Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Chris Butsch, MoneyUnder30With a high annual fee and rewards that come as miles (not cash back), the Capital One Venture X Rewards Credit Card and its buffet of travel benefits will be most rewarding to travelers who already spend $5,000+ annually on flights, hotels, and rental cars.
- Garrett Yarbrough, BankrateFrequent travelers who can’t justify an elite card with a $500 or more annual price tag and a bloated list of luxury benefits will find the Capital One Venture X a suitable alternative. Yearly bonuses nearly offset the card’s annual fee and Capital One offers both flexible travel redemption and soli...
- Chris Dong, The Points GuyThe Capital One Venture X Rewards Credit Card represents the issuer’s first foray into the world of premium travel rewards cards and knocks it out of the park. With an annual fee that undercuts the competition and plentiful perks that are easy to understand, the card is nearly a no-brainer for trave...
- Brett Holzhauer, MoneyGeekCapital One Venture X Rewards card is a premium travel credit card and it is best suited for people who travel frequently and want to better their travel experiences. The rewards and bonuses offered on this card are one of the best in the category. The annual travel credit of $300 covers most of the...
- Rebecca Lake, MyBankTrackerThe Capital One Venture X Rewards Credit Card is suited for earning unlimited travel miles with minimal hassles. You may want to choose a different card if you'd prefer to earn points or you want to earn rewards with a specific hotel or airline loyalty program. But overall, this card offers some exc...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
21.24% ‐ 28.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
21.24% ‐ 28.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
28.24% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $395.00 |
| Balance Transfer Fee | $0.00 |
| Cash Advance Fee |
3% Minimum of $3 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
75000 miles after spending $4,000 On purchases within the first 3 months |
| Rewards | |
| All Purchases | 2 miles for $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels |
10 miles for $1 spent If booked through Capital One Travel |
| Travel |
5 miles for $1 spent If booked through Capital One Travel |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | Yes |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | Yes |
| More | |
| Additional comments |
|
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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