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PNC Cash Rewards® Visa® review

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Advertiser Disclosure

Interest Rate: Purchases
13.99% ‐ 24.99% (Variable)
Balance Transfer
13.99% ‐ 24.99% (Variable) (0% for the first 12 months)
1 - 4% cashback
Signup Bonus
$100 after spending $1,000

Informr score
The PNC Cash Rewards® Visa® currently has an Informr score of 7.7 out of 10. This score is based on our evaluation of 8 sources including reviews from users and the web's most trusted critics.

Am I eligible?

PNC Cash Rewards® Visa® is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

The PNC Cash Rewards Visa offers the chance to earn an especially high rewards rate on gas, restaurant and grocery spending with a very high bonus limit.

- Kelly Dilworth,

The PNC Cash Rewards® Visa® earns great cash back on gas, dining and groceries, without an annual fee. You'll earn 4% cash back at gas stations, 3% cash back at restaurants and 2% back at grocery stores on the first $8,000 in combined purchases each year. The card is a useful option for paying down...

- Cardcruncher

The PNC Cash Rewards Visa is a good cash back credit card if your spending isn’t high, you don’t travel abroad much, and you mostly shop at gas stations, restaurants, and grocery stores.

- Christy Rakoczy, LendEDU

If you spend on gas, dining and groceries up to $8,000 per year, the PNC Cash Rewards Visa Credit Card could be a solid choice for you. You get to earn high cash back on these categories without paying an annual fee.

- Finder

If you spend a lot at gas stations, restaurants and grocery stores, the PNC Cash card will be a rewarding addition to your wallet. The ability to earn 4 percent back on gas alone makes this card worth consideration. But you’ll also get an impressive 3 percent back at restaurants and 2 percent back a...

- Tom Broucksou, RewardExpert


Interest Rates
Regular APR Interest Rate 13.99% ‐ 24.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 13.99% ‐ 24.99% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 24.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 4%
  • Minimum of $5
  • Intro fee of 3%, minumum of $5, during the first 90 days
Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $38.00


Sign up bonus $100 after spending $1,000

On purchases within the first 3 months.

All Purchases 1% cash back
Restaurants 3% cash back (on first $8000 spent)

On purchases including fast food.

Gas 4% cash back (on first $8000 spent)

On gas station purchases (in-store and at the pump).

Groceries 2% cash back (on first $8000 spent)
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Minimum Security Deposit $0
Minimum Age
Minimum Personal Income
Temporary Residents No
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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