Note: We may earn commissions (at no cost to you) if you buy through links on our site. Learn more.

Capital One Venture X review

Compare Compare  
Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
21.24% ‐ 28.24% (Variable)
Interest Rate: Purchases
21.24% ‐ 28.24% (Variable)
Balance Transfer
21.24% ‐ 28.24% (Variable)
Balance Transfer
21.24% ‐ 28.24% (Variable)
2 - 10 Miles
2 - 10 Miles
Signup Bonus
75000 miles (after spending $4,000)
Signup Bonus
75000 miles (after spending $4,000)

Informr score
The Capital One Venture X currently has an Informr score of 9.1 out of 10. This score is based on our evaluation of 28 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Capital One Venture X is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


With a high annual fee and rewards that come as miles (not cash back), the Capital One Venture X Rewards Credit Card and its buffet of travel benefits will be most rewarding to travelers who already spend $5,000+ annually on flights, hotels, and rental cars.

- Chris Butsch, MoneyUnder30

Frequent travelers who can’t justify an elite card with a $500 or more annual price tag and a bloated list of luxury benefits will find the Capital One Venture X a suitable alternative. Yearly bonuses nearly offset the card’s annual fee and Capital One offers both flexible travel redemption and soli...

- Garrett Yarbrough, Bankrate
The Points Guy
The Points Guy

The Capital One Venture X Rewards Credit Card represents the issuer’s first foray into the world of premium travel rewards cards and knocks it out of the park. With an annual fee that undercuts the competition and plentiful perks that are easy to understand, the card is nearly a no-brainer for trave...

- Chris Dong, The Points Guy

Capital One Venture X Rewards card is a premium travel credit card and it is best suited for people who travel frequently and want to better their travel experiences. The rewards and bonuses offered on this card are one of the best in the category. The annual travel credit of $300 covers most of the...

- Brett Holzhauer, MoneyGeek

The Capital One Venture X Rewards Credit Card is suited for earning unlimited travel miles with minimal hassles. You may want to choose a different card if you'd prefer to earn points or you want to earn rewards with a specific hotel or airline loyalty program. But overall, this card offers some exc...

- Rebecca Lake, MyBankTracker


Interest Rates
Regular APR Interest Rate 21.24% ‐ 28.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 21.24% ‐ 28.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 28.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $395.00
Balance Transfer Fee $0.00
Cash Advance Fee 3%

Minimum of $3

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00


Sign up bonus 75000 miles after spending $4,000

On purchases within the first 3 months

All Purchases 2 miles for $1 spent
Restaurants No
Gas No
Groceries No
Hotels 10 miles for $1 spent

If booked through Capital One Travel

Travel 5 miles for $1 spent

If booked through Capital One Travel

Pharmacy No
Bills No
Additional Details
  • Earn 10 miles per $1 spent on rental cars booked through Capital One Travel
  • 10,000 bonus miles every year starting on your first anniversary
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards Yes
Additional Benefits
  • Get up to $200 in statement credits for vacation rentals charged to your account within your first year
  • Receive up to $300 in statement credits when booking through Capital One Travel.
  • Priority Pass lounge access with up to 2 guests
  • Complimentary access to Capital One Lounges
  • Receive up to $100 credit on Global Entry or TSA PreCheck®
  • Complimentary Hertz President’s Circle status
  • Return Protection
  • Cell Phone Protection
  • Capital One Travel
  • Complimentary PRIOR Subscription
  • Complimentary membership to The Cultivist
  • Get $300 toward an annual membership at Gravity Haus
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents Yes
Additional comments

Terms & Conditions Official Terms & Conditions
Suggest a correction

Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.

Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.

Use this card?

Help inform others by sharing your experience with Capital One Venture X

Rate It: