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Chase Aeroplan® Card review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
20.99% ‐ 27.99% (Variable)
Interest Rate: Purchases
20.99% ‐ 27.99% (Variable)
Balance Transfer
20.99% ‐ 27.99% (Variable)
Balance Transfer
20.99% ‐ 27.99% (Variable)
1 - 3 points
1 - 3 points
Signup Bonus
60000 points (after spending $4,000)
Signup Bonus
60000 points (after spending $4,000)

Informr score
The Chase Aeroplan® Card currently has an Informr score of 8.9 out of 10. This score is based on our evaluation of 15 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Chase Aeroplan® Card is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

One Mile at a Time
One Mile at a Time

The Aeroplan Credit Card is absolutely phenomenal, and easily the most innovative co-branded airline credit card we’ve ever seen. The card offers a generous welcome bonus, a lucrative rewards structure with a variety of incentives for spending, and comes with great perks, like elite status. The welc...

- Ben Schlappig, One Mile at a Time

New credit card offers come out regularly, but this one stands out thanks to the welcome bonus’s huge value, 3x points for dining and groceries, Air Canada status, and much more. Even with a $95 annual fee, it’s easy to see how you can come out ahead with this big offer. Even if you don’t fly on Air...

- Eric Rosenberg, SlickDeals
U.S. News
U.S. News

This new card is a good option for regular Air Canada flyers, and it offers unique welcome bonus and recurring bonus structures.

- Mark Evitt, U.S. News

The Aeroplan Credit Card might make sense if you want a mid-tier airline credit card that’s designed to earn Air Canada Aeroplan points. For frequent Air Canada fliers, this card could be a good fit. It doesn’t necessarily have premium travel benefits, but the$95 annual fee isn’t high compared with...

- Ben Walker, FinanceBuzz
The Points Guy
The Points Guy

The Chase Air Canada Aeroplan Credit Card brings fresh benefits that we haven’t seen on most airline cards before. Even if you’re not a regular flyer of Air Canada — or perhaps have never flown the airline at all — chances are that you’ve flown its Star Alliance partners. With Aeroplan points as one...

- Stella Shon, The Points Guy


Interest Rates
Regular APR Interest Rate 20.99% ‐ 27.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 20.99% ‐ 27.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 29.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00
Balance Transfer Fee 5%

Minimum $5

Cash Advance Fee 5%

Minimum $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus 60000 points after spending $4,000
  • On purchases within the first 3 months
  • Plus 40000 points after you spend $20000 on purchases in the first 12 months your account is open
All Purchases 1 point per $1 spent
Restaurants 3 points per $1 spent

At restaurants including takeout and eligible delivery services

Gas No
Groceries 3 points per $1 spent
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

Earn 500 points for every $2000 spent in a calendar month

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount Yes
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Aeroplan 25K Status for the remainder of the calendar year, plus the following calendar year
  • Global Entry or TSA Pre✓® or NEXUS Fee Credit
  • Free First Checked Bags
  • Trip Cancellation/Trip Interruption Insurance
  • Baggage Delay Insurance
  • Trip Delay Reimbursement
  • Roadside Assistance
  • Purchase Protection
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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