Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Senitra Horbrook, The Points GuyThe Carnival World Mastercard is a budget-friendly option for fans of Carnival Cruise Line. However, its lack of ongoing rewards and compelling perks might dissuade most travelers from keeping this card long-term.
- Ben Luthi, Credit KarmaWhen picking a travel credit card, you want to find a card that will get you on your next vacation the fastest. Unfortunately, the Carnival™ World MasterCard® doesn’t offer a robust rewards program, even compared with some general travel credit cards that have no annual fee.
- Lance Cothern, InvestopediaThe Carnival World Mastercard can provide a little bit of value to loyal Carnival Cruise Line customers who put their cruise purchases on the card and then redeem their FunPoints for Carnival Cruise Line purchases of $1,500 to $5,000. Otherwise, you could earn more flexible rewards with a 2% cash ba...
- JT Genter, ValuePenguinThe card doesn't provide a compelling return on spending. So, you won't want to make the Carnival® World Mastercard® your primary card if you get it. Instead, it should be a niche card that you pull out of your sock drawer when it's time to make a Carnival purchase.
- Brian Martucci, Money CrashersWith no annual fee, it’s perfectly reasonable to keep it in the back of your wallet until you’re ready to splurge on your next cruise. Thanks to its surprisingly versatile redemption options, you can use the points you accumulate on those purchases to fund pretty much any expenditure, from cruise an...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
20.24% ‐ 29.99% (Variable)
|
| Balance Transfer Interest Rate |
20.24% ‐ 29.99% (Variable) (0% for the first 15 months)
|
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
Earn 20,000 Points after your first purchase or balance transfer. |
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel |
2 points per $1 spent On all Carnival Cruise Lines purchases including onboard purchases charged to Sail & Sign |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
Earn a 10% ReFUNd when you book a Carnival shore excursion on carnival.com prior to your cruise |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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