Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Garrett Yarbrough, BankrateThe Capital One Spark Cash Plus Card is a strong option for business owners with strong credit. The Spark Plus $150 annual fee is high when compared to similar cards, but business owners who find that they spend heavily on travel can earn lucrative rewards.
- Alene Laney, MoneyGeekThe Capital One Spark Cash Plus best suits businesses with high spending activities to maximize its rewards and bonuses. The card’s no preset spending limit feature also works if your expenses increase during different seasons. It may even meet the needs of a cardholder who holds other miles-earning...
- Ben Schlappig, One Mile at a TimeThe Capital One Spark Cash Plus is a lucrative business card that offers 2% cash back on all spending with no foreign transaction fees, a $200 bonus when you spend $200,000 on the card in a year, and has no pre-set spending limit. If you spend a lot on your business card and want to earn cash back r...
- Christy Rakoczy, FinanceBuzzThe Capital One Spark Cash Plus is an ideal card if you don’t tend to spend the bulk of your funds on travel, shipping costs, or technology. While there are other business cards that give you bonus rewards for these common types of business spending, the Capital One Spark Cash Plus doesn’t offer bon...
- Amelia Josephson, SmartAssetIf you have excellent credit and want a user-friendly cash-back card for yourself and your employees, the Capital One Spark Cash Plus card is worth a look. The ability to earn up to $1,000 as an early spend bonus is a nice perk that will help defray the $150 annual fee you’ll owe after your first ye...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
|
| Balance Transfer Interest Rate |
|
| Cash Advance Interest Rate |
|
| Rates & Fees | |
| Annual Fee |
$150.00 Waived on the first year. |
| Balance Transfer Fee | |
| Cash Advance Fee | |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
2.99% Monthly late fee |
| Promotions | |
| Sign up bonus |
$500 after spending $5,000
|
| Rewards | |
| All Purchases | 2% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
Earn an annual $200 cash bonus every year you spend $200,000 or more. |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
Roadside Assistance |
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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