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Cabela’s CLUB® Card review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
15.49% ‐ 27.24% (Variable)
Interest Rate: Purchases
15.49% ‐ 27.24% (Variable)
Balance Transfer
15.49% ‐ 27.24% (Variable)
Balance Transfer
15.49% ‐ 27.24% (Variable)
1% cashback
1% cashback
Signup Bonus
Signup Bonus

Informr score
The Cabela’s CLUB® Card currently has an Informr score of 5.2 out of 10. This score is based on our evaluation of 4 sources including reviews from users and the web's most trusted critics.

Am I eligible?

Cabela’s CLUB® Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Cabela’s may help outfit you for outdoor excursions, but the Cabela's Credit Card won’t do anything extraordinary to help you save. You’ll receive a $20 discount the day of account opening, plus the ability to earn $20 by making five non-Cabela’s purchases and another $20 after two Bass Pro Shops or...

- John S Kiernan, WalletHub

The Capital One-issued Capital One Cabela CLUB Credit Card* is meant to reel in outdoor sporting lovers who load up on their essentials at Cabela’s and/or Bass Pro Shops. The no-annual-fee card earns 2 points per dollar spent at both retailers as well as at Cenex convenience stores and gas pumps and...

- Robin Saks Frankel, Forbes

The Cabela's CLUB Mastercard might be a good choice if you regularly shop with Cabela's and Bass Pro Shops. It may be best suited to bigger spenders who charge enough in purchases to qualify for Silver or Black status, since you earn more points at those tiers. You'll also need Silver or Black membe...

- Rebecca Lake, Investopedia

The only reason you should consider signing up for the Cabela’s Credit Card is to receive the lower interest rate on Cabela’s purchases. We recommend avoiding credit card interest when possible, so, this isn’t really such a compelling reason to apply. If you do shop at Cabela’s on a regular basis, s...

- TJ Porter, Cardcruncher


Interest Rates
Regular APR Interest Rate 15.49% ‐ 27.24% (Variable)
  • 9.99% APR for Purchases at Bass Pro Shops and Cabela's
  • This APR will vary with the market based on the Prime Rate.
Balance Transfer Interest Rate 15.49% ‐ 27.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 27.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 3%
Cash Advance Fee 4%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00

Late Payment Fee $38.00


Sign up bonus

Earn $25 in CLUB Points upon approval. Earn an extra $10 in Points after five purchases within 30 days of account approval.

All Purchases 1% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

Get 2% cash back in CLUB Points on all Bass Pro Shops and Cabela’s purchases

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Apple Pay
Virtual Cards Yes
Additional Benefits
  • As a CLUB Member, you can earn points toward free gear, and get access to member-only CLUB events and offers.
  • When you reach CLUB Silver or Black status, you gain access to exclusive hunting and fishing adventures around the world.
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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