SavorOne℠ Rewards from Capital One® review

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Advertiser Disclosure

Interest Rate: Purchases
15.49% ‐ 25.49% (Variable) (0% for the first 15 months)
Balance Transfer
15.49% ‐ 25.49% (Variable)
Rewards
1 - 3% cashback
Signup Bonus
$150 after spending $500


8.9/10
Informr score
The SavorOne℠ Rewards from Capital One® currently has an Informr score of 8.9 out of 10. This score is based on our evaluation of 20 sources including reviews from users and the web's most trusted critics.

Am I eligible?


SavorOne℠ Rewards from Capital One® is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Credit Card Insider

The Capital One SavorOne Cash Rewards Credit Card is focused on rewarding you for buying food. You’ll earn 3% at restaurants and on entertainment, as well as 2% at grocery stores (it’s rare to find both categories on one card). You’ll also get access to a better-than-average benefits package, geared...

- Brendan Harkness, Credit Card Insider
The Wirecutter

If you prefer to spend money on experiences (think concerts, bowling, miniature golf, or dinners out) rather than things—and if you don’t want to pay an annual fee—the SavorOne Rewards from Capital One might be for you. With bonus categories for entertainment and food, this card rewards you for spen...

- Sally French, The Wirecutter
Business Insider

The Capital One Savor Cash Rewards card is simple and straightforward, and it's ideal for those who dining out. It's also a great pick for those who prefer rewards in the form of cash, instead of travel or hotel points. The 4% cash back on dining and events is as high as we've seen, and Capital One...

- Kamran Rosen, Business Insider
Cardcruncher

The Capital One SavorOne Card’s best feature is its rewards rates on dining and entertainment. You’ll be hard-pressed to find higher rates without paying an annual fee. If you’re not a foodie and are more of a homebody, you probably won’t maximize the value on the Capital One SavorOne.

- Sarah Li Cain, Cardcruncher
The Simple Dollar

The Capital One® SavorOne® Cash Rewards Credit Card is perfect for people who want to maximize their rewards on dining and entertainment purchases without paying an annual fee. You’ll get the best use of this card by pairing it with another cash back card, like the Citi Double Cash. Pairing multiple...

- Trevor Wallis, The Simple Dollar

Details


Interest Rates
Regular APR Interest Rate 15.49% ‐ 25.49% (Variable) (0% for the first 15 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 15.49% ‐ 25.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 25.49% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00


Balance Transfer Fee 3%

None for transferred balances at the Purchase APR after the first 15 months that your account has been open.

Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus $150 after spending $500

On purchases within the first 3 months.

Rewards
All Purchases 1% cash back
Restaurants 3% cash back
Gas No
Groceries 2% cash back
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • 3% cash back on entertainment purchases (including streaming services until September 30, 2020)
  • 5% cash back on Uber Eats, now through January 31, 2021
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance Yes
Concierge Service Yes
Price Protection Yes
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards Yes
Additional Benefits
  • Baggage Delay Insurance
  • Trip Cancellation/Interruption Insurance
  • Roadside Assistance
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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