You should know that in some cases, we may receive compensation when you click on links or purchase through links on this site. This is at no extra cost to you. It lets us operate the business and keep the service free for everyone. Here's How We Make Money.
In some cases, offers that appear are from paying advertisers. These offers are labeled as "Sponsored" or as "Advertisement".
This site does not include all companies and offers available. We are an independent comparison service. While we aim to provide you with the most accurate information and keep things up to date, prices and terms of products and services can change. We encourage you to always do your own research and double check the terms. Using the information on this site is at your own risk and without warranty.
The Platinum Credit Card from Capital One® currently has an Informr score of 7.3 out of 10.
This score is based on our evaluation of 26
sources including reviews from users and the web's most trusted critics.
Am I eligible?
Platinum Credit Card from Capital One® is typically available to those with
credit scores (650 or greater).
To get this card, you must also:
Be a permanent or temporary resident of USA
Note: This information is only intended as a guide. The final decision is up to the bank and your
application could still be rejected even if you can answer 'Yes' to all the minimum criteria above.
Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
The Capital One® Platinum Credit Card is one of the best starter credit cards on the market, particularly for those who lack an active college or university email address. Access to student-branded offers expands your options quite a bit in an otherwise uncompetitive segment of the market, but that...
- John S Kiernan, WalletHub
The Capital One Platinum isn’t breaking new ground as a starter card, but it’s a solid, middle-of-the-road option for beginners. If you’re applying for this card, use it as a tool to improve your credit so you can eventually apply for something more rewarding. With responsible credit card use, you’l...
- Chris Dong, The Points Guy
The Platinum credit card from Capital One is an ideal card for people with average credit who want to build their credit history. It’s not appropriate for rewards seekers because it doesn’t offer any. But with no annual fee, there's no risk in keeping it, and once you’ve established a solid credit h...
- Reyna Gobel, Investopedia
The Capital One® Platinum Credit Card provides beginners — and those who’ve had a couple of credit missteps — with a way to build up a better credit score. While you may start out with a lower credit limit, on-time payments can unlock access to a higher line of credit. This is an excellent choice fo...
- Michelle Wilson, The Simple Dollar
If you’re looking to build or rebuild your credit or you simply have an average credit score at present, this card may be a great fit for you. And if you’re also looking for additional perks outside of building credit, the Capital One Platinum Credit Card does pack some power. Additionally, if you d...
Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.
Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.
Use this card?
Help inform others by sharing your experience with Platinum Credit Card from Capital One®