Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Karen Doyle, GOBankingRatesThe PNC Cash Rewards® Visa® credit card is a solid choice for a cash-back card. You get at least 1% cash back on everything and up to 4% on some purchases. Plus, they double the cash back you earn in your first year. And there's no annual fee.
- Sloan Hammer, ValuePenguinThe PNC Cash Rewards® Visa® Credit Card is great for low spenders who will not be putting more than $8,000 or people who want to maximize the cash rewards by reserving this card for gas, dining and grocery purchases. Once the cap is hit, the earning rate at 1% is less competitive than many other cas...
- Christy Rakoczy, LendEDUThe PNC Cash Rewards Visa is a good cash back credit card if your spending isn’t high, you don’t travel abroad much, and you mostly shop at gas stations, restaurants, and grocery stores.
- Kelly Dilworth, CreditCards.comThe PNC Cash Rewards Visa offers the chance to earn an especially high rewards rate on gas, restaurant and grocery spending with a very high bonus limit.
- CardcruncherThe PNC Cash Rewards® Visa® earns great cash back on gas, dining and groceries, without an annual fee. You'll earn 4% cash back at gas stations, 3% cash back at restaurants and 2% back at grocery stores on the first $8,000 in combined purchases each year. The card is a useful option for paying down...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
18.99% ‐ 29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
18.99% ‐ 29.99% (Variable) (0% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
4%
|
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$38.00 Maximum |
| Promotions | |
| Sign up bonus |
$200 after spending $1,000 On purchases within the first 3 months |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants |
3% cash back (on first $8000 spent) On purchases including fast food. |
| Gas |
4% cash back (on first $8000 spent) On gas station purchases (in-store and at the pump). |
| Groceries | 2% cash back (on first $8000 spent) |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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