Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Sara Rathner, NerdWalletA big sign-up bonus, high rewards and flexible redemption make this card worth the annual fee.
- Ben Luthi, SlickDealsThe Capital One Venture Rewards Credit Card offers a lot of value to both beginner and expert travelers. The upfront bonus and high ongoing rewards rate aren’t easy to beat, making the card a solid option for a large audience. Where it really shines is with the flexibility of the redemption process,...
- Kelly-Ann Franklin, ForbesIf the array of 2% cash-back cards on the market didn’t exist, the Venture card would be the go-to all-around card for travelers—something we’d often recommend pairing with a card that earns even more in certain categories. Its 2 miles per dollar spent is fantastic, but its redemption limitations ar...
- Itzel Garcia Ruiz, BankrateEven when you’re not traveling, the boosted miles earned on all spending carry a 1:1 value through most transfer partners, so this card is a top pick if you want to earn easy-to-manage travel rewards on purchases.
- Brooklyn Lowery, CardRatings.comThe Capital One Venture Rewards Credit Card is a good card for general travel rewards, especially if you don't want to worry about spending caps and categories, as it earns 2X miles on every purchase made, with no caps on the amount you can earn. Remember, though, that you want to do better than jus...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
19.99% ‐ 29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
19.99% ‐ 29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $95.00 |
| Balance Transfer Fee | 0% |
| Cash Advance Fee |
3% Minimum of $3 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
75000 miles after spending $4,000 On purchases within the first 3 months |
| Rewards | |
| All Purchases | 2 miles for $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels |
5 miles for $1 spent If booked through Capital One Travel |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
5 miles per $1 spent on rental cars booked through Capital One Travel |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | Apple Pay |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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