Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Ben Schlappig, One Mile at a TimeThe British Airways Visa Card has an excellent welcome bonus, and that could be a legitimate motivator for picking up this card. However, personally this isn’t a card I would use for everyday spending, since you can earn British Airways Avios at a better rate with other American Express or Chase car...
- Ethan Steinberg, Chris Nelson, The Points GuyDiversifying your portfolio of loyalty currencies is critical in the world of travel rewards, and the British Airways Visa represents a fantastic way to do just that. With the current welcome offer, low annual fee and opportunity to get some of your taxes and fees credited back, this card is a great...
- Samantha Holland, AwardWalletThe British Airways Visa Card is a solid airline rewards card sporting a decent welcome offer and some great perks. Although Avios may seem intimidating as a foreign airline program, there are a number of sweet spots for U.S. travelers. If you're able to use at least half of the benefits on this car...
- Eric Rosenberg, TimeWith the British Airways Visa Signature® Card, you’ll earn valuable Avios rewards that you can redeem for statement credits, an annual Travel Together Ticket, and discounted flights booked through British Airways. There is also a lucrative signup bonus. However, the annual fee, low standard purchase...
- Alvin Byers, Dia Adams, ForbesThe British Airways Visa Signature® Card can be a wise choice for those who can maximize the British Airways’ partner mileage redemption award chart. This card often offers a large welcome bonus, allowing for outsized value given that it charges a reasonable $95 annual fee. And the chance for bigger...
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
21.49% ‐ 28.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
21.49% ‐ 28.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Cash Advance Interest Rate |
29.99% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $95.00 |
| Balance Transfer Fee |
5% Minimum of $5 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee | $0.00 |
| Over Limit Fee | $0.00 |
| Late Payment Fee |
$40.00 Maximum |
| Promotions | |
| Sign up bonus |
75000 points after spending $5,000
|
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | No |
| Gas | No |
| Groceries | No |
| Hotels | 2 points per $1 spent |
| Travel |
3 points per $1 spent On British Airways, Aer Lingus, and Iberia purchases. |
| Pharmacy | No |
| Bills | No |
| Additional Details |
Every calendar year you make $30,000 in purchases on your British Airways Visa Signature card, you will earn a Travel Together Ticket good for two years. |
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | No |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | No |
| No Foreign Transaction Fees | Yes |
| Emergency Assistance | No |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | No |
| Free Credit Scores | No |
| Wireless Payments | No |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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