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Venture® from Capital One® review

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Advertiser Disclosure

Annual Fee
$95.00
Interest Rate: Purchases
16.24% ‐ 24.24% (Variable)
Interest Rate: Purchases
16.24% ‐ 24.24% (Variable)
Balance Transfer
16.24% ‐ 24.24% (Variable)
Balance Transfer
16.24% ‐ 24.24% (Variable)
Rewards
2 Miles
Rewards
2 Miles
Signup Bonus
75000 miles (after spending $4,000)
Signup Bonus
75000 miles (after spending $4,000)


9.1/10
Informr score
The Venture® from Capital One® currently has an Informr score of 9.1 out of 10. This score is based on our evaluation of 44 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Venture® from Capital One® is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Points Guy
The Points Guy

The Capital One Venture Rewards Card earns miles at a consistent rate and can facilitate simple, fixed-rate redemptions along with more complicated awards by transferring your miles to hotel and airline partners. This card packs a lot in for a $95 annual fee, and it even makes the cut as one of our...

- Benét J. Wilson, The Points Guy
One Mile at a Time
One Mile at a Time

The Capital One Venture Card is an excellent travel rewards card. This is a well-rounded card that will offer you the equivalent of up to two cents toward travel, or up to two airline miles or hotel points for every dollar spent. The card is even offering a huge improved welcome bonus of 75K miles. ...

- Ben Schlappig, One Mile at a Time
Cnet
Cnet

The Capital One Venture Rewards Credit Card has the highest flat rewards rate of all the travel cards on our radar. And unlike most flat-rate credit cards, it even offers you a bonus rewards category for hotel and rental car purchases booked through Capital One's travel portal. The Venture Rewards C...

- Jaclyn DeJohn, Cnet
Upgraded Points
Upgraded Points

The CapOne Venture card can be a great option for those who are looking for a solid all-around travel card with a low annual fee, no foreign transaction fees, and an excellent point earn rate. The card also features other perks cardholders will find helpful like purchase protection, rental car insur...

- Jarrod West, Upgraded Points
Bankrate
Bankrate

Although competing cards in its class and Capital One’s new flagship travel card may offer more rewards potential and richer travel benefits, the Capital One Venture Rewards Credit Card is perhaps the best card if you prize easy-to-manage travel rewards over all else. You’ll earn boosted miles on al...

- Garrett Yarbrough, Nouri Zarrugh, Bankrate

Details


Interest Rates
Regular APR Interest Rate 16.24% ‐ 24.24% (Variable)

 This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.24% ‐ 24.24% (Variable)

 This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 16.24% (Variable)

 This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00
Balance Transfer Fee 0%
Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus 75000 miles after spending $4,000

On purchases within the first 3 months

Rewards
All Purchases 2 miles for $1 spent
Restaurants No
Gas No
Groceries No
Hotels 5 points per $1 spent

If booked through Capital One Travel

Travel No
Pharmacy No
Bills No
Additional Details

5 miles per $1 spent on rental cars booked through Capital One Travel

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments Apple Pay
Virtual Cards Yes
Additional Benefits
  • Receive up to a $100 credit for Global Entry or TSA PreCheck®
  • Get 2 free visits per year to the Capital One Lounge
  • Hertz Five Star status
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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