Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Becky Pokora, ForbesThe Bank of America® Business Advantage Unlimited Cash Rewards Secured credit card* has no annual fee but does require a deposit for business customers looking to build business credit. With benefits including rewards and the potential to upgrade to an unsecured card over time, the card stands tall...
- Jason Steele, Money CrashersPeople with bad credit can be business owners — they just might not qualify for an unsecured business credit card right away. But that’s fine. In fact, it makes choosing that first business credit card a bit easier. There aren’t many secured business cards on the market. And when you consider that t...
- Tricia Tetreault, Fit Small BusinessIf your current credit score cannot qualify you for a regular, unsecured business credit card, you may consider the Business Advantage Unlimited Cash Rewards Secured card from Bank of America®. You can enjoy earning unlimited cash back without having to pay annual fees. Plus, it can help you build y...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate | 28.49% (Variable) |
| Balance Transfer Interest Rate | 28.49% (Variable) |
| Cash Advance Interest Rate | 29.49% (Variable) |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
4% |
| Cash Advance Fee | 4% |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$49.00 Maximum |
| Promotions | |
| Sign up bonus | No |
| Rewards | |
| All Purchases | 1.5% cash back |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $1,000 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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