Business Advantage Travel Rewards World Mastercard® credit card review

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Advertiser Disclosure

Interest Rate: Purchases
13.49% ‐ 23.49% (0% for the first 9 months)
Balance Transfer
13.49% ‐ 23.49%
Rewards
1.5 - 3 points
Signup Bonus
25000 points (after spending $1,000)


8.3/10
Informr score
The Business Advantage Travel Rewards World Mastercard® credit card currently has an Informr score of 8.3 out of 10. This score is based on our evaluation of 8 sources including reviews from users and the web's most trusted critics.

Am I eligible?


Business Advantage Travel Rewards World Mastercard® credit card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


Compare Cards

This card comes with a great sign up bonus and a solid ongoing rewards rate. Furthermore, there is no annual fee, no foreign transaction fees, and numerous travel perks. For business owners looking for a travel rewards card, it’s a no-brainer.

- Compare Cards
Money Crashers

Ideal for small business owners whose frequent travel belies tight budgets and Spartan tastes. The above-average earning rate on eligible travel purchases and lack of foreign transaction fees benefit frequent international travelers, but limited value-added perks and rewards program limitations alie...

- Brian Martucci, Money Crashers
ValuePenguin

The Bank of America Business Advantage Travel Rewards World Mastercard credit card is an excellent travel card, offering a solid 3X points per dollar spent through the Bank of America Travel Center and a fair 1.5X points per dollar on all other purchases as well. However, what makes these point valu...

- Karanveer Singh, ValuePenguin
CreditCards.com

With a healthy 3-point bonus on travel purchases and a 1.5-point bonus on everything else, this no-annual-fee travel card gives business cardholders ample opportunity to stockpile a large number of points just by using their card for everyday business expenses.

- Kelly Dilworth, CreditCards.com
Credit Cards Explained

The Bank of America® Business Advantage Travel Rewards World Mastercard® Credit Card offers business owners 1.5 reward points per dollar spent, as well as bonus points for travel booked through Bank of America's Travel Center.

- Jason Steele, Credit Cards Explained

Details


Interest Rates
Regular APR Interest Rate 13.49% ‐ 23.49% (0% for the first 9 months)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 13.49% ‐ 23.49%

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 26.49%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $0.00
Balance Transfer Fee 4%

Minimum of $10

Cash Advance Fee 4%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $49.00

Maximum

Promotions
Sign up bonus 25000 points after spending $1,000

On purchases within the first 2 months.

Rewards
All Purchases 1.5 points per $1 spent
Restaurants No
Gas No
Groceries No
Hotels 3 points per $1 spent

When you book your hotel through the Bank of America Travel Center – powered by Orbitz.

Travel 3 points per $1 spent

When you book your travel (car & airline) through the Bank of America Travel Center – powered by Orbitz.

Pharmacy No
Bills No
Additional Details

When you're a Business Advantage Relationship Rewards client, you can get up to a 75% rewards bonus on every purchase you make. That means you can earn up to an unlimited 2.62 points on all purchases – everywhere, every time. Your rewards bonus is based on your enrolled tier — Gold 25%; Platinum 50%; or Platinum Honors 75%.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance Yes
Car Rental Insurance No
Car Rental Discount No
Extended Warranty No
Purchase Protection No
Zero Liability Yes
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection Yes
Free Credit Scores No
Wireless Payments No
Additional Benefits

- Cash Flow Management Tools

- Lost Luggage Reimbursement

- Trip Cancellation Coverage

- Trip Delay Reimbursement

- Overdraft Protection

Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


Compare Cards

Flexible travel rewards: earn unlimited 1.5 points per dollar

Compare Cards

This card comes with a great sign up bonus and a solid ongoing rewards rate. Furthermore, there is no annual fee, no foreign transaction fees, and numerous travel perks. For business owners looking for a travel rewards card, it’s a no-brainer.

Read full review

This card comes with a great sign up bonus and a solid ongoing rewards rate. Furthermore, there is no annual fee, no foreign transaction fees, and numerous travel perks. For business owners looking for a travel rewards card, it’s a no-brainer.

