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Savor® Rewards from Capital One® review

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Advertiser Disclosure

Annual Fee
$95.00
Interest Rate: Purchases
20.99% ‐ 28.99% (Variable)
Interest Rate: Purchases
20.99% ‐ 28.99% (Variable)
Balance Transfer
20.99% ‐ 28.99% (Variable)
Balance Transfer
20.99% ‐ 28.99% (Variable)
Rewards
1 - 4% cashback
Rewards
1 - 4% cashback
Signup Bonus
$300 after spending $3,000
Signup Bonus
$300 after spending $3,000


8.8/10
Informr score
The Savor® Rewards from Capital One® currently has an Informr score of 8.8 out of 10. This score is based on our evaluation of 40 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Savor® Rewards from Capital One® is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


WalletHub
WalletHub

Capital One Savor is an excellent card for food, fun and relaxation, offering bonus rewards in categories such as dining, entertainment, streaming services and groceries. It charges a $95 annual fee but gives plenty of rewards to make up for it, including a hefty initial bonus.

- John S Kiernan, WalletHub
Forbes
Forbes

The Capital One Savor card has great benefits for those who enjoy dining and entertainment, expect to spend enough to qualify for the welcome bonus and who travel internationally. Those who spend significantly on dining and entertainment while traveling internationally may be among those who benefit...

- Chauncey Crail, Dylan Pearl, Forbes
CreditCards.com
CreditCards.com

The Capital One Savor card offers one of the best cash back rates on dining and entertainment purchases combined, but it’s not the best option for some cardholders due to its $95 annual fee.

- Emily Sherman, CreditCards.com
Elite Personal Finance
Elite Personal Finance

This card is best for if you spend a lot more money dining and drinking out than you do at the grocery store, and if you won’t need to use your rewards for airlines.

- Elite Personal Finance
FinanceBuzz
FinanceBuzz

The Savor card can be very beneficial for someone who attends a lot of events, but if you’re looking for a card that offers a long list of perks, such as free airline lounge access, statement credits for travel purchases, room upgrades, or insurance on car rentals, you may want to consider another o...

- Christy Rakoczy, FinanceBuzz

Details


Interest Rates
Regular APR Interest Rate 20.99% ‐ 28.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 20.99% ‐ 28.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 28.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00
Balance Transfer Fee 0%
Cash Advance Fee 3%

Minimum of $3

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus $300 after spending $3,000

On purchases within the first 3 months.

Rewards
All Purchases 1% cash back
Restaurants 4% cash back
Gas No
Groceries 3% cash back
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • 4% cash back on entertainment purchases
  • 4% cash back on popular streaming services
  • 10% cash back on purchases on Uber & Uber Eats
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance No
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • Capital One Shopping
  • Emergency replacement card
  • Emergency cash advance
  • Premier Culinary Experiences
  • Must-See Music Events
  • Big-time Sports Events
  • Complimentary Uber One membership statement credits through November 14, 2024
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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