Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Ryan Haar, NextAdvisorIf you frequently hit the town, the Capital One SavorOne Cash Rewards card will get you solid cash back on purchases with no annual fee, but you should evaluate how your regular spending aligns with dining and entertainment bonus categories before applying. Depending on how heavily you spend in thes...
- Brendan Harkness, Credit Card InsiderThe Capital One SavorOne Cash Rewards Credit Card is focused on rewarding you for buying food. You’ll earn 3% at restaurants and on entertainment, as well as 2% at grocery stores (it’s rare to find both categories on one card). You’ll also get access to a better-than-average benefits package, geared...
- Sally French, The WirecutterIf you prefer to spend money on experiences (think concerts, bowling, miniature golf, or dinners out) rather than things—and if you don’t want to pay an annual fee—the SavorOne Rewards from Capital One might be for you. With bonus categories for entertainment and food, this card rewards you for spen...
- Kamran Rosen, Business InsiderThe Capital One Savor Cash Rewards card is simple and straightforward, and it's ideal for those who dining out. It's also a great pick for those who prefer rewards in the form of cash, instead of travel or hotel points. The 4% cash back on dining and events is as high as we've seen, and Capital One...
- Sarah Li Cain, CardcruncherThe Capital One SavorOne Card’s best feature is its rewards rates on dining and entertainment. You’ll be hard-pressed to find higher rates without paying an annual fee. If you’re not a foodie and are more of a homebody, you probably won’t maximize the value on the Capital One SavorOne.
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
15.49% ‐ 25.49% (Variable) (0% for the first 15 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
15.49% ‐ 25.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
25.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee |
$0.00 |
| Balance Transfer Fee |
3% None for transferred balances at the Purchase APR after the first 15 months that your account has been open. |
| Cash Advance Fee |
3% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
$200 after spending $500 On purchases within the first 3 months. |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | 3% cash back |
| Gas | No |
| Groceries | 2% cash back |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | Yes |
| Concierge Service | Yes |
| Price Protection | Yes |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | Yes |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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