Read full review

Less

Money Crashers

A great card for frequent business travelers

from Money Crashers

Ideal for small business owners whose frequent travel belies tight budgets and Spartan tastes. The above-average earning rate on eligible travel purchases and lack of foreign transaction fees benefit frequent international travelers, but limited value-added perks and rewards program limitations alienate more discerning cardholders.

Read full review

Ideal for small business owners whose frequent travel belies tight budgets and Spartan tastes. The above-average earning rate on eligible travel purchases and lack of foreign transaction fees benefit frequent international travelers, but limited value-added perks and rewards program limitations alienate more discerning cardholders.

Read full review

Less

ValuePenguin

Serves the role of a travel card excellently

from ValuePenguin

The Bank of America Business Advantage Travel Rewards World Mastercard credit card is an excellent travel card, offering a solid 3X points per dollar spent through the Bank of America Travel Center and a fair 1.5X points per dollar on all other purchases as well. However, what makes these point v...More

The Bank of America Business Advantage Travel Rewards World Mastercard credit card is an excellent travel card, offering a solid 3X points per dollar spent through the Bank of America Travel Center and a fair 1.5X points per dollar on all other purchases as well. However, what makes these point values even more impressive is the fact that this card has absolutely no annual fee. Despite not having an annual fee, the point system rivals those of luxury travel cards and other general rewards cards.

Read full review

Less

CreditCards.com

Surprisingly generous travel card

from CreditCards.com

With a healthy 3-point bonus on travel purchases and a 1.5-point bonus on everything else, this no-annual-fee travel card gives business cardholders ample opportunity to stockpile a large number of points just by using their card for everyday business expenses.

Read full review

With a healthy 3-point bonus on travel purchases and a 1.5-point bonus on everything else, this no-annual-fee travel card gives business cardholders ample opportunity to stockpile a large number of points just by using their card for everyday business expenses.

Read full review

Less

Credit Cards Explained

Offers competitive value for a travel rewards card with no annual fee

from Credit Cards Explained

The Bank of America® Business Advantage Travel Rewards World Mastercard® Credit Card offers business owners 1.5 reward points per dollar spent, as well as bonus points for travel booked through Bank of America's Travel Center.

Read full review

The Bank of America® Business Advantage Travel Rewards World Mastercard® Credit Card offers business owners 1.5 reward points per dollar spent, as well as bonus points for travel booked through Bank of America's Travel Center.

Read full review

Less

Finder

For a small business that has heavy travel expenses

If your business spends thousands of dollars on travel expenses and you don’t want to pay annual fees, then Business Advantage Travel Rewards World Mastercard credit card is a decent option to consider with its 1.5 points reward per every $1 spent and 3 points reward per every $1 spent through Bank of America Travel Center.

Read full review

If your business spends thousands of dollars on travel expenses and you don’t want to pay annual fees, then Business Advantage Travel Rewards World Mastercard credit card is a decent option to consider with its 1.5 points reward per every $1 spent and 3 points reward per every $1 spent through Bank of America Travel Center.

Read full review

Less

Get.com

Great card for unlimited 1.5 points

from Get.com

If you want a rewarding travel card with business and travel perks, and you prefer not to pay for it, Bank of America® Business Advantage Travel Rewards World Mastercard® credit card is a smart choice.

Read full review

If you want a rewarding travel card with business and travel perks, and you prefer not to pay for it, Bank of America® Business Advantage Travel Rewards World Mastercard® credit card is a smart choice.

Read full review

Less

Compare Cards

Suited for businesses who travel frequently

Compare Cards

The Bank of America® Business Advantage Travel Rewards World Mastercard® credit card is a good option for businesses that travel often and want a $0 annual fee card with a competitive rewards rate. You’ll see an added bonus when booking travel via the Bank of America® Travel Center and can e...More

The Bank of America® Business Advantage Travel Rewards World Mastercard® credit card is a good option for businesses that travel often and want a $0 annual fee card with a competitive rewards rate. You’ll see an added bonus when booking travel via the Bank of America® Travel Center and can easily apply points earned to past or new travel purchases.

Read full review

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User Reviews


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