British Airways Visa Signature® card review

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Advertiser Disclosure

Interest Rate: Purchases
18.24% ‐ 25.24%
Balance Transfer
18.24% ‐ 25.24%
Rewards
1 - 3 points
Signup Bonus
-


8.1/10
Informr score
The British Airways Visa Signature® card currently has an Informr score of 8.1 out of 10. This score is based on our evaluation of 19 sources including reviews from users and the web's most trusted critics.

Am I eligible?


British Airways Visa Signature® card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Points Guy

Diversifying your portfolio of loyalty currencies is critical in the world of travel rewards, and the British Airways Visa Signature represents a fantastic way to do that. Being able to earn up to 120,000 bonus miles in your first year is huge. Even if you don’t meet the $30,000 spending requirement...

- Benji Stawski, The Points Guy
LendEDU

Although the British Airways Visa Signature card offers an eye-catching signup bonus, it requires you to spend a significant amount of money to qualify. For those looking to spend, this card rewards just that, but the more modest consumer may want to look elsewhere for an easier travel aid.

- Jeff Gitlen, LendEDU
CreditCards.com

One of the best airline cards on the market, this super charged premium card offers frequent transatlantic flyers an accessible sign-up bonus that amply rewards heavy spenders, a plentiful point bonus on airfare, valuable travel perks and generously priced rewards points that are worth more than twi...

- Andy Shuman, CreditCards.com
Credit Card Insider

If you frequently travel with British Airlines this card could end up saving you quite a bit of money. The reward points, Avios, will accumulate quickly at 3 points per dollar when you spend with British Airlines, and you can find more deals and discounts through the Gate 365 marketplace to maximize...

- Brendan Harkness, Credit Card Insider
NerdWallet

If you love flying on airlines in the oneworld alliance — especially British Airways — the British Airways Visa Signature Card could be the card for you. Because of the card’s redemption program, you can easily use every last Avios you earn. And with that big sign-up bonus, it’s easy to start saving...

- Claire Tsosie, NerdWallet

Details


Interest Rates
Regular APR Interest Rate 18.24% ‐ 25.24%

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 18.24% ‐ 25.24%

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 27.24%

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $38.00

Maximum

Promotions
Sign up bonus

Earn 4 Avios per $1 spent on all purchases within your first year up to $30,000

Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels No
Travel 3 points per $1 spent

On British Airways purchases.

Pharmacy No
Bills No
Additional Details
  • Automatic enrollment in the Executive Club for new members.
  • Every calendar year you make $30,000 in purchases on your British Airways Visa Signature card, you will earn a Travel Together Ticket good for two years.
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Additional Benefits
  • Baggage Delay Insurance
  • Lost Luggage Reimbursement
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
More
Additional comments
Terms & Conditions Official Terms & Conditions
Suggest a correction

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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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Critic Reviews


The Points Guy

One of the more valuable airline cards on the market

from The Points Guy

Diversifying your portfolio of loyalty currencies is critical in the world of travel rewards, and the British Airways Visa Signature represents a fantastic way to do that. Being able to earn up to 120,000 bonus miles in your first year is huge. Even if you don’t meet the $30,000 spending requir...More

Diversifying your portfolio of loyalty currencies is critical in the world of travel rewards, and the British Airways Visa Signature represents a fantastic way to do that. Being able to earn up to 120,000 bonus miles in your first year is huge. Even if you don’t meet the $30,000 spending requirement to earn the full bonus, you’ll still walk away with 4x miles on what you do spend. With basic economy now being offered on transatlantic flights, it’s a bummer that this card doesn’t offer free checked bags or priority boarding, but its 10% discount on flights makes up for it.

Read full review

Less

LendEDU

Great if you’re a big spender and often fly British Airways

from LendEDU

Although the British Airways Visa Signature card offers an eye-catching signup bonus, it requires you to spend a significant amount of money to qualify. For those looking to spend, this card rewards just that, but the more modest consumer may want to look elsewhere for an easier travel aid.

Read full review

Although the British Airways Visa Signature card offers an eye-catching signup bonus, it requires you to spend a significant amount of money to qualify. For those looking to spend, this card rewards just that, but the more modest consumer may want to look elsewhere for an easier travel aid.

