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Savor® Rewards from Capital One® review

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Advertiser Disclosure

Interest Rate: Purchases
15.99% ‐ 24.99% (Variable)
Balance Transfer
15.99% ‐ 24.99% (Variable)
1 - 4% cashback
Signup Bonus
$300 after spending $3,000

Informr score
The Savor® Rewards from Capital One® currently has an Informr score of 9.1 out of 10. This score is based on our evaluation of 35 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Savor® Rewards from Capital One® is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Food is the name of the game with the Capital One Savor Cash Rewards Credit Card - just as its name implies. It provides great grub-related cash back rewards, including 4% cash back on dining purchases and 2% cash back on groceries. If you’re a big spender in these categories and you’ve been searchi...

- Chris Thompson, SmartAsset
Credit Card Insider

The Capital One Savor Cash Rewards really has something for everyone. It earns on a wide variety of activities, from dining to entertainment and grocery shopping, on top of providing an eclectic selection of benefits geared mainly towards travel.

- Brendan Harkness, Credit Card Insider

Allows people with great credit to savor significant savings long after they finish eating. And who knows, maybe those savings will allow you to travel and sample some new cuisines.

- John S Kiernan, WalletHub
The Wirecutter

The Savor Rewards truly is best for people whose entertainment and dining spending is a solid chunk of their bottom line.

- Sally French, The Wirecutter

If you’re in the market for a card that helps you get the most of your play time, this could definitely be an option with the unlimited 4% cash back on dining and entertainment. However, if you’re looking for an everyday spender, there may be better options for consistent cash back perks in more fre...

- Nick Cole, Clark


Interest Rates
Regular APR Interest Rate 15.99% ‐ 24.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 15.99% ‐ 24.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 24.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00
Balance Transfer Fee 3%
Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus $300 after spending $3,000

On purchases within the first 3 months.

All Purchases 1% cash back
Restaurants 4% cash back
Gas No
Groceries 2% cash back
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • 8% cash back on tickets at Vivid Seats through Jan 31, 2022
  • 5% cash back on Uber Eats, now through January 31, 2021
  • Features & Benefits
    Additional Card Holders Yes
    Travel Accident Insurance Yes
    Car Rental Insurance Yes
    Car Rental Discount No
    Extended Warranty Yes
    Purchase Protection No
    Zero Liability Yes
    No Foreign Transaction Fees Yes
    Emergency Assistance Yes
    Concierge Service Yes
    Price Protection Yes
    Fraud Protection Yes
    Free Credit Scores No
    Wireless Payments No
    Virtual Cards Yes
    Additional Benefits
    • Baggage Delay Insurance
    • Trip Cancellation/Interruption Insurance
    • Roadside Assistance
    • Postmates Unlimited membership fee covered through Dec. 2019
    Minimum Security Deposit $0
    Minimum Age 18
    Minimum Personal Income
    Temporary Residents No
    Additional comments
    Terms & Conditions Official Terms & Conditions
    Suggest a correction

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