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Capital One Venture X review

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Advertiser Disclosure

Annual Fee
$395.00
Interest Rate: Purchases
17.24% ‐ 24.24% (Variable)
Interest Rate: Purchases
17.24% ‐ 24.24% (Variable)
Balance Transfer
17.24% ‐ 24.24% (Variable)
Balance Transfer
17.24% ‐ 24.24% (Variable)
Rewards
2 - 10 Miles
Rewards
2 - 10 Miles
Signup Bonus
75000 miles (after spending $4,000)
Signup Bonus
75000 miles (after spending $4,000)


8.7/10
Informr score
The Capital One Venture X currently has an Informr score of 8.7 out of 10. This score is based on our evaluation of 23 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Capital One Venture X is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


CardRatings.com
CardRatings.com

A premium card from Capital One is long overdue and Capital One Venture X Rewards Credit Card might just be the card we've been waiting for. The modest annual fee (for a luxury card with all these perks) is enough to grab our attention, but the opportunity to offset it with several combinations of a...

- Brooklyn Lowery, CardRatings.com
NextAdvisor
NextAdvisor

The Capital One Venture X Rewards Credit Card has a generous sign-up bonus and competitive rewards rates. Plus, there are plenty of premium perks for frequent travelers like airport lounge access, a fee credit for Global Entry or TSA PreCheck and up to $300 annually in statement credits for booking...

- Holly Johnson, NextAdvisor
Upgraded Points
Upgraded Points

The Capital One Venture X Rewards Credit Card is the newest premium travel rewards card on the block. Points and miles fans will be surprised to see that the CapOne Venture X card packs quite the punch when it comes to bookings made through Capital One, all while offering the lowest annual fee among...

- Jarrod West, Upgraded Points
ValuePenguin
ValuePenguin

You should get the Capital One Venture X Rewards Credit Card if you're a frequent traveler looking for a moderately priced premium travel rewards card. If you know you'll be able to take advantage of the travel perks and credits offered with this card, the Capital One Venture X Rewards Credit Card c...

- Sophia Mendel, Robin Ratcliff, ValuePenguin
FinanceBuzz
FinanceBuzz

If you travel frequently, the Capital One Venture X can be well worth it. Its $395 annual fee is lower compared to other premium travel cards, and the cost can be offset with the $300 annual travel credit and 10,000 anniversary miles you receive each year. In addition, you also get access to Visa In...

- Ben Walker, FinanceBuzz

Details


Interest Rates
Regular APR Interest Rate 17.24% ‐ 24.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 17.24% ‐ 24.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 24.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $395.00
Balance Transfer Fee $0.00
Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus 75000 miles after spending $4,000

On purchases within the first 3 months

Rewards
All Purchases 2 miles for $1 spent
Restaurants No
Gas No
Groceries No
Hotels 10 miles for $1 spent

If booked through Capital One Travel

Travel 5 miles for $1 spent

If booked through Capital One Travel

Pharmacy No
Bills No
Additional Details
  • Earn 10 miles per $1 spent on rental cars booked through Capital One Travel
  • 10,000 bonus miles every year starting on your first anniversary
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores Yes
Wireless Payments Apple Pay, Samsung Pay, Google Pay
Virtual Cards Yes
Additional Benefits
  • Get up to $200 in statement credits for vacation rentals charged to your account within your first year
  • Receive up to $300 in statement credits when booking through Capital One Travel.
  • Priority Pass lounge access with up to 2 guests
  • Complimentary access to Capital One Lounges
  • Receive up to $100 credit on Global Entry or TSA PreCheck®
  • Complimentary Hertz President’s Circle status
  • Return Protection
  • Cell Phone Protection
  • Capital One Travel
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents Yes
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Additional comments


Terms & Conditions Official Terms & Conditions
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