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British Airways Visa Signature® card review

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Advertiser Disclosure

Annual Fee
$95.00
Interest Rate: Purchases
16.74% ‐ 23.74% (Variable)
Interest Rate: Purchases
16.74% ‐ 23.74% (Variable)
Balance Transfer
16.74% ‐ 23.74% (Variable)
Balance Transfer
16.74% ‐ 23.74% (Variable)
Rewards
1 - 3 points
Rewards
1 - 3 points
Signup Bonus
100000 points (after spending $5,000)
Signup Bonus
100000 points (after spending $5,000)


8.1/10
Informr score
The British Airways Visa Signature® card currently has an Informr score of 8.1 out of 10. This score is based on our evaluation of 24 sources including reviews from users and the web's most trusted critics.

Am I eligible?


British Airways Visa Signature® card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


One Mile at a Time
One Mile at a Time

The British Airways Visa is one of the best co-branded airline credit cards out there, in my opinion. The card offers a phenomenal welcome bonus, and it can be worth spending money on the card to earn a companion ticket. Beyond that, the card can be worth having for the discounts offered on both pai...

- Ben Schlappig, One Mile at a Time
CreditCards.com
CreditCards.com

One of the best airline cards on the market, this super charged premium card offers frequent transatlantic flyers an accessible sign-up bonus that amply rewards heavy spenders, a plentiful point bonus on airfare, valuable travel perks and generously priced rewards points that are worth more than twi...

- Andy Shuman, CreditCards.com
MyBankTracker
MyBankTracker

Whether you’ve been yearning for a local weekend getaway or a European vacation, the British Airways Visa Signature Card may speed you along with dollars to spare. In addition to no foreign transaction fees, you’ll also benefit from your rewards. The free flights that come from the initial bonus are...

- Mallory Hall, MyBankTracker
SimpleMoneyLyfe
SimpleMoneyLyfe

Mid-tier Airline credit cards find themselves in a competitive market, and the British Airways Visa Signature® card stands out with its massive 100,000 Avios introductory bonus. So, if you frequently fly with British Airways, this is one of the best travel credit cards on the market. Still, it may f...

- Justin Estes, SimpleMoneyLyfe
Upgraded Points
Upgraded Points

With a great new promotion under your belt, you’re looking for a new card that caters to a higher end spender for that nice bump you got in your salary. All your trips to and from London and around the world will be put to use when you can swipe this high-earning card. Like many partnered cards, whe...

- Alex Miller, Upgraded Points

Details


Interest Rates
Regular APR Interest Rate 16.74% ‐ 23.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 16.74% ‐ 23.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 25.74% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $40.00

Maximum

Promotions
Sign up bonus 100000 points after spending $5,000
  • On purchases within the first 3 months.
  • Earn 5 points per $1 spent on flight purchases with Iberia, British Airways, and Aer Lingus within the first 12 months from account opening, 5 points per $1 thereafter.
  • Earn 3 points per $1 spent on hotel accomodations booked directly with the hotel within the first 12 months from account opening, 3 points per $1 thereafter
Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels 2 points per $1 spent
Travel 3 points per $1 spent

On British Airways, Aer Lingus, and Iberia purchases.

Pharmacy No
Bills No
Additional Details

Every calendar year you make $30,000 in purchases on your British Airways Visa Signature card, you will earn a Travel Together Ticket good for two years.

Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance No
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Baggage Delay Insurance
  • Lost Luggage Reimbursement
  • Up to $600 Reward Flight Statement Credits
  • Automatic enrollment in the Executive Club for new members.
  • 10% off British Airways flights starting in the US when you book through the website
  • Free year of DoorDash DashPass
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments -
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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