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Savor® Rewards from Capital One® review

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Advertiser Disclosure

Interest Rate: Purchases
15.99% ‐ 24.99% (Variable)
Balance Transfer
15.99% ‐ 24.99% (Variable)
Rewards
1 - 4% cashback
Signup Bonus
$300 after spending $3,000


9.1/10
Informr score
The Savor® Rewards from Capital One® currently has an Informr score of 9.1 out of 10. This score is based on our evaluation of 35 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Savor® Rewards from Capital One® is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


FinanceBuzz

The Savor card can be very beneficial for someone who attends a lot of events, but if you’re looking for a card that offers a long list of perks, such as free airline lounge access, statement credits for travel purchases, room upgrades, or insurance on car rentals, you may want to consider another o...

- Christy Rakoczy, FinanceBuzz
SmartAsset

Food is the name of the game with the Capital One Savor Cash Rewards Credit Card - just as its name implies. It provides great grub-related cash back rewards, including 4% cash back on dining purchases and 2% cash back on groceries. If you’re a big spender in these categories and you’ve been searchi...

- Chris Thompson, SmartAsset
Credit Card Insider

The Capital One Savor Cash Rewards really has something for everyone. It earns on a wide variety of activities, from dining to entertainment and grocery shopping, on top of providing an eclectic selection of benefits geared mainly towards travel.

- Brendan Harkness, Credit Card Insider
WalletHub

Allows people with great credit to savor significant savings long after they finish eating. And who knows, maybe those savings will allow you to travel and sample some new cuisines.

- John S Kiernan, WalletHub
The Wirecutter

The Savor Rewards truly is best for people whose entertainment and dining spending is a solid chunk of their bottom line.

- Sally French, The Wirecutter

Details


Interest Rates
Regular APR Interest Rate 15.99% ‐ 24.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 15.99% ‐ 24.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 24.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00
Balance Transfer Fee 3%
Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus $300 after spending $3,000

On purchases within the first 3 months.

Rewards
All Purchases 1% cash back
Restaurants 4% cash back
Gas No
Groceries 3% cash back
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • 4% cash back on entertainment purchases
  • 4% cash back on popular streaming services
  • 8% cash back at Vivid Seats through January 31, 2022
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance No
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • Capital One Shopping
  • Emergency replacement card
  • Emergency cash advance
  • Premier Culinary Experiences
  • Must-See Music Events
  • Big-time Sports Events
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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