Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Sara Rathner, NerdWalletA big sign-up bonus, high rewards and flexible redemption make this card worth the annual fee.
- Garrett Yarbrough, BankrateEven when you’re not traveling, the boosted miles earned on all spending carry a 1:1 value through most of the transfer partners available, this card is a top pick if you want to earn easy-to-manage travel rewards on all purchases.
- Payton Turner, Nonstop PointsThe beauty of the Capital One Venture Rewards Credit Card is that it is so straightforward to earn miles with it. It has a terrific welcome offer that will quickly boost your balance, but the simplicity of earning 2x miles on every purchase, every day makes managing your wallet even easier. Whether...
- Ben Luthi, SlickDealsThe Capital One Venture Rewards Credit Card offers a lot of value to both beginner and expert travelers. The upfront bonus and high ongoing rewards rate aren’t easy to beat, making the card a solid option for a large audience. Where it really shines is with the flexibility of the redemption process,...
- Joshua Rodriguez, GOBankingRatesThose looking for a compelling rewards card will likely be very happy with the Capital One Venture Rewards credit card. It gives cardholders five times the miles on travel purchases, two times the miles on all other purchases and an attractive sign-up bonus. It does charge an annual fee of $95, howe...
Interest Rates | |
---|---|
Regular APR Interest Rate |
20.99% ‐ 28.99% (Variable) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
20.99% ‐ 28.99% (Variable) This APR will vary with the market based on the Prime Rate. |
Cash Advance Interest Rate |
28.99% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee | $95.00 |
Balance Transfer Fee | 0% |
Cash Advance Fee |
3% Minimum of $3 |
Foreign Transaction Fee | $0.00 |
Over Limit Fee | $0.00 |
Late Payment Fee |
$40.00 Maximum |
Promotions | |
Sign up bonus |
75000 miles after spending $4,000 On purchases within the first 3 months |
Rewards | |
All Purchases | 2 miles for $1 spent |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels |
5 miles for $1 spent If booked through Capital One Travel |
Travel | No |
Pharmacy | No |
Bills | No |
Additional Details |
5 miles per $1 spent on rental cars booked through Capital One Travel |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | Yes |
Car Rental Insurance | Yes |
Car Rental Discount | No |
Extended Warranty | Yes |
Purchase Protection | No |
Zero Liability | Yes |
No Foreign Transaction Fees | Yes |
Emergency Assistance | Yes |
Concierge Service | Yes |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | Yes |
Wireless Payments | Apple Pay |
Virtual Cards | Yes |
Additional Benefits |
|
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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