PNC Cash Rewards Visa review

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Advertiser Disclosure

Interest Rate: Purchases
15.24 ‐ 25.24%
Balance Transfer
15.24 ‐ 25.24% (0% for the first 12 months)
Rewards
1 - 4% cashback
Signup Bonus
-


7.2/10
Informr score
The PNC Cash Rewards Visa currently has an Informr score of 7.2 out of 10. This score is based on our evaluation of 6 sources including reviews from users and the web's most trusted critics.

Am I eligible?


PNC Cash Rewards Visa is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CreditCards.com

The PNC Cash Rewards Visa offers the chance to earn an especially high rewards rate on gas, restaurant and grocery spending with a very high bonus limit.

- Kelly Dilworth, CreditCards.com
Finder

If you spend on gas, dining and groceries up to $8,000 per year, the PNC Cash Rewards Visa Credit Card could be a solid choice for you. You get to earn high cash back on these categories without paying an annual fee.

- Finder
RewardExpert

If you spend a lot at gas stations, restaurants and grocery stores, the PNC Cash card will be a rewarding addition to your wallet. The ability to earn 4 percent back on gas alone makes this card worth consideration. But you’ll also get an impressive 3 percent back at restaurants and 2 percent back a...

- Tom Broucksou, RewardExpert
HighYa

We believe the person who will benefit from this card the most is someone who spends more than the average consumer on gas. If that’s you, then you’ll really enjoy the card’s 4% bonus on gas purchases.

- J.R. Duren, HighYa
ValuePenguin

The newly released PNC Cash Rewards℠ Visa® can be great for low-spending consumers who primarily shop at gas stations, restaurants and grocery stores. The card provides an above average rewards rate in these categories, ranging from 2% to 4%. The elevated rewards are capped at a combined spending of...

- Robert Harrow, ValuePenguin

Details


Interest Rates
Regular APR Interest Rate 15.24% ‐ 25.24%

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 15.24% ‐ 25.24% (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 25.24%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 4%
  • Minimum of $5
  • Intro fee of 3%, minumum of $5, during the first 90 days
Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $38.00

Maximum

Promotions
Sign up bonus No
Rewards
All Purchases 1% cash back
Restaurants 3% cash back (on first $8000 spent)

On purchases including fast food.

Gas 4% cash back (on first $8000 spent)

On gas station purchases (in-store and at the pump).

Groceries 2% cash back (on first $8000 spent)
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Eligibility
Minimum Security Deposit $0
Minimum Age
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Critic Reviews


CreditCards.com

One of the best cards you can find for gas rewards

from CreditCards.com

The PNC Cash Rewards Visa offers the chance to earn an especially high rewards rate on gas, restaurant and grocery spending with a very high bonus limit.

Read full review

The PNC Cash Rewards Visa offers the chance to earn an especially high rewards rate on gas, restaurant and grocery spending with a very high bonus limit.

Read full review

Less

Finder

Accelerated cash back on gas, dining and groceries

If you spend on gas, dining and groceries up to $8,000 per year, the PNC Cash Rewards Visa Credit Card could be a solid choice for you. You get to earn high cash back on these categories without paying an annual fee.

Read full review

If you spend on gas, dining and groceries up to $8,000 per year, the PNC Cash Rewards Visa Credit Card could be a solid choice for you. You get to earn high cash back on these categories without paying an annual fee.

Read full review

Less

RewardExpert

Anyone who spends a lot on gas, dining and groceries will find this card to be very rewarding

from RewardExpert

If you spend a lot at gas stations, restaurants and grocery stores, the PNC Cash card will be a rewarding addition to your wallet. The ability to earn 4 percent back on gas alone makes this card worth consideration. But you’ll also get an impressive 3 percent back at restaurants and 2 percent back at grocery stores.

Read full review

If you spend a lot at gas stations, restaurants and grocery stores, the PNC Cash card will be a rewarding addition to your wallet. The ability to earn 4 percent back on gas alone makes this card worth consideration. But you’ll also get an impressive 3 percent back at restaurants and 2 percent back at grocery stores.

Read full review

Less

HighYa

A cash-back card with multiple ways to earn extra points on everyday purchases

from HighYa

We believe the person who will benefit from this card the most is someone who spends more than the average consumer on gas. If that’s you, then you’ll really enjoy the card’s 4% bonus on gas purchases.

Read full review

We believe the person who will benefit from this card the most is someone who spends more than the average consumer on gas. If that’s you, then you’ll really enjoy the card’s 4% bonus on gas purchases.

Read full review

Less

ValuePenguin

A good no annual fee credit card for the average consumer

from ValuePenguin

The newly released PNC Cash Rewards℠ Visa® can be great for low-spending consumers who primarily shop at gas stations, restaurants and grocery stores. The card provides an above average rewards rate in these categories, ranging from 2% to 4%. The elevated rewards are capped at a combined spend...More

The newly released PNC Cash Rewards℠ Visa® can be great for low-spending consumers who primarily shop at gas stations, restaurants and grocery stores. The card provides an above average rewards rate in these categories, ranging from 2% to 4%. The elevated rewards are capped at a combined spending of $8,000 per year, a feature high spenders will likely find highly limiting. 

Read full review

Less

Doctor Of Credit

Another step in the right direction for PNC

from Doctor Of Credit

Not a terribly exciting card given that you can earn up to 5% cash back on gas purchases, up to 3x points on restaurants, up to 6% on grocery store purchases and up to 3% back on all purchases with other credit cards. Sign up bonus makes it a bit more attractive but still not tempting.

Read full review

Not a terribly exciting card given that you can earn up to 5% cash back on gas purchases, up to 3x points on restaurants, up to 6% on grocery store purchases and up to 3% back on all purchases with other credit cards. Sign up bonus makes it a bit more attractive but still not tempting.

Read full review

Less

User Reviews


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