Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
- Antonio Ruiz-Camacho, CreditCards.comYou could get unmatched value out of this card as a Preferred Rewards member at the Platinum or Platinum Honors tier, but most cardholders will be better off with a card that offers a higher base rewards rate – even if that means paying an annual fee.
- India Davis, BankrateBank of America’s Business Advantage Unlimited Cash card may not be the most rewarding option to use as your primary business card, especially if most of your expenses are covered by popular business bonus categories. Still, its flat-rate cash back and minimal costs make it an excellent supporting c...
- Jason Steele, Money CrashersWith a decent sign-up bonus, a strong promotional financing offer, and no annual fee, this card is a good small-business credit card with potential flashes of greatness.
- Dashia Milden, CnetA business credit card that offers unlimited 1.5% cash back on all purchases with no spending limits. Whether you’re getting new equipment or booking travel, you’ll earn unlimited cash back without worrying about spending categories or reward requirements. The Bank of America business card currently...
- Ben Walker, FinanceBuzzIf you want a straightforward cash back credit card with simple rewards rates, then The Bank of America Business Advantage Unlimited Cash Rewards makes sense. This card does have some travel insurance benefits, but you also have to pay foreign transaction fees. So it’s not the best travel companion...
Interest Rates | |
---|---|
Regular APR Interest Rate |
18.49% ‐ 28.49% (Variable) (0% for the first 9 months) This APR will vary with the market based on the Prime Rate. |
Balance Transfer Interest Rate |
18.49% ‐ 28.49% (Variable) This APR will vary with the market based on the Prime Rate. |
Cash Advance Interest Rate |
29.49% (Variable) This APR will vary with the market based on the Prime Rate. |
Rates & Fees | |
Annual Fee | $0.00 |
Balance Transfer Fee |
4% |
Cash Advance Fee | 4% |
Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
Over Limit Fee | $0.00 |
Late Payment Fee |
$49.00 Maximum |
Promotions | |
Sign up bonus |
$300 after spending $3,000 On purchases within the first 3 months |
Rewards | |
All Purchases | 1.5% cash back |
Restaurants | No |
Gas | No |
Groceries | No |
Hotels | No |
Travel | No |
Pharmacy | No |
Bills | No |
Additional Details |
You can earn up to 75% more cash back on every purchase, if you have a business checking account with Bank of America and qualify for our highest Preferred Rewards for Business tier. That means up to 2.62% cash back on all purchases. |
Features & Benefits | |
Additional Card Holders | Yes |
Travel Accident Insurance | Yes |
Car Rental Insurance | Yes |
Car Rental Discount | No |
Extended Warranty | Yes |
Purchase Protection | Yes |
Zero Liability | Yes |
No Foreign Transaction Fees | No |
Emergency Assistance | No |
Concierge Service | No |
Price Protection | No |
Fraud Protection | Yes |
Free Credit Scores | No |
Wireless Payments | No |
Virtual Cards | No |
Additional Benefits |
|
Eligibility | |
Minimum Security Deposit | $0 |
Minimum Age | 18 |
Minimum Personal Income | |
Temporary Residents | No |
More | |
Additional comments | - |
Terms & Conditions | Official Terms & Conditions |
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