Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Jenna Hansen, AwardWalletThe Capital One Savor offers a solid cash-back welcome offer, a low annual fee, and the opportunity to turn your rewards into miles if you hold a miles-earning card. It's an excellent choice for people who spend a lot each month on dining and entertainment.
- Emily Sherman, CreditCards.comThe Capital One Savor card offers one of the best cash back rates on dining and entertainment purchases combined, but it’s not the best option for some cardholders due to its $95 annual fee.
- Stanley Sanford, The Points GuyThe Capital One Savor Cash Rewards Card is a strong option in the world of cash-back cards. Sure, you could get more value playing with points. But what you gain in value, you lose in simplicity.
- Jason Stauffer, CNBCThe Capital One Savor card is an excellent option for earning cash back. It earns bonus rewards on useful categories such as dining, groceries and entertainment. However, you should do the math before applying because you may be better offer with a credit card that doesn’t have an annual fee, depend...
- Elizabeth Aldrich, The AscentUnlimited bonus scash back on dining and entertainment makes this the ideal option for spending nights out on the town. Pair that with the big sign-up bonus and bonus back at grocery stores and you’ve got the ingredients for a top-rated rewards card.
Interest Rates | |
---|---|
Regular APR Interest Rate |
19.99% ‐ 29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
19.99% ‐ 29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee | $95.00 |
Balance Transfer Fee | 0% |
Cash Advance Fee |
3% Minimum of $3 |
Foreign Transaction Fee | $0.00 |
Over Limit Fee | $0.00 |
Late Payment Fee |
$40.00 Maximum |
Promotions | |
Sign up bonus |
$300 after spending $3,000 On purchases within the first 3 months. |
Rewards | |
All Purchases | 1% cash back |
Restaurants | 4% cash back |
Gas | No |
Groceries | 3% cash back |
Hotels | No |
Travel | No |
Pharmacy | No |
Bills | No |
Additional Details |
|
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | Yes |
Car Rental Insurance | No |
Car Rental Discount | No |
Extended Warranty | Yes |
Purchase Protection | No |
Zero Liability | Yes |
No Foreign Transaction Fees | Yes |
Emergency Assistance | No |
Concierge Service | Yes |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | Yes |
Wireless Payments | No |
Virtual Cards | Yes |
Additional Benefits |
|
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
Suggest a correction |
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