spent At restaurants including takeout and eligible delivery services |
| Gas | No |
| Groceries | 3 points per $1 spent |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
Earn 500 points for every $2000 spent in a calendar month |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | Yes |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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