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Cabela’s CLUB® Card review

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Advertiser Disclosure

Annual Fee
$0.00
Interest Rate: Purchases
20.49% ‐ 32.24% (Variable)
Interest Rate: Purchases
20.49% ‐ 32.24% (Variable)
Balance Transfer
20.49% ‐ 32.24% (Variable)
Balance Transfer
20.49% ‐ 32.24% (Variable)
Rewards
1% cashback
Rewards
1% cashback
Signup Bonus
-
Signup Bonus
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4.9/10
Informr score
The Cabela’s CLUB® Card currently has an Informr score of 4.9 out of 10. This score is based on our evaluation of 4 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Cabela’s CLUB® Card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


WalletHub
WalletHub

The Cabela's Credit Card is a good choice for Cabela’s and Bass Pro Shops customers. It offers 1 - 2 points per $1 spent as a base rate, with the opportunity to earn more when you hit certain spending requirements, and it has a $0 annual fee.

- John S Kiernan, WalletHub
Forbes
Forbes

The Capital One Cabela’s CLUB Credit Card* could be the right choice for someone who uses this card just for purchases within the brand and doesn’t mind only being able to use the rewards to buy items from the retailer. In this scenario, it would be best to pair this card with at least one other car...

- Robin Saks Frankel, Forbes
Investopedia
Investopedia

The Cabela's CLUB Mastercard might be a good choice if you regularly shop with Cabela's and Bass Pro Shops. It may be best suited to bigger spenders who charge enough in purchases to qualify for Silver or Black status, since you earn more points at those tiers. You'll also need a club membership to...

- Rebecca Lake, Investopedia
Cardcruncher
Cardcruncher

The only reason you should consider signing up for the Cabela’s Credit Card is to receive the lower interest rate on Cabela’s purchases. We recommend avoiding credit card interest when possible, so, this isn’t really such a compelling reason to apply. If you do shop at Cabela’s on a regular basis, s...

- TJ Porter, Cardcruncher

Details


Interest Rates
Regular APR Interest Rate 20.49% ‐ 32.24% (Variable)
  • 9.99% APR for Purchases at Bass Pro Shops and Cabela's
  • This APR will vary with the market based on the Prime Rate.
Balance Transfer Interest Rate 20.49% ‐ 32.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 32.24% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 0%
Cash Advance Fee 3%

Minimum of $3

Foreign Transaction Fee $0.00
Over Limit Fee $0.00


Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus

Earn $20 in CLUB Points upon approval. Earn an extra $10 in Points after 2 Bass Pro Shops or Cabela's purchases within 30 days of account approval. Earn $10 in Points after 5 purchases everywhere else Mastercard® is accepted within 30 days of account approval.

Rewards
All Purchases 1% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details

Get 2% cash back in CLUB Points on all Bass Pro Shops and Cabela’s purchases

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments Apple Pay
Virtual Cards Yes
Additional Benefits
  • As a CLUB Member, you can earn points toward free gear, and get access to member-only CLUB events and offers.
  • When you reach CLUB Silver or Black status, you gain access to exclusive hunting and fishing adventures around the world.
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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