Read full review

Less

CreditCards.com

Great earning scheme

from CreditCards.com

One of the best airline cards on the market, this super charged premium card offers frequent transatlantic flyers an accessible sign-up bonus that amply rewards heavy spenders, a plentiful point bonus on airfare, valuable travel perks and generously priced rewards points that are worth more than...More

One of the best airline cards on the market, this super charged premium card offers frequent transatlantic flyers an accessible sign-up bonus that amply rewards heavy spenders, a plentiful point bonus on airfare, valuable travel perks and generously priced rewards points that are worth more than twice the average credit card rewards point.

Read full review

Less

Credit Card Insider

Saves you some money and make traveling more enjoyable

from Credit Card Insider

If you frequently travel with British Airlines this card could end up saving you quite a bit of money. The reward points, Avios, will accumulate quickly at 3 points per dollar when you spend with British Airlines, and you can find more deals and discounts through the Gate 365 marketplace to maximize your purchasing power.

Read full review

If you frequently travel with British Airlines this card could end up saving you quite a bit of money. The reward points, Avios, will accumulate quickly at 3 points per dollar when you spend with British Airlines, and you can find more deals and discounts through the Gate 365 marketplace to maximize your purchasing power.

Read full review

Less

NerdWallet

Earn more Avios

from NerdWallet

If you love flying on airlines in the oneworld alliance — especially British Airways — the British Airways Visa Signature Card could be the card for you. Because of the card’s redemption program, you can easily use every last Avios you earn. And with that big sign-up bonus, it’s easy to start saving up for your next adventure.

Read full review

If you love flying on airlines in the oneworld alliance — especially British Airways — the British Airways Visa Signature Card could be the card for you. Because of the card’s redemption program, you can easily use every last Avios you earn. And with that big sign-up bonus, it’s easy to start saving up for your next adventure.

Read full review

Less

Miles to Memories

A long term keeper

Miles to Memories

The British Airways credit card from Chase has a compelling welcome bonus offer, especially if you hit the large spend bonus. It’s earning structure and card perks are a little lacking though.

Read full review

The British Airways credit card from Chase has a compelling welcome bonus offer, especially if you hit the large spend bonus. It’s earning structure and card perks are a little lacking though.

Read full review

Less

Finder

A wonderful card for international travelers who spend a lot on travel

from Finder

If you fly often with British Airways and their Alliance or oneworld partners, the options to redeem your Avios are varied and you can easily use every single one of them.

Read full review

If you fly often with British Airways and their Alliance or oneworld partners, the options to redeem your Avios are varied and you can easily use every single one of them.

Read full review

Less

CardRatings.com

A signup bonus of up to 75,000 Avios is one of the better ones on the market

from CardRatings.com

The British Airways Visa Signature® Card is a great choice for those looking for a large signup bonus and for those who frequently travel on British Airways, Iberia Airlines, or OpenSkies flights. 

Read full review

The British Airways Visa Signature® Card is a great choice for those looking for a large signup bonus and for those who frequently travel on British Airways, Iberia Airlines, or OpenSkies flights. 

Read full review

Less

RewardExpert

You don’t need to be a frequent British Airways customer to get a lot of value out of the card

from RewardExpert

The British Airways Visa Signature card from Chase is a great credit card for any traveler, even if you don’t often fly with British Airways. It’s also the sole credit card geared toward U.S. consumers that earns British Airways Avios.

Read full review

The British Airways Visa Signature card from Chase is a great credit card for any traveler, even if you don’t often fly with British Airways. It’s also the sole credit card geared toward U.S. consumers that earns British Airways Avios.

Read full review

Less

One Mile at a Time

Excellent sign-up bonus and some useful perks

from One Mile at a Time

Relatively easy to be approved for (if you have excellent credit), has a generous sign-up bonus, and comes with some perks that more than justify the annual fee.

Read full review

Relatively easy to be approved for (if you have excellent credit), has a generous sign-up bonus, and comes with some perks that more than justify the annual fee.

Read full review

Less

User Reviews


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