Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Christy Rakoczy, FinanceBuzzThe Savor card can be very beneficial for someone who attends a lot of events, but if you’re looking for a card that offers a long list of perks, such as free airline lounge access, statement credits for travel purchases, room upgrades, or insurance on car rentals, you may want to consider another o...
- Elite Personal FinanceSavor considers many types of transactions to be counted within the “dining” category: from 5-star restaurants to a pub drink. These all get 3% cashback. This card also doesn’t impose any minimum redemption requirements or restrict your rewards after spending a specific amount. Cashback rewards are...
- Chris Thompson, SmartAssetFood is the name of the game with the Capital One Savor Cash Rewards Credit Card - just as its name implies. It provides great grub-related cash back rewards, including 4% cash back on dining purchases and 2% cash back on groceries. If you’re a big spender in these categories and you’ve been searchi...
- Brendan Harkness, Credit Card InsiderThe Capital One Savor Cash Rewards really has something for everyone. It earns on a wide variety of activities, from dining to entertainment and grocery shopping, on top of providing an eclectic selection of benefits geared mainly towards travel.
- John S Kiernan, WalletHubAllows people with great credit to savor significant savings long after they finish eating. And who knows, maybe those savings will allow you to travel and sample some new cuisines.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
15.99% ‐ 24.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
15.99% ‐ 24.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
24.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $95.00 |
| Balance Transfer Fee | 3% |
| Cash Advance Fee |
3% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
$300 after spending $3,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | 4% cash back |
| Gas | No |
| Groceries | 3% cash back |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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