Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- FinderThis can be an excellent card if you mostly spend your money on dining, entertainment purchases or at grocery stores where you’ll earn the highest cash back. In addition, you’ll get a long intro APR period on balance transfers and purchases, and you won’t pay an annual fee.
- Robin Ratcliff, CreditCards.comThe SavorOne card offers a good rewards rate for cardholders who spend a heavy amount on food, but most cardholders are probably better off searching for a card with a flat 2 percent rate.
- Brendan Harkness, Credit Card InsiderThe SavorOne card is a good option to earn a decent amount of cash back on food expenses at no annual fee, so your rewards can potentially be all profit.
- Joe Resendiz, ValuePenguinIf you're searching for a card that combines high rewards for dining and entertainment, it will be difficult to find a better card. We consider the Capital One SavorOne Cash Rewards Credit Card to be one of the best no-annual-fee credit cards currently available.
- John S Kiernan, WalletHubThis Capital One credit card allows people with great credit to savor significant savings long after they finish eating. And who knows, maybe those savings will allow you to travel and sample some new cuisines. Or perhaps saving more on dining will lead to less stress eating.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
16.24% ‐ 26.24% (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
16.24% ‐ 26.24% (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
26.24% This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee |
$0.00 |
| Balance Transfer Fee |
3% None for transferred balances at the Purchase APR after the first 15 months that your account has been open. |
| Cash Advance Fee |
3% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$38.00 Maximum |
| Promotions | |
| Sign up bonus |
$150 after spending $500 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | 3% cash back |
| Gas | No |
| Groceries | 2% cash back |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
3% cash back on entertainment purchases |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | Yes |
| Price Protection | Yes |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
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Critic Reviews
High cash back on dining and entertainment
This can be an excellent card if you mostly spend your money on dining, entertainment purchases or at grocery stores where you’ll earn the highest cash back. In addition, you’ll get a long intro APR period on balance transfers and purchases, and you won’t pay an annual fee.
This can be an excellent card if you mostly spend your money on dining, entertainment purchases or at grocery stores where you’ll earn the highest cash back. In addition, you’ll get a long intro APR period on balance transfers and purchases, and you won’t pay an annual fee.
Rewards designed for foodies
The SavorOne card offers a good rewards rate for cardholders who spend a heavy amount on food, but most cardholders are probably better off searching for a card with a flat 2 percent rate.
The SavorOne card offers a good rewards rate for cardholders who spend a heavy amount on food, but most cardholders are probably better off searching for a card with a flat 2 percent rate.
Designed for spending on food
The SavorOne card is a good option to earn a decent amount of cash back on food expenses at no annual fee, so your rewards can potentially be all profit.
The SavorOne card is a good option to earn a decent amount of cash back on food expenses at no annual fee, so your rewards can potentially be all profit.
A great card for a night on the town
If you're searching for a card that combines high rewards for dining and entertainment, it will be difficult to find a better card. We consider the Capital One SavorOne Cash Rewards Credit Card to be one of the best no-annual-fee credit cards currently available.
If you're searching for a card that combines high rewards for dining and entertainment, it will be difficult to find a better card. We consider the Capital One SavorOne Cash Rewards Credit Card to be one of the best no-annual-fee credit cards currently available.
Best option for saving money on what you eat
This Capital One credit card allows people with great credit to savor significant savings long after they finish eating. And who knows, maybe those savings will allow you to travel and sample some new cuisines. Or perhaps saving more on dining will lead to less stress eating.
This Capital One credit card allows people with great credit to savor significant savings long after they finish eating. And who knows, maybe those savings will allow you to travel and sample some new cuisines. Or perhaps saving more on dining will lead to less stress eating.
A hard card to pass up
While dining and grocery spending will earn premium, unlimited rewards, that's not the only marquee feature. The sign-up bonus, no annual fee, and 0% APR offer can add a ton of value on top of rewards you earn in bonus categories.
While dining and grocery spending will earn premium, unlimited rewards, that's not the only marquee feature. The sign-up bonus, no annual fee, and 0% APR offer can add a ton of value on top of rewards you earn in bonus categories.
Save while still enjoying the finer things in life
The Capital One SavorOne Cash Rewards Credit Card is exceptional because of its straightforward and unlimited cash back rewards, great dining perks, and nice bundle of travel related services. It doesn’t blow the competition out of the water, but with excellent introductory benefits and the ab...More
The Capital One SavorOne Cash Rewards Credit Card is exceptional because of its straightforward and unlimited cash back rewards, great dining perks, and nice bundle of travel related services. It doesn’t blow the competition out of the water, but with excellent introductory benefits and the ability to quickly collect cash back, it’s a top choice for users with excellent credit scores.
Get rewarded for doing what you love in any part of the world
This card surely compliments many of those lifestyles that spend heavily on dining and entertainment! Not only does this card offer a fantastic bonus and above average cash back, but this card comes with no annual fee AND no foreign transaction fees. Pretty sweet deal if you ask me!
This card surely compliments many of those lifestyles that spend heavily on dining and entertainment! Not only does this card offer a fantastic bonus and above average cash back, but this card comes with no annual fee AND no foreign transaction fees. Pretty sweet deal if you ask me!
Good pick if you dine out and buy groceries frequently
The Capital One SavorOne Cash Rewards Credit Card is a smart pick for anyone with good to excellent credit looking to not only earn cash back for dining out and grocery shopping, but also take advantage of a 15-month 0% intro APR on purchases and balance transfers.
The Capital One SavorOne Cash Rewards Credit Card is a smart pick for anyone with good to excellent credit looking to not only earn cash back for dining out and grocery shopping, but also take advantage of a 15-month 0% intro APR on purchases and balance transfers.
A great card for foodies
If you dine out a lot, spend heavily on entertainment, and want unlimited and easy to redeem cash-back rewards, you can benefit from this card.
If you dine out a lot, spend heavily on entertainment, and want unlimited and easy to redeem cash-back rewards, you can benefit from this card.