Am I eligible?
To get this card, you must also:
Note: This information is only intended as a guide. The final decision is up to the bank and your application could still be rejected even if you can answer 'Yes' to all the minimum criteria above. Always consider your options and your financial situation before you apply for a credit card.
What the Critics Are Saying...
- Tricia Jones, Fit Small BusinessBMO Business Platinum Rewards Credit Card is a great pick for those with active BMO checking accounts wanting to earn points rewards. On top of earning premium rewards on selected spending categories, it also offers a 0% introductory period on purchases and balance transfers for the first nine billi...
- Jason Steele, Money CrashersThe BMO Business Platinum Rewards Credit Card has a lot of potential, but I’m sad to say it doesn’t live up to it. When you consider that the reward points are worth just $0.0067 each, then an attractive 5x points becomes a more ordinary 3.33x points, and the other bonus offers are less competitive....
Details
| Interest Rates | |
|---|---|
| Regular APR Interest Rate |
20.49% ‐ 29.49% (Variable) (0% for the first 9 months) This APR will vary with the market based on the Prime Rate. |
| Balance Transfer Interest Rate |
20.49% ‐ 29.49% (Variable) (0% for the first 9 months)
|
| Cash Advance Interest Rate |
32.49% (Variable) This APR will vary with the market based on the Prime Rate. |
| Rates & Fees | |
| Annual Fee | $0.00 |
| Balance Transfer Fee |
4% Minimum of $10 |
| Cash Advance Fee |
5% Minimum of $10 |
| Foreign Transaction Fee |
2% Of each transaction in U.S. dollars. |
| Over Limit Fee | $39.00 |
| Late Payment Fee | $39.00 |
| Promotions | |
| Sign up bonus |
50000 points after spending $5,000
|
| Rewards | |
| All Purchases | 1 point per $1 spent |
| Restaurants | 2 points per $1 spent |
| Gas | 3 points per $1 spent |
| Groceries | No |
| Hotels | No |
| Travel | No |
| Pharmacy | No |
| Bills | No |
| Additional Details |
|
| Features & Benefits | |
| Additional Card Holders | Yes |
| Travel Accident Insurance | No |
| Car Rental Insurance | Yes |
| Car Rental Discount | No |
| Extended Warranty | Yes |
| Purchase Protection | Yes |
| Zero Liability | Yes |
| No Foreign Transaction Fees | No |
| Emergency Assistance | Yes |
| Concierge Service | No |
| Price Protection | No |
| Fraud Protection | Yes |
| Free Credit Scores | No |
| Wireless Payments | Apple Pay, Samsung Pay, Google Pay |
| Virtual Cards | No |
| Additional Benefits |
|
| Eligibility | |
| Minimum Security Deposit | $0 |
| Minimum Age | 18 |
| Minimum Personal Income | |
| Temporary Residents | No |
| More | |
| Additional comments | - |
| Terms & Conditions | Official Terms & Conditions |
| Suggest a correction |
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