Carnival World MasterCard review

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Advertiser Disclosure

Interest Rate: Purchases
16.24 ‐ 26.24%
Balance Transfer
16.24 ‐ 26.24% (0% for the first 15 months)
Rewards
1 - 2 points
Signup Bonus
-


7.1/10
Informr score
The Carnival World MasterCard currently has an Informr score of 7.1 out of 10. This score is based on our evaluation of 5 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Carnival World MasterCard is typically available to those with good credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Money Crashers

With no annual fee, it’s perfectly reasonable to keep it in the back of your wallet until you’re ready to splurge on your next cruise. Thanks to its surprisingly versatile redemption options, you can use the points you accumulate on those purchases to fund pretty much any expenditure, from cruise an...

- Brian Martucci, Money Crashers
Credit Karma

When picking a travel credit card, you want to find a card that will get you on your next vacation the fastest. Unfortunately, the Carnival™ World MasterCard® doesn’t offer a robust rewards program, even compared with some general travel credit cards that have no annual fee.

- Ben Luthi, Credit Karma
ValuePenguin

This can be a good card to have for avid cruise passengers, with value maximized in the higher FunPoint redemption tiers. However, if you're just a casual cruiser, then there are other travel cards that offer you greater value for your spending.

- Robert Harrow, ValuePenguin
Finder

This card doesn’t offer many perks, but it’s the right fit for the Carnival regular. With 2x points on Carnival purchases and a statement credit boost for more Carnival spending, you’ll like it if you spend a lot of time on the seas. If you’re an infrequent cruiser, consider a jack-of-all-trades car...

- Finder
RewardExpert

This card’s best asset will be its sign-up bonus, particularly if you want a little extra spending money for an upcoming cruise. You might consider keeping the card, though, if you frequently cruise with Carnival and can rack up points quickly enough to redeem in large numbers.

- Caroline Lupini, RewardExpert

Details


Interest Rates
Regular APR Interest Rate 16.24% ‐ 26.24%

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.24% ‐ 26.24% (0% for the first 15 months)
  • Intro rate applies on balances transferred within the first 45 days of account opening.
  • This APR will vary with the market based on the Prime Rate.
Cash Advance Interest Rate 27.49%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $37.00

Maximum

Promotions
Sign up bonus

Earn 10,000 bonus points after you use your card for the first time.

Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel 2 points per $1 spent

On all Carnival Cruise Lines purchases including onboard purchases charged to Sail & Sign

Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay, Android Pay
Additional Benefits

Earn a 10% ReFUNd when you book a Carnival shore excursion on carnival.com prior to your cruise

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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Critic Reviews


Money Crashers

Designed for regular cruise-goers

from Money Crashers

With no annual fee, it’s perfectly reasonable to keep it in the back of your wallet until you’re ready to splurge on your next cruise. Thanks to its surprisingly versatile redemption options, you can use the points you accumulate on those purchases to fund pretty much any expenditure, from cr...More

With no annual fee, it’s perfectly reasonable to keep it in the back of your wallet until you’re ready to splurge on your next cruise. Thanks to its surprisingly versatile redemption options, you can use the points you accumulate on those purchases to fund pretty much any expenditure, from cruise and non-cruise travel to general merchandise.

Read full review

Less

Credit Karma

Only for the most enthusiastic cruise addicts

from Credit Karma

When picking a travel credit card, you want to find a card that will get you on your next vacation the fastest. Unfortunately, the Carnival™ World MasterCard® doesn’t offer a robust rewards program, even compared with some general travel credit cards that have no annual fee.

Read full review

When picking a travel credit card, you want to find a card that will get you on your next vacation the fastest. Unfortunately, the Carnival™ World MasterCard® doesn’t offer a robust rewards program, even compared with some general travel credit cards that have no annual fee.

Read full review

Less

ValuePenguin

Low point value stops this credit card from being a good offer

from ValuePenguin

This can be a good card to have for avid cruise passengers, with value maximized in the higher FunPoint redemption tiers. However, if you're just a casual cruiser, then there are other travel cards that offer you greater value for your spending.

Read full review

This can be a good card to have for avid cruise passengers, with value maximized in the higher FunPoint redemption tiers. However, if you're just a casual cruiser, then there are other travel cards that offer you greater value for your spending.

Read full review

Less

Finder

A great pick for frequent Carnival guests

This card doesn’t offer many perks, but it’s the right fit for the Carnival regular. With 2x points on Carnival purchases and a statement credit boost for more Carnival spending, you’ll like it if you spend a lot of time on the seas. If you’re an infrequent cruiser, consider a jack-of-all...More

This card doesn’t offer many perks, but it’s the right fit for the Carnival regular. With 2x points on Carnival purchases and a statement credit boost for more Carnival spending, you’ll like it if you spend a lot of time on the seas. If you’re an infrequent cruiser, consider a jack-of-all-trades card like the BankAmericard Travel Rewards.

Read full review

Less

RewardExpert

Great card for those that frequently travel

from RewardExpert

This card’s best asset will be its sign-up bonus, particularly if you want a little extra spending money for an upcoming cruise. You might consider keeping the card, though, if you frequently cruise with Carnival and can rack up points quickly enough to redeem in large numbers.

Read full review

This card’s best asset will be its sign-up bonus, particularly if you want a little extra spending money for an upcoming cruise. You might consider keeping the card, though, if you frequently cruise with Carnival and can rack up points quickly enough to redeem in large numbers.

Read full review

Less

User Reviews


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