Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Madison Blancaflor, Ryan Wilcox, The Points GuyWhile the welcome offer isn't stellar, and you aren't getting any luxury perks with this card, the Bank of America Business Advantage Customized Cash Rewards card allows you to easily earn thousands of dollars in rewards each year without having to pay an annual fee. There are certainly more lucrati...
- Steve Dashiell, BankrateA solid, relatively no-frills business card that offers a layer of customization to how cardholders earn their cash back. A potentially useful pick for smaller businesses that primarily spend in one of the card’s eligible bonus categories.
- Aaron Hurd, ForbesIf you are a small business owner looking for a simple cash-back credit card that earns good rewards in a variety of categories, and like the flexibility to change your bonus category month-to-month, the Business Advantage Customized Cash Rewards card is a good choice that offers generous rewards an...
- Jason Steele, Money CrashersThe Bank of America Business Advantage Customized Cash Rewards Credit Card has a list of features that’s almost as long as its name. But the key feature is 3% cash back on a category of your choice, which can become as much as 5.25% when you’re a top tier member of their Preferred Rewards program. T...
- Ben Walker, FinanceBuzzWe like that the Bank of America® Business Advantage Customized Cash Rewards Mastercard® credit card gives you the option to choose in which categories you earn the most cash back. But if you don’t want to have to remember to change your categories each quarter or deal with spending caps, then anoth...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
18.49% ‐ 28.49% (Variable) (0% for the first 9 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
18.49% ‐ 28.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
4% |
| Cash Advance Fee |
4% |
| Foreign Transaction Fee |
3% Of each transaction in U.S. dollars. |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$49.00 Maximum |
| Promotions | |
| Sign up bonus |
$300 after spending $3,000 On purchases within the first 90 days. |
| Rewards | |
| All Purchases | 1% cash back |
| Restaurants | 2% cash back |
| Gas | No |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | Yes |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
Disclaimer: All products, logos, images and trademarks are the property of their respective owners. Content is not provided or commissioned by any company mentioned. Any views, analyses, or recommendations expressed here are those of the author's alone, and may not have been reviewed, approved or otherwise endorsed by any company mentioned.
Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.
Mastercard is a registered trademark, and the circles design is a trademark of Mastercard International Incorporated.
The Informr is an independent, advertising supported website and may receive compensation for sponsorships or when you click on certain affiliated links.
Use this card?
Help inform others by sharing your experience with Business Advantage Customized Cash Rewards credit card