Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Emily Sherman, CreditCards.comIf you are a small business owner looking to earn a flat rate of miles on every purchase you make, the Capital One Spark Miles for Business offers a generous rate that makes it easy to stockpile rewards. Then, you can redeem those miles for any travel purchase with ease.
- Garrett Yarbrough, BankrateThe Capital One Spark Miles for Business may suit small business owners seeking simplicity as it earns 2X miles per dollar spent on all purchases. However, if you frequently spend in certain categories, you could easily maximize more reward earnings with other business reward cards, especially if yo...
- Ben Schlappig, One Mile at a TimeThe Capital One Spark Miles is a solid business credit card if you’re looking to earn travel rewards. The card offers unlimited 2x Spark miles, and those miles can be redeemed for one cent each toward a travel purchase, or can be transferred to an airline or hotel partner, typically at a ratio of 1:...
- Katie Genter, The Points GuyThe Spark Miles offers a surprising amount for a card with such a low annual fee. If you're a business owner looking for a bang for your buck and want to enjoy simple earnings rates on an easy-to-understand card, the Spark Miles could be the one for you.
- Brian Martucci, Money CrashersCapital One Spark Miles for Business has a lot in common with Capital One Venture Rewards, a popular travel rewards card for consumers. Like Spark Miles for Business, Venture Rewards earns 2 miles on every purchase, with no limitations or restrictions. If you’ve dreamed of starting your own business...
Interest Rates | |
---|---|
Regular APR Interest Rate |
26.24% (Variable) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
26.24% (Variable) This APR will vary with the market based on the Prime Rate. |
Cash Advance Interest Rate |
32.24% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee |
$95.00 Waived on the first year. |
Balance Transfer Fee | $0.00 |
Cash Advance Fee |
3% Minimum of $3 |
Foreign Transaction Fee | $0.00 |
Over Limit Fee | $0.00 |
Late Payment Fee |
$39.00 Maximum |
Promotions | |
Sign up bonus |
50000 miles after spending $4,500 On purchases within the first 3 months. |
Rewards | |
All Purchases | 2 miles for $1 spent |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels | 5 miles for $1 spent |
Travel | No |
Pharmacy | No |
Bills | No |
Additional Details |
5 miles for $1 spent on rental car bookings through Capital One Travel |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | Yes |
Car Rental Insurance | Yes |
Car Rental Discount | No |
Extended Warranty | Yes |
Purchase Protection | Yes |
Zero Liability | Yes |
No Foreign Transaction Fees | Yes |
Emergency Assistance | Yes |
Concierge Service | Yes |
Price Protection | Yes |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | No |
Virtual Cards | Yes |
Additional Benefits |
|
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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