Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Ben Walker, FinanceBuzzThe Amex Centurion Card is worth it for cardmembers who can take advantage of the many perks and benefits attached to it. Many of these benefits are travel-oriented, so luxury travelers may benefit the most. If you can’t take advantage of the many travel benefits, it may not be worth it for you to h...
- Rita Silvan, GreedyRates.caThe Centurion is ultimately best suited to those who travel internationally on a frequent basis and need a card with limitless credit for major purchases. The airline, hotel, and rental car upgrades are significant, and earning unlimited reward points (which transfer to a number of other programs, i...
- Louis DeNicola, MyBankTrackerThe exclusivity of the Centurion Credit Card from American Express might be worth it to certain people regardless of the cost. There's a long list of benefits to having the Black Card and, for frequent travelers (particularly those that stay in luxury hotels), the benefits may indeed pay for themsel...
- Amanda Reaume, LendEDUThe Amex Black Card is more of a status symbol than a card that’s going to provide you with a lot of value in return for its hefty initiation fee and annual fee. But if you’re spending over $350,000 a year on an Amex card already, you likely don’t care too much about the cost of the membership and y...
- Alex Miller, Upgraded PointsIf you’ve been invited to become a cardmember, the one-time fee along with the annual membership fee for the card can be a bit steep. However, if you are a frequent traveler who likes to go first class, then this card could be well worth it. This isn’t necessarily due to bonus points that you can ac...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate | |
| Balance Transfer Interest Rate | |
| Cash Advance Interest Rate | |
| Rates & Fees | |
| Annual Fee |
$5,000.00 Initiation Fee: $10,000 |
| Balance Transfer Fee | |
| Cash Advance Fee | |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders |
$2,500 for each additional Centurion Card |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | Yes |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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