Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Garrett Yarbrough, BankrateThis card is a great pick if you travel frequently. The annual bonuses offset its cost, and Capital One offers flexible travel redemption and solid rewards rates for everyday spending.
- Quentin Tsang, Frugal FlyerThe Capital One Venture X Rewards card makes a strong case to be a catchall card for non-category spending, even when using it in Canada. Earning 2 miles per dollar spent on all purchases is unheard of in the Canadian market and can allow us to quickly collect points for our next vacation! Combined...
- Gregory Karp, NerdWalletA big sign-up bonus, travel credits, high rewards and airport lounge access could make this card worth the hefty annual fee.
- Stanley Sanford, The Points GuyWith simple rewards, impressive lounge access benefits and overall solid value, the Venture X has mass appeal, especially for those searching for a premium travel rewards card. In addition, there are a lot of under-the-radar perks on the card, including Visa Infinite benefits with an extensive list...
- Brooklyn Lowery, CardRatings.comOverall, this is a solid card choice with a lucrative welcome bonus and the opportunity to keep racking up rewards day after day.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
19.99% ‐ 29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
19.99% ‐ 29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $395.00 |
| Balance Transfer Fee | $0.00 |
| Cash Advance Fee |
3% Minimum of $3 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
75000 miles after spending $4,000 On purchases within the first 3 months |
| Rewards | |
| All Purchases | 2 miles for $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels |
10 miles for $1 spent If booked through Capital One Travel |
| Travel |
5 miles for $1 spent If booked through Capital One Travel |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | Yes |
| More | |
| Additional comments |
|
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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