British Airways Visa Signature® card review

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Advertiser Disclosure

Interest Rate: Purchases
15.99% ‐ 22.99% (Variable)
Balance Transfer
15.99% ‐ 22.99% (Variable)
Rewards
1 - 3 points
Signup Bonus
50000 points (after spending $3,000)


8.1/10
Informr score
The British Airways Visa Signature® card currently has an Informr score of 8.1 out of 10. This score is based on our evaluation of 20 sources including reviews from users and the web's most trusted critics.

Am I eligible?


British Airways Visa Signature® card is typically available to those with excellent credit scores (650 or greater).
To get this card, you must also:
Yes Be a permanent or temporary resident of USA

Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.

What the Critics Are Saying...


The Points Guy

Diversifying your portfolio of loyalty currencies is critical in the world of travel rewards, and the British Airways Visa Signature represents a fantastic way to do that. Being able to earn up to 100,000 bonus miles in your first year is huge. With basic economy now being offered on transatlantic f...

- Ethan Steinberg, The Points Guy
FinanceBuzz

Traveling overseas from the United States can be incredibly expensive. From the airfare to the taxes and surcharges to checked-bag fees, flying across the Atlantic may feel out of reach to you. The British Airways Visa Signature Card is a great card to help you knock down those costs. With this card...

- Brett Holzhauer, FinanceBuzz
Credit Card Insider

The British Airways Visa Signature Card can provide a lot of value for anyone who’s already spending a lot of money with British Airways, Aer Lingus, or Iberia, especially when you take its dual introductory offers into consideration. BA’s oneworld alliance membership offers a welcome dose of flexib...

- Sean Messier, Credit Card Insider
CreditCards.com

One of the best airline cards on the market, this super charged premium card offers frequent transatlantic flyers an accessible sign-up bonus that amply rewards heavy spenders, a plentiful point bonus on airfare, valuable travel perks and generously priced rewards points that are worth more than twi...

- Andy Shuman, CreditCards.com
LendEDU

Although the British Airways Visa Signature card offers an eye-catching signup bonus, it requires you to spend a significant amount of money to qualify. For those looking to spend, this card rewards just that, but the more modest consumer may want to look elsewhere for an easier travel aid.

- Jeff Gitlen, LendEDU

Details


Interest Rates
Regular APR Interest Rate 15.99% ‐ 22.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Balance Transfer Interest Rate 15.99% ‐ 22.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Cash Advance Interest Rate 24.99% (Variable)

This APR will vary with the market based on the Prime Rate.

Rates & Fees
Annual Fee $95.00
Balance Transfer Fee 5%

Minimum of $5

Cash Advance Fee 5%

Minimum of $10

Foreign Transaction Fee $0.00
Over Limit Fee $0.00
Late Payment Fee $39.00

Maximum

Promotions
Sign up bonus 50000 points after spending $3,000

- On purchases within the first 3 months.

- Plus earn an additional 50,000 Bonus Avios after you spend $20,000 total on purchases within your first year of account opening.

Rewards
All Purchases 1 point per $1 spent
Restaurants No
Gas No
Groceries No
Hotels 2 points per $1 spent
Travel 3 points per $1 spent

On British Airways, Aer Lingus, and Iberia purchases.

Pharmacy No
Bills No
Additional Details Every calendar year you make $30,000 in purchases on your British Airways Visa Signature card, you will earn a Travel Together Ticket good for two years.
Features & Benefits
Additional Card Holders Yes
Travel Accident Insurance No
Car Rental Insurance Yes
Car Rental Discount No
Extended Warranty Yes
Purchase Protection Yes
Zero Liability No
No Foreign Transaction Fees Yes
Emergency Assistance No
Concierge Service No
Price Protection No
Fraud Protection No
Free Credit Scores No
Wireless Payments No
Virtual Cards No
Additional Benefits
  • Baggage Delay Insurance
  • Lost Luggage Reimbursement
  • Up to $600 Reward Flight Statement Credits
  • Automatic enrollment in the Executive Club for new members.
Eligibility
Minimum Security Deposit $0
Minimum Age 18
Minimum Personal Income
Temporary Residents No
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Additional comments
Terms & Conditions Official Terms & Conditions
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Information in this article is believed to be accurate at the time it was written, but terms and conditions may change at any time. All information is presented without warranty or guarantee. Please verify all terms and conditions of any credit card prior to applying.

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