Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Kelly Dilworth, CreditCards.comWith a healthy 3 points per dollar on qualifying travel purchases and 1.5 points per dollar on everything else, this no-annual-fee travel card gives business cardholders ample opportunity to stockpile a large number of points just by using their card for everyday business expenses.
- Ben Walker, FinanceBuzzWe think the Bank of America Business Advantage Travel Rewards is an excellent travel credit card if you’re a small business owner learning how credit card rewards work. There’s nothing flashy about this card, which means it’s simple for cardholders to use. But you also won’t find many additional pe...
- Sophia Mendel, ValuePenguinThe Bank of America® Business Advantage Travel Rewards World Mastercard® credit card is a strong choice for small to midsize businesses that want to capitalize on their travel expenses. The card offers a solid, sign-up bonus that shouldn't be difficult for small businesses to achieve. The earning ra...
- Romy Ribitzky, Credit KarmaThis credit card is best for business owners who already have a strong relationship with Bank of America. The rewards rate on most purchases is equivalent to 1.5% back for travel, which is a fair rate but nothing all that exciting. But adding 25% to 75% more, depending on your Preferred Rewards tier...
- Brett Holzhauer, MoneyGeekThe rewards and sign-up bonuses on some small-business credit cards are more generous than the Bank of America travel advantage business travel reward card. However, this card may be a good option for small-business owners and frequent fliers who are looking for a no-annual-fee card that provides co...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
18.49% ‐ 28.49% (Variable) (0% for the first 9 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
18.49% ‐ 28.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee | 4% |
| Cash Advance Fee | 4% |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$49.00 Maximum |
| Promotions | |
| Sign up bonus |
30000 points after spending $3,000 On purchases within the first 2 months. |
| Rewards | |
| All Purchases | 1.5 points per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels |
3 points per $1 spent When you book your hotel through the Bank of America Travel Center – powered by Orbitz. |
| Travel |
3 points per $1 spent When you book your travel (car & airline) through the Bank of America Travel Center – powered by Orbitz. |
| Pharmacy | No |
| Bills | No |
| Additional Details |
When you're a Business Advantage Relationship Rewards client, you can get up to a 75% rewards bonus on every purchase you make. That means you can earn up to an unlimited 2.62 points on all purchases – everywhere, every time. Your rewards bonus is based on your enrolled tier — Gold 25%; Platinum 50%; or Platinum Honors 75%. |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | No |
| Purchase Protection | No |
| Zero Liability | Yes |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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