Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Claire Tsosie, NerdWalletThe British Airways Visa Signature® Card is an OK card, but the loyalty program associated with it can be a real drag. Unless you're a big spender who's fiercely loyal to British Airways or someone who delights in finding inventive workarounds, the airline's punishing carrier charges — even offset b...
- Ethan Steinberg, The Points GuyDiversifying your portfolio of loyalty currencies is critical in the world of travel rewards, and the British Airways Visa Signature represents a fantastic way to do just that.
- Brett Holzhauer, FinanceBuzzThis British Airways Visa Signature Card is great for international travelers. With this card, you’ll earn rewards in the form of Avios. You can use your Avios on oneworld Alliance airlines such as Cathay Pacific, Iberia, and many others. You can also use Avios to book award flights with British Air...
- Natalie Campisi, BankrateUnless you mainly travel on British Airways, then there’s no real reason to get this card. It’s truly designed for the ardent British Airways flier, as they will get the maximum rewards for their purchases through the airline. The $95 annual fee means that you need to spend at least several hundred...
- Alex Miller, Upgraded PointsThe British Airways Visa card is a great card with good benefits, but it caters to higher spending individuals. Its biggest benefit, the Travel Together Ticket, is earned after spending $30,000 on purchases in a year. Overall, the card doesn’t earn that many points (Avios) compared to its competitor...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
19.74% ‐ 26.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
19.74% ‐ 26.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
28.74% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $95.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
75000 points after spending $5,000
|
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | 2 points per $1 spent |
| Travel |
3 points per $1 spent On British Airways, Aer Lingus, and Iberia purchases. |
| Pharmacy | No |
| Bills | No |
| Additional Details |
Every calendar year you make $30,000 in purchases on your British Airways Visa Signature card, you will earn a Travel Together Ticket good for two years. |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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