Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Garrett Yarbrough, BankrateIf you're a big spender looking for a low-maintenance business rewards card with a reasonable annual fee, the Spark Cash Plus is worth a look.
- Nouri Zarrugh, CreditCards.comThe Spark Cash Plus card is a terrific option for small-business owners looking for a simple way to earn cash back on almost everything they buy. It should be an especially great fit for heavy spenders thanks to its annual fee refund and flexible spending limits, but the card’s generous flat cash ba...
- Evan Zimmer, CnetFor $150 annually, business owners can earn 2% cash back for their expenses, regardless of what they are. However, for its high price tag, and with many of its best perks catering to high spending, it should only be considered by businesses that spend quite a bit each year. There are a number of bus...
- Jess Ullrich, TimeThe Capital One Spark Cash Plus is a solid choice for certain small business owners, though it isn’t right for everyone. As a cardholder, you can earn unlimited 5% cash back on rental cars and hotels booked through Capital One Travel and 2% back on everything else. The card also comes with a lucrati...
- Jenna Hansen, AwardWalletThis Spark Cash Plus is a good fit for businesses with high spending that don't want to worry about specific earning categories. Every time you swipe this card, you know you're getting at least 2% back.
Interest Rates | |
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Regular APR Interest Rate |
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Balance Transfer Interest Rate |
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Cash Advance Interest Rate |
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Rates & Fees | |
Annual Fee |
$150.00 Refunded every year you spend at least $150,000 |
Balance Transfer Fee | |
Cash Advance Fee | |
Foreign Transaction Fee | $0.00 |
Over Limit Fee | $0.00 |
Late Payment Fee |
2.99% Monthly late fee |
Promotions | |
Sign up bonus |
$1,200 after spending $30,000 On purchases within the first 3 months
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Rewards | |
All Purchases | 2% cash back |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels | No |
Travel | No |
Pharmacy | No |
Bills | No |
Additional Details |
Earn an annual $200 cash bonus every year you spend $200,000 or more. |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | No |
Car Rental Insurance | No |
Car Rental Discount | No |
Extended Warranty | Yes |
Purchase Protection | No |
Zero Liability | Yes |
No Foreign Transaction Fees | Yes |
Emergency Assistance | No |
Concierge Service | No |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | No |
Virtual Cards | Yes |
Additional Benefits |
Roadside Assistance |
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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