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Capital One Venture X Business review

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Advertiser Disclosure

Annual Fee
$395.00
Interest Rate: Purchases
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Interest Rate: Purchases
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Balance Transfer
-
Balance Transfer
-
Rewards
2 - 10 Miles
Rewards
2 - 10 Miles
Signup Bonus
150000 miles (after spending $30,000)
Signup Bonus
150000 miles (after spending $30,000)


9.5/10
Informr score
The Capital One Venture X Business currently has an Informr score of 9.5 out of 10. This score is based on our evaluation of 10 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Capital One Venture X Business is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Forbes
Forbes

With its $395 annual fee and high-level travel benefits, the Capital One Venture X Business* card might not appeal to small businesses operating on a shoestring. But it’s a particularly good fit for companies where multiple employees need a company card since every dollar spent earns two miles. It m...

- Lisa Maloney, Forbes
Fit Small Business
Fit Small Business

Capital One Venture X Business is a viable travel business credit card that offers premium miles on flights, hotels, and car rentals booked through Capital One Travel. While it requires you to pay your balances in full each month and charges a high annual fee, it offers complimentary access to more...

- Tricia Jones, Fit Small Business
Bankrate
Bankrate

This premium business travel card’s flat-rate rewards program, generous travel perks and flexible spending limit should make it a lucrative option for small-business owners looking for a taste of luxury travel.

- Garrett Yarbrough, Bankrate
CreditCards.com
CreditCards.com

The Capital One Venture X Business Card offers the same big value for a modest annual fee like the personal card, while upping the ante with a huge welcome offer.

- Steve Dashiell, CreditCards.com
One Mile at a Time
One Mile at a Time

The Capital One Venture X Business is Capital One’s premium business card, and it offers an excellent value proposition. While the card has a $395 annual fee, that’s easy to justify thanks to the $300 annual Capital One Travel credit and 10,000 anniversary bonus miles. On top of that, the card offer...

- Ben Schlappig, One Mile at a Time

Details


Interest Rates
Regular APR Interest Rate
Balance Transfer Interest Rate
Cash Advance Interest Rate
Rates & Fees
Annual Fee $395.00
Balance Transfer Fee
Cash Advance Fee
Foreign Transaction Fee
Over Limit Fee
Late Payment Fee 2.99%
Promotions
Sign up bonus 150000 miles after spending $30,000

On purchases within the first 3 months

Rewards
All Purchases 2 miles for $1 spent
Restaurants No
Gas No
Groceries No
Hotels 10 miles for $1 spent
Travel 5 miles for $1 spent

If booked through Capital One Travel

Pharmacy No
Bills No
Additional Details
  • 10 miles per $1 spent on car rental
  • Enjoy 10,000 bonus miles each year. Plus, get up to a $300 travel credit for bookings through Capital One Travel.
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees -
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • Get up to $300 in credits for bookings through Capital One Travel
  • Receive up to a $100 statement credit on Global Entry or TSA PreCheck®
  • Book flights confidently with free price drop protection
  • Get hotel rates that match or beat competitors
  • Receive complimentary Priority Pass membership
  • Unlimited free visits on Capital One Lounge
Eligibility
Minimum Security Deposit $0
Minimum Age
Minimum Personal Income
Temporary Residents No
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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