Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Chris Dong, The Points GuyThe BuyPower Card is intended for a very specific audience — GM car fans or those that are certain to be in the market for a new vehicle and want to save towards that specific goal. However, when compared to a card like the Citi Double Cash, which earns an unlimited, flat 2% cash back (1% when you b...
- Kat Tretina, InvestopediaIf a new Buick, Cadillac, Chevrolet, Buick, or GMC vehicle is in your plans, the GM BuyPower card has no annual fee and can help you earn rewards to apply toward the cost of a new or preowned vehicle at participating GM dealerships—or to service a GM car you now own. You’ll get 5% in rewards on up t...
- Kevin Joey Chen, FinderThe GM BuyPower Card® can be a wise pick if you’re a current GM customer or you’ll soon be getting a Buick, Cadillac, Chevrolet or GMC. If you’re not a current GM customer, consider the likelihood you’ll become one. If you don’t end up joining the GM family, all of your earnings will be unusable.
- Robin Ratcliff, CreditCards.comFew cards can beat the 2 percent rewards rate on Capital One’s GM BuyPower card, but the rewards only apply to the purchase of a new car.
- Michael Pruser, Dough RollerWith no annual fee and a full year of interest free payments, this is actually a great credit card to own. I’m quite surprised my review turned out this way, to be honest.
Interest Rates | |
---|---|
Regular APR Interest Rate |
15.24% ‐ 24.24% (Variable) (0% for the first 12 months) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
15.24% ‐ 24.24% (Variable) This APR will vary with the market based on the Prime Rate. |
Cash Advance Interest Rate |
24.9% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee | $0.00 |
Balance Transfer Fee | $0.00 |
Cash Advance Fee |
3% Minimum of $10 |
Foreign Transaction Fee | $0.00 |
Over Limit Fee | $0.00 |
Late Payment Fee |
$38.00 Maximum |
Promotions | |
Sign up bonus | No |
Rewards | |
All Purchases |
5% cash back (on first $5000 spent) Then 2% cash back |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels | No |
Travel | No |
Pharmacy | No |
Bills | No |
Additional Details |
Redeem them whenever you’re ready to purchase or lease a new Chevrolet, Buick, GMC or Cadillac vehicle. |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | Yes |
Car Rental Insurance | Yes |
Car Rental Discount | No |
Extended Warranty | Yes |
Purchase Protection | No |
Zero Liability | No |
No Foreign Transaction Fees | Yes |
Emergency Assistance | No |
Concierge Service | Yes |
Price Protection | Yes |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | Apple Pay |
Virtual Cards | Yes |
Additional Benefits |
Trip Cancellation Insurance |
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
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