BuyPower Business Card™ review

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Advertiser Disclosure

Interest Rate: Purchases
16.99% (Variable) (0% for the first 12 months)
Balance Transfer
1 - 3% cashback
Signup Bonus

Informr score
The BuyPower Business Card™ currently has an Informr score of 5.7 out of 10. This score is based on our evaluation of 4 sources including reviews from users and the web's most trusted critics.

Am I eligible?

BuyPower Business Card™ is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...

If you’re a car enthusiast who buys a new Chevrolet, Buick, GMC or Cadillac vehicle every few years, the GM BuyPower Business Card from Capital One may make sense for you. This card lets you earn tiered rewards that can add up to big savings on a new car. Plus, you can use the rewards you earn in co...

- Holly Johnson,

Aimed at business owners who manage a fleet of vehicles, the GM BuyPower Business card from Capital One offers rewards you can use to purchase GM vehicles. The card has no annual fee or foreign-transaction charges, and also offers decent rewards on spending on gas, dining, and office supplies. There...

- Kat Tretina, Investopedia

A vehicle-dependent small business will likely get more out of the BuyPower Business Card than any other. The more GM vehicles your company has in use, the more you’ll benefit from this card. If you’re a small business owner with more than one GM vehicle and you spend thousands of dollars each month...

- Finder
Money Crashers

The BuyPower Business Card from Capital One® may benefit business owners who drive a lot, spend heavily on parts and service at GM dealers, and don’t mind redeeming accumulated rewards on a new car purchase. However, BuyPower Business doesn’t make sense for business owners who want the flexibility t...

- Brian Martucci, Money Crashers


Interest Rates
Regular APR Interest Rate 16.99% (Variable) (0% for the first 12 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate

Balance Transfers Not Allowed

Cash Advance Interest Rate 24.9% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee
Cash Advance Fee 3%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $38.00


Sign up bonus No
All Purchases 1% cash back
Restaurants 3% cash back
Gas 3% cash back
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Additional Details
  • 3% cash back on purchases made at office supply stores.
  • 5% cash back on purchases of GM parts, accessories and service at authorized GM Dealers.
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service Yes
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments Apple Pay
Virtual Cards Yes
Additional Benefits

Baggage Delay Insurance

Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments
Terms & Conditions Official Terms & Conditions
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