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Carnival® World Mastercard®

Carnival® World Mastercard® review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
20.24% ‐ 29.99% (Variable)
Interest Rate: Purchases
20.24% ‐ 29.99% (Variable)
Balance Transfer
20.24% ‐ 29.99% (Variable) (0% for the first 15 months)
Balance Transfer
20.24% ‐ 29.99% (Variable) (0% for the first 15 months)
1 - 2 points
1 - 2 points
Signup Bonus
Signup Bonus

Informr score
The Carnival® World Mastercard® currently has an Informr score of 6.6 out of 10. This score is based on our evaluation of 7 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Carnival® World Mastercard® is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

The Points Guy
The Points Guy

The Carnival World Mastercard is a budget-friendly option for fans of Carnival Cruise Line. However, its lack of ongoing rewards and compelling perks might dissuade most travelers from keeping this card long-term.

- Senitra Horbrook, The Points Guy
Credit Karma
Credit Karma

When picking a travel credit card, you want to find a card that will get you on your next vacation the fastest. Unfortunately, the Carnival™ World MasterCard® doesn’t offer a robust rewards program, even compared with some general travel credit cards that have no annual fee.

- Ben Luthi, Credit Karma

The Carnival World Mastercard can provide a little bit of value to loyal Carnival Cruise Line customers who put their cruise purchases on the card and then redeem their FunPoints for Carnival Cruise Line purchases of $1,500 to $5,000. Otherwise, you could earn more flexible rewards with a 2% cash ba...

- Lance Cothern, Investopedia

The card doesn't provide a compelling return on spending. So, you won't want to make the Carnival® World Mastercard® your primary card if you get it. Instead, it should be a niche card that you pull out of your sock drawer when it's time to make a Carnival purchase.

- JT Genter, ValuePenguin
Money Crashers
Money Crashers

With no annual fee, it’s perfectly reasonable to keep it in the back of your wallet until you’re ready to splurge on your next cruise. Thanks to its surprisingly versatile redemption options, you can use the points you accumulate on those purchases to fund pretty much any expenditure, from cruise an...

- Brian Martucci, Money Crashers


Interest Rates
Regular APR Interest Rate 20.24% ‐ 29.99% (Variable)
  • 0% APR for 6 billing cycles from the transaction date on all "Qualifying Carnival Cruise Booking Purchases"
  • This APR will vary with the market based on the Prime Rate.
Balance Transfer Interest Rate 20.24% ‐ 29.99% (Variable) (0% for the first 15 months)
  • Intro rate applies on balances transferred within the first 45 days of account opening.
  • This APR will vary with the market based on the Prime Rate.
Cash Advance Interest Rate 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus

Earn 20,000 Points after your first purchase or balance transfer.

All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel 2 points per $1 spent

On all Carnival Cruise Lines purchases including onboard purchases charged to Sail & Sign

Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Google Pay
Virtual Cards No
Additional Benefits

Earn a 10% ReFUNd when you book a Carnival shore excursion on prior to your cruise

Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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