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PNC Cash Rewards® Visa® review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
17.74% ‐ 28.74% (Variable)
Interest Rate: Purchases
17.74% ‐ 28.74% (Variable)
Balance Transfer
17.74% ‐ 28.74% (Variable) (0% for the first 12 months)
Balance Transfer
17.74% ‐ 28.74% (Variable) (0% for the first 12 months)
Rewards
1 - 4% cashback
Rewards
1 - 4% cashback
Signup Bonus
-
Signup Bonus
-


7.7/10
Informr score
The PNC Cash Rewards® Visa® currently has an Informr score of 7.7 out of 10. This score is based on our evaluation of 9 sources including reviews from users and the web's most trusted critics.

Am I eligible?


PNC Cash Rewards® Visa® is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


GOBankingRates
GOBankingRates

The PNC Cash Rewards® Visa® credit card is a solid choice for a cash-back card. You get at least 1% cash back on everything and up to 4% on some purchases. Plus, they double the cash back you earn in your first year. And there's no annual fee.

- Karen Doyle, GOBankingRates
ValuePenguin
ValuePenguin

The PNC Cash Rewards® Visa® Credit Card is great for low spenders who will not be putting more than $8,000 or people who want to maximize the cash rewards by reserving this card for gas, dining and grocery purchases. Once the cap is hit, the earning rate at 1% is less competitive than many other cas...

- Sloan Hammer, ValuePenguin
LendEDU
LendEDU

The PNC Cash Rewards Visa is a good cash back credit card if your spending isn’t high, you don’t travel abroad much, and you mostly shop at gas stations, restaurants, and grocery stores.

- Christy Rakoczy, LendEDU
CreditCards.com
CreditCards.com

The PNC Cash Rewards Visa offers the chance to earn an especially high rewards rate on gas, restaurant and grocery spending with a very high bonus limit.

- Kelly Dilworth, CreditCards.com
Cardcruncher
Cardcruncher

The PNC Cash Rewards® Visa® earns great cash back on gas, dining and groceries, without an annual fee. You'll earn 4% cash back at gas stations, 3% cash back at restaurants and 2% back at grocery stores on the first $8,000 in combined purchases each year. The card is a useful option for paying down...

- Cardcruncher

Details


Interest Rates
Regular APR Interest Rate 17.74% ‐ 28.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 17.74% ‐ 28.74% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 28.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 4%
  • Minimum of $5
  • Intro fee of 3%, minumum of $5, during the first 90 days
Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $38.00

Maximum

Promotions
Sign up bonus

Earn double cash back on your first year of purchases

Rewards
All Purchases 1% cash back
Restaurants 3% cash back (on first $8000 spent)

On purchases including fast food.

Gas 4% cash back (on first $8000 spent)

On gas station purchases (in-store and at the pump).

Groceries 2% cash back (on first $8000 spent)
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Eligibility
Minimum Security Deposit $0
Minimum Age
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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