Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Rebecca Lake, MyBankTrackerThis card isn’t necessarily great for travelers or for anyone who’d like to get a higher cash rewards rate on shopping. At the end of the day, we recommend the Savor card for spenders who want simple cash rewards for dining and everyday purchases, without having to worry about an annual fee.
- Marija Pandurov, ReviewlutionThe APR is pretty high, but the services that come with this card are tremendous. You get a virtual card number for added security and text message alerts upon suspicious activities. In addition, you can request a new card if your original is stolen, and the process of requesting a new one is not st...
- Jarrod West, Upgraded PointsIf you’re someone who values cash-back rewards for the categories where you spend the most, then the CapOne Savor card may be a fantastic option for you. With 4% cash-back on all dining and entertainment purchases, this card is a great option for those who like to spend their Friday and Saturday nig...
- LaToya Irby, Elisabeth Christopherson, The BalanceThe Capital One Savor Rewards card is a good pick if you spend big on dining and entertainment. Its top-tier rewards rate for purchases in those categories could generate a lot of cash back—more than enough to make up for the annual fee. Plus, you’ll get decent cash back on groceries, too—so you ben...
- Claire Tsosie, Robin Saks Frankel, NerdWalletIf you're a foodie who also happens to frequently paint the town, this card can be well worth its annual fee. But there are also excellent dining cards that cost nothing to carry.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
16.24% ‐ 24.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
16.24% ‐ 24.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
24.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $95.00 |
| Balance Transfer Fee | 3% |
| Cash Advance Fee |
3% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
$300 after spending $3,000 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | 4% cash back |
| Gas | No |
| Groceries | 3% cash back |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | Yes |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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