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Savor® Rewards from Capital One® review

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Advertiser Disclosure

Annual Fee
$95.00
Interest Rate: Purchases
19.99% ‐ 29.99% (Variable)
Interest Rate: Purchases
19.99% ‐ 29.99% (Variable)
Balance Transfer
19.99% ‐ 29.99% (Variable)
Balance Transfer
19.99% ‐ 29.99% (Variable)
Rewards
1 - 4% cashback
Rewards
1 - 4% cashback
Signup Bonus
$300 after spending $3,000
Signup Bonus
$300 after spending $3,000


8.8/10
Informr score
The Savor® Rewards from Capital One® currently has an Informr score of 8.8 out of 10. This score is based on our evaluation of 43 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Savor® Rewards from Capital One® is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


AwardWallet
AwardWallet

The Capital One Savor offers a solid cash-back welcome offer, a low annual fee, and the opportunity to turn your rewards into miles if you hold a miles-earning card. It's an excellent choice for people who spend a lot each month on dining and entertainment.

- Jenna Hansen, AwardWallet
CreditCards.com
CreditCards.com

The Capital One Savor card offers one of the best cash back rates on dining and entertainment purchases combined, but it’s not the best option for some cardholders due to its $95 annual fee.

- Emily Sherman, CreditCards.com
The Points Guy
The Points Guy

The Capital One Savor Cash Rewards Card is a strong option in the world of cash-back cards. Sure, you could get more value playing with points. But what you gain in value, you lose in simplicity.

- Stanley Sanford, The Points Guy
CNBC
CNBC

The Capital One Savor card is an excellent option for earning cash back. It earns bonus rewards on useful categories such as dining, groceries and entertainment. However, you should do the math before applying because you may be better offer with a credit card that doesn’t have an annual fee, depend...

- Jason Stauffer, CNBC
The Ascent
The Ascent

Unlimited bonus scash back on dining and entertainment makes this the ideal option for spending nights out on the town. Pair that with the big sign-up bonus and bonus back at grocery stores and you’ve got the ingredients for a top-rated rewards card.

- Elizabeth Aldrich, The Ascent

Details


Interest Rates
Regular APR Interest Rate 19.99% ‐ 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 19.99% ‐ 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 29.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00
Balance Transfer Fee 0%
Cash Advance Fee 3%

Minimum of $3

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus $300 after spending $3,000

On purchases within the first 3 months.

Rewards
All Purchases 1% cash back
Restaurants 4% cash back
Gas No
Groceries 3% cash back
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • 4% cash back on entertainment purchases
  • 4% cash back on popular streaming services
  • 10% cash back on purchases on Uber & Uber Eats
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance No
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • Capital One Shopping
  • Emergency replacement card
  • Emergency cash advance
  • Premier Culinary Experiences
  • Must-See Music Events
  • Big-time Sports Events
  • Complimentary Uber One membership statement credits through November 14, 2024
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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