Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Kimberly Shearer, ForbesIf you’re looking for a no-cost, hassle-free rewards card for your business that also comes with a few extra goodies, you’d be hard-pressed to find a card that fits that description better than the Spark Cash Select from Capital One*. But keep in mind if you plan to spend more than $30,000 annually...
- Holly Johnson, CreditCards.comThis no-annual-fee business credit card carries a generous sign-up bonus and gets you 1.5% cash back for every dollar you spend, making it a good choice for low-maintenance cardholders.
- Garrett Yarbrough, BankrateThis card could be an excellent choice if you value simplicity and want to avoid annual fees, but a card that earns more cash back in specific business spending categories may be more rewarding.
- Jonathan Ping, My Money BlogThe Capital One Spark Cash Select for Excellent Credit is a business credit card with simple, straightforward cash back along with no annual fee. This version requires excellent credit, but is also currently offering a one-time $750 cash bonus for new cardholders after qualifying purchases.
- Ben Schlappig, One Mile at a TimeThe Capital One Spark Cash Select is a no annual fee business card worth being aware of. The card offers 1.5% cash back on all purchases with no foreign transaction fees, and the card also has a generous welcome bonus. If you have the card in conjunction with something like the Capital One Venture X...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
18.49% ‐ 24.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
18.49% ‐ 24.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
32.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | $0.00 |
| Cash Advance Fee |
3% Minimum of $3 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$39.00 Maximum |
| Promotions | |
| Sign up bonus |
$750 after spending $6,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1.5% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | Yes |
| Price Protection | Yes |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
Lost Luggage Reimbursement |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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