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Business Advantage Unlimited Cash Rewards Secured credit card review

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Advertiser Disclosure

Annual Fee
Interest Rate: Purchases
28.24% (Variable)
Interest Rate: Purchases
28.24% (Variable)
Balance Transfer
28.24% (Variable)
Balance Transfer
28.24% (Variable)
1.5% cashback
1.5% cashback
Signup Bonus
Signup Bonus

Am I eligible?

Business Advantage Unlimited Cash Rewards Secured credit card is typically available to those with poor credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA
Yes Provide a minimum security deposit of $1000.

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Bank of America® Business Advantage Unlimited Cash Rewards Secured credit card* charges no annual fee but does require a deposit for business customers looking to build business credit. With excellent benefits including rewards and the potential to upgrade to an unsecured card over time, the car...

- Chauncey Crail, Robin Saks Frankel, Forbes
Fit Small Business
Fit Small Business

If your current credit score cannot qualify you for a regular, unsecured business credit card, you may consider the Business Advantage Unlimited Cash Rewards Secured card from Bank of America®. You can enjoy earning unlimited cash back without having to pay annual fees. Plus, it can help you build y...

- Tricia Tetreault, Fit Small Business


Interest Rates
Regular APR Interest Rate 28.24% (Variable)
Balance Transfer Interest Rate 28.24% (Variable)
Cash Advance Interest Rate 29.24% (Variable)
Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 4%

Cash Advance Fee 4%
Foreign Transaction Fee 3%

Of each transaction in U.S. dollars.

Over Limit Fee $0.00
Late Payment Fee $49.00


Sign up bonus No
All Purchases 1.5% cash back
Restaurants No
Gas No
Groceries No
Hotels No
Travel No
Pharmacy No
Bills No
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability Yes
No Foreign Transaction Fees No
Emergency Assistance Yes
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Cash Flow Management Tools
  • Balance Connect™ for overdraft protection
Minimum Security Deposit $1,000
Minimum Age 18
Minimum Personal Income
Temporary Residents No
Additional comments -
Terms & Conditions Official Terms & Conditions
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