Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Lindsay Vansomeren, The BalanceThe SavorOne Rewards from Capital One is a perk-filled cash-back card for those who like to go out, but whose restaurant and entertainment spending wouldn’t justify the annual fee that its older sibling, the Savor Rewards from Capital One, charges.
- Liz Hund, The Points GuyIf you spend a lot on dining and entertainment and if you want to earn cash back rather than travel rewards on that spending, the Capital One SavorOne Cash Rewards Credit Card is one to consider, especially when it comes to credit cards with no annual fee.
- Sally French, The WirecutterWith bonus categories for entertainment and food, this card rewards you for spending on experiences rather than things.
- Compare CardsThis with no annual fee, long intro APRs, a big sign up bonus, and an unlimited rewards rate, the Capital One® SavorOne℠ Cash Rewards Credit Card have something for everyone to enjoy.
- Emily Sherman, CreditCards.comThe SavorOne card offers a good rewards rate for cardholders who spend a heavy amount on food, but most cardholders are probably better off searching for a card with a flat 2 percent rate.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
15.74% ‐ 25.74% (Variable) (0% for the first 9 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
15.74% ‐ 25.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
25.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee |
$0.00 |
| Balance Transfer Fee |
3% None for transferred balances at the Purchase APR after the first 15 months that your account has been open. |
| Cash Advance Fee |
3% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$38.00 Maximum |
| Promotions | |
| Sign up bonus |
$150 after spending $500 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | 3% cash back |
| Gas | No |
| Groceries | 2% cash back |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
3% cash back on entertainment purchases |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | Yes |
| Price Protection | Yes |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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Critic Reviews
For people with excellent credit who love experiencing life to the fullest
The SavorOne Rewards from Capital One is a perk-filled cash-back card for those who like to go out, but whose restaurant and entertainment spending wouldn’t justify the annual fee that its older sibling, the Savor Rewards from Capital One, charges.
The SavorOne Rewards from Capital One is a perk-filled cash-back card for those who like to go out, but whose restaurant and entertainment spending wouldn’t justify the annual fee that its older sibling, the Savor Rewards from Capital One, charges.
A decent amount of cash back at an unlimited rate
If you spend a lot on dining and entertainment and if you want to earn cash back rather than travel rewards on that spending, the Capital One SavorOne Cash Rewards Credit Card is one to consider, especially when it comes to credit cards with no annual fee.
If you spend a lot on dining and entertainment and if you want to earn cash back rather than travel rewards on that spending, the Capital One SavorOne Cash Rewards Credit Card is one to consider, especially when it comes to credit cards with no annual fee.
A no-annual-fee alternative
With bonus categories for entertainment and food, this card rewards you for spending on experiences rather than things.
With bonus categories for entertainment and food, this card rewards you for spending on experiences rather than things.
Great cash back rewards
This with no annual fee, long intro APRs, a big sign up bonus, and an unlimited rewards rate, the Capital One® SavorOne℠ Cash Rewards Credit Card have something for everyone to enjoy.
This with no annual fee, long intro APRs, a big sign up bonus, and an unlimited rewards rate, the Capital One® SavorOne℠ Cash Rewards Credit Card have something for everyone to enjoy.
A top pick for foodies
The SavorOne card offers a good rewards rate for cardholders who spend a heavy amount on food, but most cardholders are probably better off searching for a card with a flat 2 percent rate.
The SavorOne card offers a good rewards rate for cardholders who spend a heavy amount on food, but most cardholders are probably better off searching for a card with a flat 2 percent rate.
High cash back on dining and entertainment
This can be an excellent card if you mostly spend your money on dining, entertainment purchases or at grocery stores where you’ll earn the highest cash back. In addition, you’ll get a long intro APR period on balance transfers and purchases, and you won’t pay an annual fee.
This can be an excellent card if you mostly spend your money on dining, entertainment purchases or at grocery stores where you’ll earn the highest cash back. In addition, you’ll get a long intro APR period on balance transfers and purchases, and you won’t pay an annual fee.
Designed for spending on food
The SavorOne card is a good option to earn a decent amount of cash back on food expenses at no annual fee, so your rewards can potentially be all profit.
The SavorOne card is a good option to earn a decent amount of cash back on food expenses at no annual fee, so your rewards can potentially be all profit.
A great card for a night on the town
If you're searching for a card that combines high rewards for dining and entertainment, it will be difficult to find a better card. We consider the Capital One SavorOne Cash Rewards Credit Card to be one of the best no-annual-fee credit cards currently available.
If you're searching for a card that combines high rewards for dining and entertainment, it will be difficult to find a better card. We consider the Capital One SavorOne Cash Rewards Credit Card to be one of the best no-annual-fee credit cards currently available.
Best option for saving money on what you eat
This Capital One credit card allows people with great credit to savor significant savings long after they finish eating. And who knows, maybe those savings will allow you to travel and sample some new cuisines. Or perhaps saving more on dining will lead to less stress eating.
This Capital One credit card allows people with great credit to savor significant savings long after they finish eating. And who knows, maybe those savings will allow you to travel and sample some new cuisines. Or perhaps saving more on dining will lead to less stress eating.
A hard card to pass up
While dining and grocery spending will earn premium, unlimited rewards, that's not the only marquee feature. The sign-up bonus, no annual fee, and 0% APR offer can add a ton of value on top of rewards you earn in bonus categories.
While dining and grocery spending will earn premium, unlimited rewards, that's not the only marquee feature. The sign-up bonus, no annual fee, and 0% APR offer can add a ton of value on top of rewards you earn in bonus categories.