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Venture® from Capital One® review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
19.99% ‐ 29.99% (Variable)
Interest Rate: Purchases
19.99% ‐ 29.99% (Variable)
Balance Transfer
19.99% ‐ 29.99% (Variable)
Balance Transfer
19.99% ‐ 29.99% (Variable)
2 - 5 Miles
2 - 5 Miles
Signup Bonus
75000 miles (after spending $4,000)
Signup Bonus
75000 miles (after spending $4,000)

Informr score
The Venture® from Capital One® currently has an Informr score of 9.1 out of 10. This score is based on our evaluation of 48 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Venture® from Capital One® is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


A big sign-up bonus, high rewards and flexible redemption make this card worth the annual fee.

- Sara Rathner, NerdWallet

The Capital One Venture Rewards Credit Card offers a lot of value to both beginner and expert travelers. The upfront bonus and high ongoing rewards rate aren’t easy to beat, making the card a solid option for a large audience. Where it really shines is with the flexibility of the redemption process,...

- Ben Luthi, SlickDeals

If the array of 2% cash-back cards on the market didn’t exist, the Venture card would be the go-to all-around card for travelers—something we’d often recommend pairing with a card that earns even more in certain categories. Its 2 miles per dollar spent is fantastic, but its redemption limitations ar...

- Kelly-Ann Franklin, Forbes

Even when you’re not traveling, the boosted miles earned on all spending carry a 1:1 value through most transfer partners, so this card is a top pick if you want to earn easy-to-manage travel rewards on purchases.

- Itzel Garcia Ruiz, Bankrate

The Capital One Venture Rewards Credit Card is a good card for general travel rewards, especially if you don't want to worry about spending caps and categories, as it earns 2X miles on every purchase made, with no caps on the amount you can earn. Remember, though, that you want to do better than jus...

- Brooklyn Lowery,


Interest Rates
Regular APR Interest Rate 19.99% ‐ 29.99% (Variable)

 This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 19.99% ‐ 29.99% (Variable)

 This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 29.99% (Variable)

 This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00
Balance Transfer Fee 0%
Cash Advance Fee 3%

Minimum of $3

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus 75000 miles after spending $4,000

On purchases within the first 3 months

All Purchases 2 miles for $1 spent
Restaurants No
Gas No
Groceries No
Hotels 5 miles for $1 spent

If booked through Capital One Travel

Travel No
Pharmacy No
Bills No
Additional Details

5 miles per $1 spent on rental cars booked through Capital One Travel

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments Apple Pay
Virtual Cards Yes
Additional Benefits
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Get 2 free visits per year to the Capital One Lounge
  • Hertz Five Star status
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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